{"lbl_sign_in_option":"Sign In Options","lbl_sign_in_username":"or sign in with Username","lbl_username":"Username","lbl_password":"Password","error_login":"Oops! The details you entered don't match our records. Please check and try again.","error_details_mismatch":"Oops! The details you entered don't match our records. Please check and try again","lbl_new_account":"New to AlRamz? Create an Account","lbl_open_account":"Open Your Account with Us","lbl_with_five_minutes":"within five minutes","lbl_create_password":"Create Password","lbl_confirm_password":"Confirm Password","lbl_email":"Email","lbl_mobile":"Mobile","lbl_account_exist":"Already have an Account?","lbl_sign_in":"Sign In","lbl_mywatchlist":"My Watchlist","error_sign_in":"Something's not right on our end. Please give it a moment and try again or call +971 26262626","error_something_not_right":"Something's not right on our end. Please give it a moment and try again or call +971 26262626","error_generic":"Something's not right on our end. Please give it a moment and try again or call +971 26262626","lbl_all":"ALL","error_common_password":"Oops! Your password can't include commonly used words (secret, password ..etc ). Please try a unique combination","lbl_equities":"EQUITIES","lbl_futures":"FUTURES","lbl_select_watchlist":"Select Watchlist","lbl_search_add_symbol":"Search/Add Symbol","lbl_search_symbol":"Search Symbol","lbl_filter_watchlist":"Filter Watchlist","lbl_transfer_fillter":"Filter Watchlist","lbl_select_currencies":"Select Currencies","lbl_stock_exchange":"Stock Exchange","lbl_market_stockexch":"Stock Exchange","lbl_islamic_type":"Islamic Type","lbl_common_symbol":"Symbol","lbl_common_price":"Price","lbl_day_change":"Day Change","lbl_change":"Change","lbl_cash":"Cash (AED)","lbl_common_cash":"Cash","lbl_transfer_cash1":"Cash","lbl_footer_totalall":"Total Allocated (AED)","lbl_footer_unre":"Unrealised P&L (AED)","lbl_net_asset_value":"Net Asset Value (AED)","lbl_allocated":"Allocated","lbl_utilized_margin":"Utilized Margin (AED)","lbl_maintenance_margin":"Maintenance Margin (%)","lbl_footer_maintenance":"Maintenance Margin (%)","lbl_buy":"Buy","lbl_sell":"Sell","lbl_limit":"Limit","lbl_ipo_limitq":"Limit","lbl_market":"Market","lbl_quantity":"Quantity","lbl_amount":"Amount","lbl_order_value":"Order Value","lbl_exposure":"Exposure","lbl_robo_exposure":"Exposure","lbl_validity":"Validity","lbl_leverage":"Leverage","lbl_robo_leverage":"Leverage","lbl_marketdepth":"Market Depth","lbl_show_more":"Show More","lbl_show_less":"Show Less","lbl_buuying_power":"Buying Power","lbl_my_profile":"My Profile","lbl_bank_details":"Bank Details","lbl_iban_no":"IBAN No.","error_price_range":"Price should be in between Price Range.","lbl_bank_name":"Bank Name","lbl_bank_swift_code":"Bank Swift Code","lbl_bank_account_no":"Bank Account No.","lbl_passport_details":"Passport Details","lbl_passport_no":"Passport No.","lbl_passport_expiry_date":"Passport Expiry Date","lbl_personal_details":"Account Information","lbl_gender":"Gender","lbl_date_of_birth":"Date of Birth","lbl_nationality":"Nationality","lbl_emirates_id":"Emirate ID","lbl_ipo_emi_id":"Emirates ID","lbl_id_number":"ID Number","lbl_expiry_date":"Expiry Date","lbl_address":"Address","lbl_my_preferences":"My Preferences","lbl_change_password":"Change Password","lbl_service_request":"Service Request","lbl_local_markets":"Local Markets","lbl_view_details":"View Details","lbl_common_viewdetail":"View Details","lbl_trending_assets":"Trending Securities","lbl_orders":"Orders","lbl_order":"Order","lbl_standing instruction":"Standing Orders","lbl_history":"History","lbl_no_order":"There are no orders for the selected period","lbl_place_right_time":"Place an order!","lbl_place_order":"PLACE ORDER","lbl_no_order_date_range":"No orders found for the selected date range","lbl_trasnfer_in":"Transfer In","lbl_seasnfer_ticker":"Search Symbol Name or Symbol Ticker","lbl_cossnfer_aed":"Cost Price (AED)","lbl_iaccept_terms_conditions":"I accept the terms & conditions","lbl_thesnfer_period":"There are no orders for selected period","lbl_selected_period":"Selected Period","lbl_active_ipo":"Active Public Offerings","lbl_my_subcription":"MY SUBSCRIPTIONS","lbl_ipo_mysubcript":"MY SUBSCRIPTIONS","lbl_announcement":"Announcement","lbl_start_date":"Start","lbl_end_date":"End","lbl_allocation":"Allocation","lbl_snapshot_listingdate":"Listing Date","lbl_min_amt":"Min Amount","lbl_eligibility":"Eligibility","lbl_subscribe":"Subscribe","lbl_ipo_prospectus":"Prospectus","lbl_view_prospectus":"View Prospectus","lbl_upcoming_ipo":"Upcoming Offerings","lbl_service_requests":"Service Requests","lbl_myproduct":" My Products","lbl_share_transfer":"Shares Transfer","lbl_common_click_here_to":"click here to","lbl_add_funds":"Add Funds","lbl_complains_suggesction":"Complains and Suggestion","lbl_ui_tutorial":"UI Tutorial","lbl_watchlist_tutorial":"Tutorial","lbl_account_lock":"Your account is locked","info_opt_sent":"We have sent an OTP on your registered email ID and mobile number","error_maxumum_attempt":"Oops! You've reached the maximum number of retry attempts. Please wait for a while and try again later.","info_password_change":"Your password has been changed successfully","error_account_lock":"Your account is locked. To unlock, please contact AlRamz Customer Service at +971 26262626","info_validate_otp":"Thank you for validating the OTP","error_account_exhausted_retry":"You have exhausted all your retry attempts.\nPlease contact AlRamz Customer Service to unlock the account on","invalid_file_format":"Invalid file format. Only JPEG, PNG, and JPG are allowed.","error_logged_out":"You will be automatically logged out in 30 seconds due to inactivity","error_imagemin":"Image minimum dimension 400px and maximum dimension 3000px","error_maxfile":"Max file size 1MB | File formate JPG, PNG","retake":"Retake Picture","plain_background":"Please ensure your photo has a plain background","error_password_length1":"Your password must be more than eight characters long","help_center":"Help Center","error_password_length2":"and include a combination of numbers, letters and special characters (!$@%#)","forgot_password":"Forgot Password","error_password_invalid":"The password you entered doesn't meet the policy requirements. Please enter a valid password adhering to the password policy","error_password_requirements":"The password you entered doesn't meet the policy requirements. Please enter a valid password adhering to the password policy","enter_email_address":"Enter your email address linked to your account","error_password_match":"Reenter password","new_password":"New Password","enter_otp":"Please enter the OTP sent to your registered Mobile number and Email address","sent_username":"We have sent username to your registered email address","enter_valid_email":"Please Enter valid E-mail ID","no_data_available":"No data available.","something_went_wrong":"Something went wrong!","mes_transfer_went_wrong":"Something went wrong!","invalid_request_please_check":"Invalid Request, please check your entered details..!!","error_username_email":"Oops! It seems like the entered Username or E-mail ID isn't valid. Please check and try again","too_many_attempts":"You have exceeded the permissible number of attempts, Please click on below link to verify email","lbl_signup":"SignUp","lbl_alramz":"AlRamz","lbl_acknowledge":"I acknowledge that my information will be used in accordance with the privacy policy & Cookie policy","lbl_accept_terms_conditions":"Accept Terms and Conditions","lbl_appendix1_trading_terms":"Appendix1: Trading Terms and Conditions","lbl_no_data":"No Data","lbl_article1_preamble":"Article 1: Preamble","lbl_integral_part_statement":"This appendix and other attached appendices and documents shall be considered an integral part of the Account Opening Agreement.","lbl_supersedes_statement":"This document supersedes any previous agreement between both parties on the same subject matter, but does not supersede any specific agreements in relation to any particular service.","lbl_article2_defunitions":"Article 2: Definitions","lbl_acc_opening_agreement":"Account Opening Agreement:","lbl_account_opening_agreement_statement":"The Account Opening Agreement for Trading in Securities made between the Company and the Client.","error_valid_username_length":"Please Enter valid UserName, length between 5 to 30","lbl_authority":"Authority","error_password_seem_right":"Oops! The password you entered doesn't seem right. Please check and try again.","lbl_emirates_securities_authority":"Emirates Securities & Commodities Authority.","error_password_not_match_try_again":"Oops! The passwords you entered don't match. Please try again","lbl_company":"Company","error_mobile_seem_right":"Oops! The mobile number you entered doesn't seem right. Please check and try again","error_invalid_mobile_number_2":"Oops! The mobile number you entered doesn't seem right. Please check and try again","lbl_al_ramz_capital_info":"Al Ramz Capital, LLC, a company existing in the United Arab Emirates under license number CN-1025353, having its place of business at 22nd Floor, Sky Tower, Al Reem Island, Abu Dhabi, United Arab Emirates.","lbl_client":"Client","lbl_account_opener":"A person or entity that has executed the Account Opening Agreement.","lbl_law":"Law","lbl_federal_law":"Federal Law No.4 of 2000 concerning the Emirates Securities & Commodities Authority and Market, as amended.","lbl_regulations":"Regulations","lbl_securities_regulations":"Regulations issued under the Authority’s Board Decision No. (66) of 2007, (67) of 2007, (17) of 2010 and (27) of 2014 concerning the brokerage in securities regulations, as amended.","lbl_stock_exchange_market":"Any stock exchange market licensed by the Authority, and through which the sale and purchase transactions of securities are executed.","lbl_securities":"Securities","lbl_robo_securities":"Securities","lbl_financial_instruments":"The shares, bonds, and debentures issued by joint stock companies as well as the bonds and debentures issued by the Federal Government, Local Governments, Public Authorities and Corporations in the United Arab Emirates, and any other local or foreign financial instruments approved by the Authority.","lbl_Invest_num":"Investor Number","lbl_special_identification_num":"The special identification number given to the Client by the Market.","lbl_trading_or_trade":"Trading/Trade","lbl_sale_purchase_transactions":"The sale and purchase transactions performed on Securities in the Market.","lbl_trading_account":"Trading Account","lbl_trading_account_desc":"The Client’s trading account held with the Company and through which Securities are traded. ","lbl_online_trading":"Online Trading","lbl_online_trading_desc":"Trading through the Online Trading System.","lbl_online_trading_system":"Online Trading System","lbl_online_trading_system_desc":"The Company’s website and/ or smartphones application.","lbl_Insider":"Insider","lbl_Insider_desc":"Any person that holds significant internal information related to a listed company, whether that person is from inside the company such as the board, managing director, management and employees; or from outside the company and has access to such information.","lbl_article3_on_boarding":"Article 3: Client on-boarding","lbl_article3_on_boarding_desc":"The Company is committed to and complies with relevant applicable laws in relation to the prohibition and combating of money laundering and know-your-customer. In this connection, the Company requires the completion of all compliance and account opening requirements and requires sufficient client details and information. The Company will not commence business with a client unless all on-boarding procedures are complete. The Company retains full discretion to approve or decline applications and to cease business with a person at any time.","lbl_article4_statement_risk":"Article 4: Statement of Risks","lbl_article4_statement_risk_desc1":"1.The Client agrees and acknowledges that Trading in Securities involves several risks, which may cause the Client to lose its invested capital or part there of as the rates of Securities are not only subject to increase but also to decrease at a major rate which may cause the Client to suffer losses due to such changes in the prices. Furthermore, the Securities liquidation process through sale may become difficult due to decrease of the demand there on, in addition to many other risks the Client may be exposed to.","lbl_article4_statement_risk_desc2":"2. In addition, the Client agrees and acknowledges that any opinion or view provided by the Company to the Client regarding an expected outcome of a particular Trade shall not in any manner be construed by the Client as a guarantee for such expected outcome and that notwithstanding any such view and or opinion, all Trades shall be executed at the sole risk and responsibility of the Client.","lbl_article4_statement_risk_desc3":"3. For purposes hereof, the Client acknowledges that all Trading orders issued or to be issued to the Company from time to time shall have been issued by the Client based on its own sole judgment of risks and expected outcome and in doing so, shall not have taken into account any view and or opinion expressed by the Company.","lbl_article4_statement_risk_desc4":"4. The Client agrees that in the event it places reliance on any view and or opinion expressed by the Company in respect of risks and or an expected outcome of a Trade, it shall in respect of such reliance, release the Company from any and all liability in respect of any damages, losses, costs, expenses, charges, fees and other similar imposts incurred and or suffered by the Client.","lbl_article4_statement_risk_desc5":"5. In light of the above and given that the Client understands the foregoing provisions in full, the Client agrees and undertakes to ensure that it shall not initiate claims, litigation or other legal proceedings against the Company and irrevocably releases it entirely from any such prospective causes of action.","lbl_article5_company_risghts":"Article 5: Company’s Rights","lbl_article5_company_risghts_desc":"The Company shall be entitled under this Agreement to:","lbl_article5_company_risghts_desc1":"1. Receive the monetary consideration for the purchase transactions before executing any purchase orders and at the latest before the settlement date.","lbl_article5_company_risghts_desc2":"2. Receive the commission prescribed for execution of the trading transactions in accordance with the applicable regulations and resolutions.","lbl_article5_company_risghts_desc3":"3. After notifying the Client through one of his/her/its agreed communication channels as per the account opening agreement, the Company may amend the fees and commissions.","lbl_article5_company_risghts_desc4":"4. Receiving a fee of AED 10 for every additional copy of the documents, or for issuing new cheques instead of lost or expired cheques.","lbl_article5_company_risghts_desc5":"5. Selling Securities that have been already purchased by the Company on behalf of and for account of the Client if the Client fails to make any due payments with respect to these Securities, and within the limits that are sufficient to pay the Company’s dues, in accordance with the following:","lbl_article5_company_risghts_desc5a":"a) Notifying the Client through one of the agreed communication methods as per the account opening form, that in the event of non-payment, the Securities shall be sold within two working days as of the date of receipt of the notice, provided that the notice includes the details of the executed purchase and the amounts due for purchase and payable fees and commissions.","lbl_article5_company_risghts_desc5b":"b) Obtaining approval of the financial market before making the sale, after expiration of the period referred to in paragraph (a) of this clause.","lbl_article5_company_risghts_desc5c":"c) In the event the sale proceeds are not sufficient to settle the amounts due to the Company; the Company reserves the right to claim the remaining amounts and compensation in addition to 20% late fees per annum from the maturity date of the debt until full repayment.","lbl_article5_company_risghts_desc6":"6. Settle any debit balances that appear in the Client’s account as a result of executing any purchase transactions on any stock market by using credit balance in his/her/its accounts with the Company.","lbl_article5_company_risghts_desc7":"7. Check statements for the Client’s bank account used for purposes of Trading prior to implementing and or executing any order received that the Client’s bank account has sufficient funds to execute and or implement the Trading sought by the Client pursuant to the orders made with the Company.","lbl_article5_company_risghts_desc8":"8. In addition to the above, the company shall at all times be entitled to record phone calls and other conversations between the Client and employees and/or officers of the Company that are made in connection with the Client’s relationship with the Company.","lbl_article6_company_obligations":"Article 6: The Company’s Obligations","lbl_article6_company_obligations_desc":"The Company agrees and undertakes to:","lbl_article6_company_obligations_desc1":"1. Exert the diligence of a prudent person in its dealings and comply with the provisions of law and regulations issued in implementation thereof, and to always comply with the conditions and rules based on which the license was issued, and with the commercial customs, principles of honesty, justice and equality and to protect the Client’s interests.","lbl_article6_company_obligations_desc2":"2. Always act with honesty and integrity in serving the Client’s interest, and to refrain from any action which may prejudice the Client or other brokers or the Market, such as providing a misleading or incorrect image of the Securities rates or their trade volume.","lbl_article6_company_obligations_desc3":"3. Enter the sale and purchase orders into the trading system as soon as it receives such orders from the Client, provided that this shall be carried out as per the order of receipt of such orders.","lbl_article6_company_obligations_desc4":"4. Add the proceeds of the Securities sell transactions to the Client’s account on the same date of settlement of the transaction according to the rules set out by the Market or according to the Agreement.","lbl_article6_company_obligations_desc5":"5. Immediately notify the Client through one of the means of notification agreed upon in the Account Opening Agreement, of the Trading transactions executed by it on the Client’s account.","lbl_article6_company_obligations_desc6":"6. Maintain and operate effective organisational and administrative arrangements to prevent conflicts of interests from adversely affecting the interests of its clients (including, where applicable “Chinese Walls”).","lbl_article6_company_obligations_desc7":"7. Not execute any sale transactions except after ensuring that the seller is the owner of the Securities.","lbl_article6_company_obligations_desc8":"8. Provide the Client with a detailed monthly statement.","lbl_article6_company_obligations_desc9":"9. Maintain confidentiality of all data related to the Client and which was obtained pursuant to this Agreement, without prejudice to the Company’s duty to disclose the said information according to the applicable laws and regulations.","lbl_article6_company_obligations_desc10":"10. Any funds held by the Company on client’s behalf will be subject to the protection conferred by the Authority’s regulations, and as a consequence, will be held separately from funds belonging to the Company or other clients.","lbl_article6_company_obligations_desc11":"11. Maintain data pertaining to the orders and the relationship with the Client, including emails, instructions and order forms, confirmations and recordings of phone calls with the Client. In respect thereof, the Client shall at all times be entitled at its own cost and expense to obtain copies of such data.","lbl_article7_client_right":"Article 7: The Client’s rights","lbl_article7_client_right_desc":"The Client is entitled under this Agreement to the following:","lbl_article7_client_right_desc1":"1. Issue “sell” and “buy” orders to the Company, and the Company may not execute any Trading transactions without an order from the Client for this purpose, except in the events where the applicable laws and regulations permit such transactions according to the provisions of this Agreement.","lbl_article7_client_right_desc1_1":"Notwithstanding the foregoing, the Client agrees and acknowledges that the Company shall at all times be entitled to consider each order issued by the Client to have been issued with the due and necessary authorization of the Client and shall not be obliged to verify the authenticity of such order prior to execution and or implementation thereof. Furthermore, the Company shall not in any manner whatsoever be responsible for any losses, damages, costs, fees, charges or other similar imposts incurred and or suffered by the Client arising out of an order for Trading that is issued fraudulently or in error or is otherwise distorted or altered as a result of communication.","lbl_article7_client_right_desc2":"2. Amend or cancel any “sell” or “buy” orders issued to the Company as long as such orders have not been processed in the trading system and provided that the Company is able to cancel or amend the same.","lbl_article7_client_right_desc3":"3. The Client shall be notified by any means of notification agreed upon in the Account Opening Form of the transactions executed at on their account as soon as such transactions are executed. The Client may also, within two business days from the date of notification object to any transaction by way of notifying the Company and providing sufficient explanation through the same means of any mistake or objection to the transactions executed on their account.","lbl_article7_client_right_desc4":"4. Request, at any time, a detailed statement of account or a statement showing his/her/its account balance. In any event, the Company shall provide such statements on a quarterly basis to the Client. If upon issuance of such a statement, the contents thereof are not objected to by the Client within five (5) working days of receipt, the contents thereof shall be treated as conclusive evidence of the account position in respect of the Client.","lbl_article8_client_obligations":"Article 8: The Client’s Obligations","lbl_article8_client_obligations_desc":"The Client agrees and undertakes that it shall:","lbl_article8_client_obligations_desc1":"1. Provide to the Company prior to making any request for execution of a Trade the Investor Number issued to the Client.","lbl_article8_client_obligations_desc2":"2. Ensure that the bank account to be used for purposes of Trading is adequately and sufficient funded for execution and or implementing of the orders issued by the Client from time to time. The Client further agrees and acknowledges that the Company shall be under no obligation to make periodic checks to ensure adequacy and sufficiency of funds in such bank account. In the event that an order is issued by the Client but the funds in the bank account are not adequate and or sufficient, then the Company shall be entitled to cease, without any prior notice to the Client, from executing and or implementing such order.","lbl_article8_client_obligations_desc3":"3. Furnish such information from time to time as the Company may deem to be required for purposes of its compliance with applicable law, including information required to verify the Client’s identity in accordance with the Authority's anti-money laundering and terrorist financing laws and to verify that information provided by the Client are and continue to be true, correct and complete.","lbl_article8_client_obligations_desc4":"4. Provide all documents and information to update the information held by the Company in relation to the Client on an annual basis or otherwise whenever changes occur to such information. In the event that the Client fails to provide adequate information/documents as required, the Company shall be entitled to, without prior notice to the Client, halt provision of all services to the Client.","lbl_article8_client_obligations_desc5":"5. Ensure that it shall notify the Company promptly and without delay upon the occurrence of any of the following: (a) the Client issued an order to the Company, the receipt of which was not confirmed by the Company within two (2) business days therefrom; (b) if the Client becomes aware of a purported order having been executed and or implemented, which order was not actually issued by the Client; (c) the Client has revoked any authorizations granted to any of its representatives for dealing with the Company on its behalf.","lbl_article8_client_obligations_desc6":"6.Indemnify the Company and keep it indemnified from and against any and all losses, damages, costs, fees, charges, expenses and other similar imposts that it may suffer and or incur as a result of the Client breaching the terms contained herein or contained elsewhere in connection with its relationship with the Company.","lbl_article8_client_obligations_desc7":"7. Settle the values of all Securities purchase transactions and the commissions plus any other fees and/ or expenses within the limits of the provisions of law, decisions or regulations issued in this respect and in accordance with the provisions of this Agreement. Moreover, the Client shall agree that the Company may deduct such commissions, fees and/ or expenses from his/her/its account held with the Company without the need for any consent from the Client.","lbl_article8_client_obligations_desc8":"8. Authorize the Company – under this Agreement – to disclose any information which may be requested by the Authority, the Markets or any entities entrusted with the implementation of the laws in the UAE in relation to the Client and/or any of its dealings.","lbl_article8_client_obligations_desc9":"9. Declare that he/she/it is the sole beneficiary of the funds/assets invested with or through the Company. If he/she/it is a representative for others in the intended investment, he/she/it shall declare that the names provided in the section of “Information of the Real Beneficiary of Account” in the account opening form are the beneficial owners/owners of the assets placed with the Company and undertakes to inform the Company immediately in case of any changes.","lbl_article8_client_obligations_desc10":"10. Notify the Company immediately and without delay if the Client becomes a politically exposed person. For purposes hereof, the term ‘politically exposed person’ means any person directly related to a person that assumes or has assumed politically prominent position whether in the United Arab Emirates or in a foreign country.","lbl_article8_client_obligations_desc11":"11. Notify the Company of any material conflicting interests he/she/it may be aware of, including employees, their associates, friends or family connected with the Company’s Group or any brokers and exchanges through which it conducts business.","lbl_article8_client_obligations_desc12":"12. Disclose his/her/its executive position, insider status and or membership in the Board of Directors of the companies listed in the UAE before making any transaction; and that he/she/it will keep the Company updated of any changes in his/her/its membership or holding of Board Membership(s), execution position or insider position(s), in any UAE shareholding company immediately.","lbl_article8_client_obligations_desc13":"13. Observe all applicable laws in relation to market abuse, insider trading and other standards of good behavior as stipulated in applicable markets.","lbl_article8_client_obligations_desc14":"14.The Client hereby undertakes to abide by all the laws applicable in the UAE, in addition to the decisions and regulations issued by the Authority and the Market. The Client shall be liable to pay the Company immediately for all fines and penalties imposed on the Company by the regulators as a direct or indirect result of the acts or omissions of the Client including, without limitation, for regulatory breaches.","lbl_article8_client_obligations_desc15":"15. Where a client appoints and uses custodians to hold cash or securities on its behalf, the client shall provide the details of the custodian to the Company and the Company shall liaise with such custodian for the settlement of transactions.","lbl_article9_disclaimer":"Article 9: Disclaimer","lbl_article9_disclaimer_desc":"The Company shall not be liable for any delay or non- execution of ordersin the following cases:","lbl_article9_disclaimer_desc1":"1. Force majeure; failure in power, telephone, fax or internet lines, problems with Company’s internet securities Trading System, earthquake, floods, fire, natural disasters, acts of God, civil war, terrorist acts, labor strikes. However, the affected party should take the necessary actions to reduce the effect of the event of force majeure.","lbl_article9_disclaimer_desc2":"2. The Market refuses to execute the order for many reasons including suspension of the stock or due to restrictions against some nationalities.","lbl_article9_disclaimer_desc3":"3. In case of insufficient funds in the Client’s account.","lbl_article9_disclaimer_desc4":"4. In the event that the Client issues multiple orders for Trading, such orders shall subject to the terms hereof be implemented and or executed on a first come first served basis.","lbl_article9_disclaimer_desc5":"5. The Company is not liable for the acts any third party including the Market.","lbl_article9_disclaimer_desc6":"6. The Company has the right to reject any order in case that order violates the articles of association of the Company issuing that stock. The Client should indemnify the Company for any losses/damages incurred due to the execution of such orders save that the Company is not aware of the restrictions imposed on such transactions.","lbl_article9_disclaimer_desc7":"7. In cases where the Company exceeds the limits set for trading transactions by the Market.","lbl_article10_general":"Article 10: General","lbl_article10_general_desc1":"1. The Client acknowledges that all documents and information submitted by him/her/it are legally valid and that the sources of the funds they are dealing with through the Company are all legitimate and do not violate the laws of the Central Bank of the UAE regarding money laundering and the financing of terrorism.","lbl_article10_general_desc2":"2. The Company will not provide investment, legal, tax or other advice or recommendation. Client must make its own independent decision as to whether to enter into a transaction and whether that transaction is appropriate or proper for it based upon its own judgment. Client should not rely on any communication (written or oral) by the Company in this respect.","lbl_article10_general_desc3":"3. The Company may refuse to execute an instruction if it concludes (in its sole discretion) that the transaction is, or may be considered, not in compliance with any applicable law, rule or regulation, code of practice provided that the Company shall promptly inform the client if possible when any instruction is refused for this reason.","lbl_article10_general_desc4":"4. Complaints: Any objection or complaint by the Client shall be addressed to the Customer service department attention of the \"Customer Service Officer'' via the following email cm@alramz.ae.","lbl_article10_general_desc5":"5. The Client acknowledges that in case of depositing cash or cheques for the account of the Company in foreign currencies, the Company takes no responsibility for the fluctuations of exchange rate of these currencies, knowing that these accounts shall be subject to all applicable cash rules and instructions.","lbl_article10_general_desc6":"6. Nothing in the Client's agreement shall be deemed to constitute a joint venture or partnership between the Company and the Client.","lbl_article10_general_desc7":"7. All fees and expenses payable by the client pursuant to this Agreement must be paid together with value added tax or any similar tax (if any) properly chargeable thereon in any jurisdiction.","lbl_article11_amendment_additions":"Article 11: Amendments and additions","lbl_article11_amendment_additions_desc":"The company reserves the right to update, change or replace any part of these Terms and Conditions by posting the updates and/or changes on our website every quarter.","lbl_article_12_termination":"Article 12: Termination","lbl_article_12_termination_desc":"This Agreement shall be terminated if:","lbl_article_12_termination_desc1":"1. If both Parties agree in writing to do so.","lbl_article_12_termination_desc2":"2. If one of the Parties desires to terminate this Agreement, provided that the party wishing to terminate sends a notice in writing to the other party at least 5 days prior to the intended date of termination and fulfillment of all rights and obligations arising upon execution of the Agreement.","lbl_article_12_termination_desc3":"3. If the Client violates any of its obligations under this agreement and does not repair this defect within a maximum of (5) working days, the Company may terminate this contract and claim for all due amounts with the delay and damage and the delay penalty at 20% annually from maturity until full repayment.","lbl_article_12_termination_desc4":"4. In all cases, termination of this Agreement shall not affect any rights and obligations arising prior to such termination, more particularly with respect to any fees or commissions due to the Company, and for such purpose the Agreement shall remain in full force and effect between the two parties until settlement of such rights and obligations after such time it shall be considered terminated without need for any court notice or other legal proceedings.","lbl_article_13_interpretation":"Article 13: Interpretation & Solving Disputes","lbl_article_13_interpretation_desc":"This Agreement and all rights and obligations of the Parties resulting therefrom shall be construed in accordance with the laws and regulations in force in the United Arab Emirates. Any dispute arising between the parties here to shall be settled through amicable means. In case the parties do not reach an amicable solution within (7) working days, such dispute shall be settled by the competent courts in the UAE. The Parties irrevocably agree that the courts of Abu Dhabi shall have jurisdiction to determine the enforcement of, and any dispute arising out of or in connection with this Agreement.","lbl_terms_conditions_agreement_mbl":"Appendix1: Trading Terms and Conditions\n\nArticle 1: Preamble\n\nThis appendix and other attached appendices and documents shall be considered an integral part of the Account Opening Agreement.\n\nThis document supersedes any previous agreement between both parties on the same subject matter, but does not supersede any specific agreements in relation to any particular service.\n\nArticle 2: Definitions\n\nAccount Opening Agreement:\n\nThe Account Opening Agreement for Trading in Securities made between the Company and the Client.\n\nAuthority:\n\nEmirates Securities & Commodities Authority.\n\nCompany:\n\nAl Ramz Capital, LLC, a company existing in the United Arab Emirates under license number CN-1025353, having its place of business at 22nd Floor, Sky Tower, Al Reem Island, Abu Dhabi, United Arab Emirates.\n\nClient:\n\nA person or entity that has executed the Account Opening Agreement.\n\nLaw:\n\nFederal Law No.4 of 2000 concerning the Emirates Securities & Commodities Authority and Market, as amended.\n\nRegulations:\n\nRegulations issued under the Authority’s Board Decision No. (66) of 2007, (67) of 2007, (17) of 2010 and (27) of 2014 concerning the brokerage in securities regulations, as amended.\n\nMarket:\n\nAny stock exchange market licensed by the Authority, and through which the sale and purchase transactions of securities are executed.\n\nSecurities:\n\nThe shares, bonds, and debentures issued by joint stock companies as well as the bonds and debentures issued by the Federal Government, Local Governments, Public Authorities and Corporations in the United Arab Emirates, and any other local or foreign financial instruments approved by the Authority.\n\nInvestor Number:\n\nThe special identification number given to the Client by the Market.\n\nTrading/Trade:\n\nThe sale and purchase transactions performed on Securities in the Market.\n\nTrading Account:\n\nThe Client’s trading account held with the Company and through which Securities are traded.\n\nOnline Trading:\n\nTrading through the Online Trading System.\n\nOnline Trading System:\n\nThe Company’s website and/ or smartphones application.\n\nInsider:\n\nAny person that holds significant internal information related to a listed company, whether that person is from inside the company such as the board, managing director, management and employees; or from outside the company and has access to such information.\n\nArticle 3: Client on-boarding\n\nThe Company is committed to and complies with relevant applicable laws in relation to the prohibition and combating of money laundering and know-your-customer. In this connection, the Company requires the completion of all compliance and account opening requirements and requires sufficient client details and information. The Company will not commence business with a client unless all on-boarding procedures are complete. The Company retains full discretion to approve or decline applications and to cease business with a person at any time.\n\nArticle 4: Statement of Risks\n\n1.The Client agrees and acknowledges that Trading in Securities involves several risks, which may cause the Client to lose its invested capital or part there of as the rates of Securities are not only subject to increase but also to decrease at a major rate which may cause the Client to suffer losses due to such changes in the prices. Furthermore, the Securities liquidation process through sale may become difficult due to decrease of the demand there on, in addition to many other risks the Client may be exposed to.\n\n2. In addition, the Client agrees and acknowledges that any opinion or view provided by the Company to the Client regarding an expected outcome of a particular Trade shall not in any manner be construed by the Client as a guarantee for such expected outcome and that notwithstanding any such view and or opinion, all Trades shall be executed at the sole risk and responsibility of the Client.\n\n3. For purposes hereof, the Client acknowledges that all Trading orders issued or to be issued to the Company from time to time shall have been issued by the Client based on its own sole judgment of risks and expected outcome and in doing so, shall not have taken into account any view and or opinion expressed by the Company.\n\n4. The Client agrees that in the event it places reliance on any view and or opinion expressed by the Company in respect of risks and or an expected outcome of a Trade, it shall in respect of such reliance, release the Company from any and all liability in respect of any damages, losses, costs, expenses, charges, fees and other similar imposts incurred and or suffered by the Client.\n\n5. In light of the above and given that the Client understands the foregoing provisions in full, the Client agrees and undertakes to ensure that it shall not initiate claims, litigation or other legal proceedings against the Company and irrevocably releases it entirely from any such prospective causes of action.\n\nArticle 5: Company’s Rights\n\nThe Company shall be entitled under this Agreement to:\n\n1. Receive the monetary consideration for the purchase transactions before executing any purchase orders and at the latest before the settlement date.\n\n2. Receive the commission prescribed for execution of the trading transactions in accordance with the applicable regulations and resolutions.\n\n3. After notifying the Client through one of his/her/its agreed communication channels as per the account opening agreement, the Company may amend the fees and commissions.\n\n4. Receiving a fee of AED 10 for every additional copy of the documents, or for issuing new cheques instead of lost or expired cheques.\n\n5. Selling Securities that have been already purchased by the Company on behalf of and for account of the Client if the Client fails to make any due payments with respect to these Securities, and within the limits that are sufficient to pay the Company’s dues, in accordance with the following:\n\n \n\na) Notifying the Client through one of the agreed communication methods as per the account opening form, that in the event of non-payment, the Securities shall be sold within two working days as of the date of receipt of the notice, provided that the notice includes the details of the executed purchase and the amounts due for purchase and payable fees and commissions.\n\nb) Obtaining approval of the financial market before making the sale, after expiration of the period referred to in paragraph (a) of this clause.\n\nc) In the event the sale proceeds are not sufficient to settle the amounts due to the Company; the Company reserves the right to claim the remaining amounts and compensation in addition to 20% late fees per annum from the maturity date of the debt until full repayment.\n\n6. Settle any debit balances that appear in the Client’s account as a result of executing any purchase transactions on any stock market by using credit balance in his/her/its accounts with the Company.\n\n7. Check statements for the Client’s bank account used for purposes of Trading prior to implementing and or executing any order received that the Client’s bank account has sufficient funds to execute and or implement the Trading sought by the Client pursuant to the orders made with the Company.\n\n8. In addition to the above, the company shall at all times be entitled to record phone calls and other conversations between the Client and employees and/or officers of the Company that are made in connection with the Client’s relationship with the Company.\n\nArticle 6: The Company’s Obligations\n\nThe Company agrees and undertakes to:\n\n1. Exert the diligence of a prudent person in its dealings and comply with the provisions of law and regulations issued in implementation thereof, and to always comply with the conditions and rules based on which the license was issued, and with the commercial customs, principles of honesty, justice and equality and to protect the Client’s interests.\n\n2. Always act with honesty and integrity in serving the Client’s interest, and to refrain from any action which may prejudice the Client or other brokers or the Market, such as providing a misleading or incorrect image of the Securities rates or their trade volume.\n\n3. Enter the sale and purchase orders into the trading system as soon as it receives such orders from the Client, provided that this shall be carried out as per the order of receipt of such orders.\n\n4. Add the proceeds of the Securities sell transactions to the Client’s account on the same date of settlement of the transaction according to the rules set out by the Market or according to the Agreement.\n\n5. Immediately notify the Client through one of the means of notification agreed upon in the Account Opening Agreement, of the Trading transactions executed by it on the Client’s account.\n\n6. Maintain and operate effective organisational and administrative arrangements to prevent conflicts of interests from adversely affecting the interests of its clients (including, where applicable “Chinese Walls”).\n\n7. Not execute any sale transactions except after ensuring that the seller is the owner of the Securities.\n\n8. Provide the Client with a detailed monthly statement.\n\n9. Maintain confidentiality of all data related to the Client and which was obtained pursuant to this Agreement, without prejudice to the Company’s duty to disclose the said information according to the applicable laws and regulations.\n\n10. Any funds held by the Company on client’s behalf will be subject to the protection conferred by the Authority’s regulations, and as a consequence, will be held separately from funds belonging to the Company or other clients.\n\n11. Maintain data pertaining to the orders and the relationship with the Client, including emails, instructions and order forms, confirmations and recordings of phone calls with the Client. In respect thereof, the Client shall at all times be entitled at its own cost and expense to obtain copies of such data.\n\nArticle 7: The Client’s rights\n\nThe Client is entitled under this Agreement to the following:\n\n1. Issue “sell” and “buy” orders to the Company, and the Company may not execute any Trading transactions without an order from the Client for this purpose, except in the events where the applicable laws and regulations permit such transactions according to the provisions of this Agreement.\n\nNotwithstanding the foregoing, the Client agrees and acknowledges that the Company shall at all times be entitled to consider each order issued by the Client to have been issued with the due and necessary authorization of the Client and shall not be obliged to verify the authenticity of such order prior to execution and or implementation thereof. Furthermore, the Company shall not in any manner whatsoever be responsible for any losses, damages, costs, fees, charges or other similar imposts incurred and or suffered by the Client arising out of an order for Trading that is issued fraudulently or in error or is otherwise distorted or altered as a result of communication.\n\n2. Amend or cancel any “sell” or “buy” orders issued to the Company as long as such orders have not been processed in the trading system and provided that the Company is able to cancel or amend the same.\n\n3. The Client shall be notified by any means of notification agreed upon in the Account Opening Form of the transactions executed at on their account as soon as such transactions are executed. The Client may also, within two business days from the date of notification object to any transaction by way of notifying the Company and providing sufficient explanation through the same means of any mistake or objection to the transactions executed on their account.\n\n4. Request, at any time, a detailed statement of account or a statement showing his/her/its account balance. In any event, the Company shall provide such statements on a quarterly basis to the Client. If upon issuance of such a statement, the contents thereof are not objected to by the Client within five (5) working days of receipt, the contents thereof shall be treated as conclusive evidence of the account position in respect of the Client.\n\nArticle 8: The Client’s Obligations\n\nThe Client agrees and undertakes that it shall:\n\n1. Provide to the Company prior to making any request for execution of a Trade the Investor Number issued to the Client.\n\n2. Ensure that the bank account to be used for purposes of Trading is adequately and sufficient funded for execution and or implementing of the orders issued by the Client from time to time. The Client further agrees and acknowledges that the Company shall be under no obligation to make periodic checks to ensure adequacy and sufficiency of funds in such bank account. In the event that an order is issued by the Client but the funds in the bank account are not adequate and or sufficient, then the Company shall be entitled to cease, without any prior notice to the Client, from executing and or implementing such order.\n\n3. Furnish such information from time to time as the Company may deem to be required for purposes of its compliance with applicable law, including information required to verify the Client’s identity in accordance with the Authority's anti-money laundering and terrorist financing laws and to verify that information provided by the Client are and continue to be true, correct and complete.\n\n4. Provide all documents and information to update the information held by the Company in relation to the Client on an annual basis or otherwise whenever changes occur to such information. In the event that the Client fails to provide adequate information/documents as required, the Company shall be entitled to, without prior notice to the Client, halt provision of all services to the Client.\n\n5. Ensure that it shall notify the Company promptly and without delay upon the occurrence of any of the following: (a) the Client issued an order to the Company, the receipt of which was not confirmed by the Company within two (2) business days therefrom; (b) if the Client becomes aware of a purported order having been executed and or implemented, which order was not actually issued by the Client; (c) the Client has revoked any authorizations granted to any of its representatives for dealing with the Company on its behalf.\n\n6.Indemnify the Company and keep it indemnified from and against any and all losses, damages, costs, fees, charges, expenses and other similar imposts that it may suffer and or incur as a result of the Client breaching the terms contained herein or contained elsewhere in connection with its relationship with the Company.\n\n7. Settle the values of all Securities purchase transactions and the commissions plus any other fees and/ or expenses within the limits of the provisions of law, decisions or regulations issued in this respect and in accordance with the provisions of this Agreement. Moreover, the Client shall agree that the Company may deduct such commissions, fees and/ or expenses from his/her/its account held with the Company without the need for any consent from the Client.\n\n8. Authorize the Company – under this Agreement – to disclose any information which may be requested by the Authority, the Markets or any entities entrusted with the implementation of the laws in the UAE in relation to the Client and/or any of its dealings.\n\n9. Declare that he/she/it is the sole beneficiary of the funds/assets invested with or through the Company. If he/she/it is a representative for others in the intended investment, he/she/it shall declare that the names provided in the section of “Information of the Real Beneficiary of Account” in the account opening form are the beneficial owners/owners of the assets placed with the Company and undertakes to inform the Company immediately in case of any changes.\n\n10. Notify the Company immediately and without delay if the Client becomes a politically exposed person. For purposes hereof, the term ‘politically exposed person’ means any person directly related to a person that assumes or has assumed politically prominent position whether in the United Arab Emirates or in a foreign country.\n\n11. Notify the Company of any material conflicting interests he/she/it may be aware of, including employees, their associates, friends or family connected with the Company’s Group or any brokers and exchanges through which it conducts business.\n\n12. Disclose his/her/its executive position, insider status and or membership in the Board of Directors of the companies listed in the UAE before making any transaction; and that he/she/it will keep the Company updated of any changes in his/her/its membership or holding of Board Membership(s), execution position or insider position(s), in any UAE shareholding company immediately.\n\n13. Observe all applicable laws in relation to market abuse, insider trading and other standards of good behavior as stipulated in applicable markets.\n\n14.The Client hereby undertakes to abide by all the laws applicable in the UAE, in addition to the decisions and regulations issued by the Authority and the Market. The Client shall be liable to pay the Company immediately for all fines and penalties imposed on the Company by the regulators as a direct or indirect result of the acts or omissions of the Client including, without limitation, for regulatory breaches.\n\n15. Where a client appoints and uses custodians to hold cash or securities on its behalf, the client shall provide the details of the custodian to the Company and the Company shall liaise with such custodian for the settlement of transactions.\n\nArticle 9: Disclaimer\n\nThe Company shall not be liable for any delay or non- execution of ordersin the following cases:\n\n1. Force majeure; failure in power, telephone, fax or internet lines, problems with Company’s internet securities Trading System, earthquake, floods, fire, natural disasters, acts of God, civil war, terrorist acts, labor strikes. However, the affected party should take the necessary actions to reduce the effect of the event of force majeure.\n\n2. The Market refuses to execute the order for many reasons including suspension of the stock or due to restrictions against some nationalities.\n\n3. In case of insufficient funds in the Client’s account.\n\n4. In the event that the Client issues multiple orders for Trading, such orders shall subject to the terms hereof be implemented and or executed on a first come first served basis.\n\n5. The Company is not liable for the acts any third party including the Market.\n\n6. The Company has the right to reject any order in case that order violates the articles of association of the Company issuing that stock. The Client should indemnify the Company for any losses/damages incurred due to the execution of such orders save that the Company is not aware of the restrictions imposed on such transactions.\n\n7. In cases where the Company exceeds the limits set for trading transactions by the Market.\n\nArticle 10: General\n\n1. The Client acknowledges that all documents and information submitted by him/her/it are legally valid and that the sources of the funds they are dealing with through the Company are all legitimate and do not violate the laws of the Central Bank of the UAE regarding money laundering and the financing of terrorism.\n\n2. The Company will not provide investment, legal, tax or other advice or recommendation. Client must make its own independent decision as to whether to enter into a transaction and whether that transaction is appropriate or proper for it based upon its own judgment. Client should not rely on any communication (written or oral) by the Company in this respect.\n\n3. The Company may refuse to execute an instruction if it concludes (in its sole discretion) that the transaction is, or may be considered, not in compliance with any applicable law, rule or regulation, code of practice provided that the Company shall promptly inform the client if possible when any instruction is refused for this reason.\n\n4. Complaints: Any objection or complaint by the Client shall be addressed to the Customer service department attention of the Customer Service Officer via the following email cm@alramz.ae.\n\n5. The Client acknowledges that in case of depositing cash or cheques for the account of the Company in foreign currencies, the Company takes no responsibility for the fluctuations of exchange rate of these currencies, knowing that these accounts shall be subject to all applicable cash rules and instructions.\n\n6. Nothing in the Client’s agreement shall be deemed to constitute a joint venture or partnership between the Company and the Client.\n\n7. All fees and expenses payable by the client pursuant to this Agreement must be paid together with value added tax or any similar tax (if any) properly chargeable thereon in any jurisdiction.\n\nArticle 11: Amendments and additions\n\nThe company reserves the right to update, change or replace any part of these Terms and Conditions by posting the updates and/or changes on our website every quarter.\n\nArticle 12: Termination\n\nThis Agreement shall be terminated if:\n\n1. If both Parties agree in writing to do so.\n\n2. If one of the Parties desires to terminate this Agreement, provided that the party wishing to terminate sends a notice in writing to the other party at least 5 days prior to the intended date of termination and fulfillment of all rights and obligations arising upon execution of the Agreement.\n\n3. If the Client violates any of its obligations under this agreement and does not repair this defect within a maximum of (5) working days, the Company may terminate this contract and claim for all due amounts with the delay and damage and the delay penalty at 20% annually from maturity until full repayment.\n\n4. In all cases, termination of this Agreement shall not affect any rights and obligations arising prior to such termination, more particularly with respect to any fees or commissions due to the Company, and for such purpose the Agreement shall remain in full force and effect between the two parties until settlement of such rights and obligations after such time it shall be considered terminated without need for any court notice or other legal proceedings.\n\nArticle 13: Interpretation & Solving Disputes\n\nThis Agreement and all rights and obligations of the Parties resulting therefrom shall be construed in accordance with the laws and regulations in force in the United Arab Emirates. Any dispute arising between the parties here to shall be settled through amicable means. In case the parties do not reach an amicable solution within (7) working days, such dispute shall be settled by the competent courts in the UAE. The Parties irrevocably agree that the courts of Abu Dhabi shall have jurisdiction to determine the enforcement of, and any dispute arising out of or in connection with this Agreement.","lbl_reject":"Reject","lbl_accept":"Accept","lbl_read_terms_conditions":"Please read all Terms and Conditions","lbl_accept_privacy_cookies_policy":"Privacy and Cookie Policy","lbl_alramz_cookies_security_policy":"Al Ramz Cookies, Privacy & Security Policy","lbl_safeguard_financial_information":"Safeguarding financial information is increasingly challenging. At Al Ramz, we make it a priority to provide you with access to the information you need to protect yourself and to help keep your information secure.","lbl_collecting_information":"Collecting and Using Information","lbl_personal_information_collect":"Personal Information We Collect Online","lbl_personal_information_collect_desc":"Personal information means personally identifiable information such as information you provide via forms, surveys, applications or other online fields including name, postal or email addresses, telephone, fax or mobile numbers, or account numbers. When accessing this website, you are granting / authorizing unconditionally Al Ramz to collect such information either directly when login or indirectly.","lbl_use_personal_infomantion":"How We Use Personal Information","lbl_personal_information_collect_desc1":"To respond to your inquiries and fulfill your requests.","lbl_personal_information_collect_desc2":"To inform you about important information regarding the site, products or services for which you apply or may be interested in applying for, or in which you are already enrolled, changes to terms, conditions, and policies and/or other administrative information.","lbl_personal_information_collect_desc3":"To deliver marketing communications that we believe may be of interest to you, including offers tailored to you.","lbl_personal_information_collect_desc4":"To personalize your experience on the site.","lbl_personal_information_collect_desc5":"To allow you to apply for products or services (and evaluate your eligibility for such products or services).","lbl_personal_information_collect_desc6":"To verify your identity and/or location (or the identity or location of your representative or agent) in order to allow access to your accounts, conduct online transactions and to maintain measures aimed at preventing fraud and protecting the security of account and personal information.","lbl_personal_information_collect_desc7":"To allow you to use some site financial planning tools. Information that you enter into one of these planning tools may be stored for future access and use.","lbl_personal_information_collect_desc8":"To assist in verifying your identity and account status, through our social media pages and other online interactions with you. We may combine this online information with information collected from offline sources or information we already have.","lbl_personal_information_collect_desc9":"For business purposes, including data analysis, audits, developing and improving products and services, enhancing the site, identifying usage trends and determining the effectiveness of promotional campaigns.","lbl_personal_information_collect_desc10":"For risk control, for fraud detection and prevention, to comply with laws and regulations, and to comply with other legal processes and law enforcement requirements.","lbl_how_personal_information_share":"How Personal Information Is Shared","lbl_how_personal_information_share_desc":"We do not share your personal information outside of Alramz except in the following circumstances","lbl_your_consent":"you consent;","lbl_your_consent_desc":"it is needed by our agents, advisors or others involved in running accounts and services for you;","lbl_your_consent_desc1":"the law or public interest permits or requires it;","lbl_your_consent_desc2":"required by us or others to investigate or prevent crime;","lbl_your_consent_desc3":"we need to provide it to a third party in anticipation of or following a sale, merger of Alramz, or in the course of a joint venture.","lbl_cookies":"Cookies","lbl_cookies_to":"Al Ramz uses cookies to","lbl_cookies_to1":"Optimize your trading experience, including remembering your preferences, location, preferred language, browser and other details.","lbl_cookies_to2":"Authenticate your identity for security purposes.","lbl_cookies_to3":"Adjust our platform according to your trading habits and our regulatory requirements.","lbl_what_are_cookies":"What are cookies?","lbl_what_are_cookies_desc":"Cookies are tiny pieces of data that are sent to your computer by a website and stored on your computer. Cookies are non-executable and cannot be used to install malware. They allow websites to recognize visitors when they return and include basic information about them that is checked and updated every time you visit the website.","lbl_manage_cookies":"Managing your cookies","lbl_manage_cookies_desc1":"At Al Ramz, we respect your right to privacy and are therefore happy to provide you with tools to manage the cookies you receive from our web services.","lbl_manage_cookies_desc2":"Some cookies are essential to the performance of our platform (you cannot opt out from these cookies if you wish to use our platform).","lbl_manage_cookies_desc3":"Your browser may also allow you to block the storage of cookies on your computer; please refer to your browser’s “Help” menu or website for more information. If you use our web services without blocking cookies you are actually consenting to the cookies.","lbl_security_note_the_client":"Security Note to The Client","lbl_security_note_the_client_desc1":"Your personal information is a valuable part of your financial life. We strongly recommend that you protect your information in the same way you monitor your financial accounts.","lbl_security_note_the_client_desc2":"Contact Our Security and Fraud Team","lbl_security_note_the_client_desc3":"If you need to report identity theft or fraud, or if you have questions, please call: +971 26262626","lbl_amendments":"Amendments","lbl_amendments_desc1":"Applicable laws of the United Arab Emirates only shall be implemented in connection to any disputes arising from using this website. In addition, courts of the Emirates of Abu Dhabi shall be the exclusive jurisdiction to consider and settle such disputes.","lbl_amendments_desc2":"We reserve the right to modify sections of this Privacy Statement at any time without notice. Please check this statement from time to time for any changes.","privacy_and_cookies_policy":"Privacy and Cookie Policy","lbl_cookies_security_policy_mbl":" Safeguarding financial information is increasingly challenging. At Al Ramz, we make it a priority to provide you with access to the information you need to protect yourself and to help keep your information secure.\n Collecting and Using Information\n \n Personal Information We Collect Online\n \n \n Personal information means personally identifiable information such as information you provide via forms, surveys, applications or other online fields including name, postal or email addresses, telephone, fax or mobile numbers, or account numbers. When accessing this website, you are granting / authorizing unconditionally Al Ramz to collect such information either directly when login or indirectly.\n \n How We Use Personal Information:\n • To respond to your inquiries and fulfill your requests.\n • To inform you about important information regarding the site, products or services for which you apply or may be interested in applying for, or in which you are already enrolled, changes to terms, conditions, and policies and/or other administrative information.\n • To deliver marketing communications that we believe may be of interest to you, including offers tailored to you.\n • To personalize your experience on the site.\n • To allow you to apply for products or services (and evaluate your eligibility for such products or services).\n • To verify your identity and/or location (or the identity or location of your representative or agent) in order to allow access to your accounts, conduct online transactions and to maintain measures aimed at preventing fraud and protecting the security of account and personal information.\n • To allow you to use some site financial planning tools. Information that you enter into one of these planning tools may be stored for future access and use.\n • To assist in verifying your identity and account status, through our social media pages and other online interactions with you. We may combine this online information with information collected from offline sources or information we already have.\n • For business purposes, including data analysis, audits, developing and improving products and services, enhancing the site, identifying usage trends and determining the effectiveness of promotional campaigns.\n • For risk control, for fraud detection and prevention, to comply with laws and regulations, and to comply with other legal processes and law enforcement requirements.\n \n How Personal Information Is Shared\n \n \n \n We do not share your personal information outside of Alramz except in the following circumstances:\n • you consent;\n • it is needed by our agents, advisors or others involved in running accounts and services for you;\n • the law or public interest permits or requires it;\n • required by us or others to investigate or prevent crime;\n • we need to provide it to a third party in anticipation of or following a sale, merger of Alramz, or in the course of a joint venture.\n \n Cookies\n \n Al Ramz uses cookies to:\n • Optimize your trading experience, including remembering your preferences, location, preferred language, browser and other details.\n • Authenticate your identity for security purposes.\n • Adjust our platform according to your trading habits and our regulatory requirements.\n \n What are cookies?\n Cookies are tiny pieces of data that are sent to your computer by a website and stored on your computer. Cookies are non-executable and cannot be used to install malware. They allow websites to recognize visitors when they return and include basic information about them that is checked and updated every time you visit the website.\n \n Managing your cookies\n At Al Ramz, we respect your right to privacy and are therefore happy to provide you with tools to manage the cookies you receive from our web services.\n \n Some cookies are essential to the performance of our platform (you cannot opt out from these cookies if you wish to use our platform).\n \n Your browser may also allow you to block the storage of cookies on your computer; please refer to your browser’s “Help” menu or website for more information. If you use our web services without blocking cookies you are actually consenting to the cookies.\n \n Security Note to The Client\n Your personal information is a valuable part of your financial life. We strongly recommend that you protect your information in the same way you monitor your financial accounts.\n \n Contact Our Security and Fraud Team\n \n If you need to report identity theft or fraud, or if you have questions, please call: +971 26262626\n \n Amendments\n \n Applicable laws of the United Arab Emirates only shall be implemented in connection to any disputes arising from using this website. In addition, courts of the Emirates of Abu Dhabi shall be the exclusive jurisdiction to consider and settle such disputes.\n \n We reserve the right to modify sections of this Privacy Statement at any time without notice. Please check this statement from time to time for any changes.","lbl_sorry":"Sorry!","lbl_watchlist_sorry":"Sorry!","lbl_reject_desc":"We can not proceed further as you have
rejected the Terms and Conditions","lbl_profile":"Profile","lbl_risk_profile":"Risk Profile","lbl_review":"Review","lbl_uae_resident":"I am a UAE National or Resident","lbl_not_uae_resident":"I am not a UAE National or Resident","lbl_proceed":"Proceed","lbl_complete_document":"Kindly complete document upload within 10 minutes by scanning QR code or sending Link to the Email ID","lbl_doc_upload_expired":"Document upload time has expired. Please Relogin to continue.","lbl_scanqr_for_kyc":"Please scan QR code to continue scanning your documents using your mobile","lbl_send_email_for_kyc":"Send link by email (check your email and click on link to proceed scanning / uploading your documents)","lbl_send":"Send","lbl_your_profile":"Your Profile","lbl_dob":"DOB","lbl_residency":"Residency","lbl_upload_scan_doc":"Upload / Scan your Documents","lbl_login":"Login","lbl_review_application_mbl":"Review Application","lbl_or":"OR","lbl_upload_your_passport":"Upload / Scan your Passport","lbl_register_email_id":"Your Registered Email ID","lbl_edi_details":"Emirates ID Details","lbl_edi_no":"Emirates ID number","lbl_edi_expiry_date":"Emirates ID Expiry Date","lbl_passport_issue_auth":"Passport Issuing Authority","lbl_Address_details":"Registered Address","lbl_country":"Country","lbl_please_select":"Please Select","lbl_city":"City","lbl_po_box_no":"PO Box number","lbl_place_of_birth":"Place Of Birth","lbl_upload_image":"Upload Document","lbl_passport_issue_date":"Passport Issue Date","lbl_scan_image":"Scan Document","lbl_signature":"Signature","lbl_mobile_no":"Mobile number","lbl_not_usa_citizen":"I am not a USA citizen / I was not born in the USA / I am not a green card holder","lbl_fatcat_declaration":"FATCA Declaration","lbl_usa_identity":"Do you have residence address or correspondence address / mail address, PO Box address / or a telephone number in the US?","lbl_us_standing_instruction":"Do you have standing instructions to transfer funds periodically to a US account or receive from a US address?","lbl_yes":"Yes","lbl_no":"No","lbl_poa_holder_usa_citizen":"Is the Power of Attorney holder based in the US or a US resident / citizen","info_caanot_proceed_further":"You cannot proceed further based on provided inputs!","lbl_previous":"Previous","lbl_select_country":"Select Country","lbl_crs_declaration":"CRS Declaration","lbl_country_residenace":"Country of Residence","lbl_first_select_country":"First Select Country","lbl_enter_tin":"Enter TIN","lbl_no_cities_selected":"No cities in this country","lbl_select_reason_not_tin":"Select Reason for not having TIN","lbl_reason_a":"Reason A","lbl_select_city":"Select City","lbl_reason_b":"Reason B","lbl_reason_c":"Reason C","lbl_add_more":"Add More","lbl_remove":"Remove","lbl_appropriate_reason":"If a TIN is unavailable, please provide the appropriate reason A, B or C where indicated below","lbl_reason_a_desc":"The country / jurisdiction where the Account Holder is resident does not issue TIN to its residents","lbl_reason_b_desc":"The Account Holder is otherwise unable to obtain a TIN or equivalent number (Please explain why you are unable to obtain a TIN in the below table if you have selected this reason)","lbl_reason_c_desc":"No TIN is required (Note: Select this reason only if the domestic law of the relevant jurisdiction does not require the collection of the TIN issued by such jurisdiction)","lbl_learn_trading_experiance":"Let's learn about your previous trading experience!","lbl_ipsum_consectetur_do_ut_experiance":"Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et","lbl_investment_experience":"Investment Experience","lbl_equities_related_secuirities":"Equities and Related Securities","lbl_fixed_income":"Fixed Income","lbl_structured_product":"Structured Product (ETF, Futures etc.)","lbl_investment_frequency":"Investment Frequency","lbl_daily":"Daily","lbl_monthly":"Monthly","lbl_occasionally":"Occasionally","lbl_attitude_financial_instrument":"Your knowledge of Financial Instruments","lbl_please_select_reason":"Please select the reason","lbl_biginners":"Beginners","lbl_please_explain_reason":"Please explain the reason","lbl_basic_knowledge_fin_instrument":"Basic knowledge of financial Instruments","lbl_good_unserstading_fin_instruments":"Good understanding of financial instruments","lbl_proficient":"Proficient","lbl_unserstad_fin_instrument_services":"Good understanding of Financial Instruments, worked in the financial services sector with exposure to financial instruments","lbl_pls_create_signature":"Please sign","lbl_preview":"Preview","lbl_common_reset":"Reset","lbl_expert":"Expert","lbl_reason_a_desc_mbl":"A. The country / jurisdiction where the Account Holder is resident does not issue TIN to its residents.","lbl_learn_your_future_goals":"Tell us your future goals!","lbl_worth_to_invested":"Net worth percentage to be invested","lbl_reason_b_desc_mbl_1":"B. The Account Holder is otherwise unable to obtain a TIN or equivalent number","lbl_Investment_obj":"Your Investment Objectives","lbl_reason_b_desc_mbl_2":"(Please explain why you are unable to obtain a TIN in the below table if you have selected this reason)","lbl_protect_capital":"To protect my capital value","lbl_long_term_savings":"Long term savings & financial planning","lbl_reason_c_desc_mbl_1":"C. No TIN is required","lbl_earn_steady_source_income":"To earn steady & additional source of income","lbl_reason_c_desc_mbl_2":"(Note: Select this reason only if the domestic law of the relevant jurisdiction does not require the collection of the TIN issued by such jurisdiction)","lbl_grow_fund_exponentially":"Grow my funds exponentially","lbl_investment_strategy_horizon":"Your Investment Strategy and Horizon","learn_your_financial_status":"Tell us about your financial status!","lbl_source_income":"Source of Income/Fund","lbl_industry":"Industry","lbl_current_occupation":"Current Occupation","lbl_credit_facilities_investement":"I arrange credit facilities and investment deals related to structuring, financing, and companies","lbl_licensed_securities":"I am licensed by a securities authority or equivalent body in the field of investment and its risks","employee_name_address":"Current Employer Name & Address","gross_annual_income":"Gross Annual Income","value_net_assets":"Value of Net Assets (Excluding Main Residence)","regular_financial_obligations_loans":"Regular Financial Obligations (Loans)","do_you_previous_occupation":"Do you have a Previous Occupation?","previous_occupation":"Previous Occupation","previous_employee_name_address":"Previous Employer Name & Address","lbl_above":"Above","lbl_risk_tolerance":"What is your risk tolerance?","lbl_investment_risk":"I do not want my investment to be at any risk of losing value","lbl_let_talk_risk_tolerance":"Lets talk about your Risk Tolerance","lbl_negligible":"Negligible","risk_conservative_desc":"I would tolerate risk of limited losses to gain higher returns","risk_moederate_desc":"I would tolerate risk of losses to gain attractive returns","lbl_moderate":"Moderate","lbl_convervative":"Conservative","lbl_aggresive_desc":"I am looking for significant growth opportunities even if this means bearing significant risk of losses","lbl_aggresive":"Aggressive","are_you_insider":"Are you an insider?","are_you_board_uae_shareholder":"Are you a board member in any of the UAE shareholdings / listed companies?","does_follow_apply":"Does the following apply to you?","hold_uae_shareholding":"Do you hold 5% or more in any of the UAE shareholding / listed company’s shares?","insider_executive_listed_com":"Are you currently an Executive / Insider in any of the UAE shareholdings / listed companies?","lbl_degree_relatives_alramz":"Do you have any 1st or 2nd degree relatives in Al Ramz?","lbl_goback":"Go back","lbl_sorry_unable_proceed":"Sorry! Unable to Proceed","exist_login_pls_login_account":"You already have an existing account with Al-Ramz. Please login to your account or contact Al Ramz Customer Service on","lbl_own_net_assets":"I own net assets (excluding the value of my main residence) of more than AED (4) million","lbl_signin":"Sign in","lbl_know_more":"Know more","unable_proceed_contact_service":"We are not able to proceed with your application. Please contact Customer Service","msg_am_natural_person":"I am a natural person who is not a professional investor or a counter party","lbl_send_email_to":"or send an email to","lbl_ipo_emailsend":"or send an email to","msg_disclaimer_changing_this_sel":"Disclaimer: Changing this selection will not affect your application","lbl_no_steps_your_account":"No information found.","msg_you_have_changed_classification":"You have changed the classification to Ordinary","lbl_congratulations":"Congratulations!","lbl_app_succcessul":"Your application was successful. Now you can fund your account & Start Trading","lbl_common_cancel":"Cancel","lbl_resubmit":"Resubmit","kyc_submit_message1":"Thank you for submitting your application.","kyc_submit_message2":"Please wait while we process your application","kyc_submit_success_message":"Your application has been successfully submitted. Our customer care team
will contact you shortly.","lbl_common_view":"View","lbl_please_select_company":"Please select the company","lbl_review_application":"Review your application","done_click_view":"You are almost done.
Click on view to review the form and submit your application","lbl_kindly_review_individual_agreement":"Kindly review and accept individual agreements before proceeding. All agreements need to be accepted in order to complete onboarding.","product_agreement":"Product Specific Agreement","lbl_verify":"Verify","lbl_trouble_receive_code":"Trouble receiving the OTP","resend_otp_after":"Resend OTP after","please_resend":"Please click to resend","or_contact_ramz_service":"or Contact Customer Service","otp_resent_success":"OTP resent successfully.","email_resent_success":"Your OTP has been successfully resent to your email","enter_code":"Enter Code","verify_mobile_no":"Please verify your Mobile Number","lbl_weekly":"Weekly","lbl_default":"Default","lbl_recommended":"Recommended","frequency_account_statement":"Frequency of your account statement","alramz_account_statement":"Al Ramz Account Statement","error_something_wrong":"Something went wrong!","iban_mandatory":"IBAN letter is mandatory","iban_desc":"If you don't have your IBAN letter at this moment, you can send it to cm@alramz.ae within 5 working days. Failing to provide IBAN letter within 5 working days will result in suspending our services.\n","lbl_common_ok":"Proceed","error_code800":"+971 26262626","lbl_upload_letter":"Upload IBAN letter / Statement of Account that shows your IBAN","image_formats":"Please upload .png or .jpeg or .pdf file","how_bank_relation":"How long is your relation with this bank?","how_bank_relation_less12":"Less than 12 months","error_ramz_8007269":"+971 26262626","lbl_ipo_800rarz":"+971 26262626","how_bank_relation_more12":"More than 12 months","lbl_swift_code":"Swift Code","lbl_account_no":"Account No.","lbl_iban_number":"IBAN Number","lbl_validate":"Validate","please_provide_bank_details":"Please provide your bank details","lbl_declaration":"Declaration","lbl_declaration_desc":"I herewith confirm that all above stated information is true, accurate and complete and may be relied upon by Al Ramz. I understand that the Risk Appetite assessment is used as guide for Al Ramz personnel to assess suitability and appropriateness, and that insufficient information may result in inappropriate products/services. I agree to advise Al Ramz, without delay, of any change in my circumstances affecting any of the information on this assessment.","lbl_product_selection_confirm":"I hereby acknowledge and agree to the terms and conditions associated with each investment product, service, and vehicle that I have selected by checking the corresponding boxes.\n ","lbl_product_selection":"Product Selection","kyc_submit_success_message_mbl":"Your application has been successfully submitted. Our customer care team will contact you very soon","lbl_product_selection_desc":"Based on your classification, we chose the following products for you. Please select / deselect the products you would like to have.","invalid_request":"Invalid Request","take_photo":"Take a photo","upload_img":"upload img","done_click_view_mbl":"You are almost done.\nClick on view to review the form and submit your application","click_photo":"Click Photo","emirates_front":"Emirates ID - Front","emirates_back":"Emirates ID - Back","passport_front":"Passport","lbl_trouble_receive_code_mbl":"Trouble receiving the code?","e_signature":"E-signature","lbl_please_provide_signature":"Please Sign","lbl_after_mbl":"after","something_later":"Something went wrong, Please try again later.","resend_otp_after_mbl":"Please Resend OTP after few seconds","open_camera":"Open Camera","user_verification":"User Face Verification","face_verification":"Face Verification","sorry_expired":"Sorry, the link has expired","lbl_upload":"Upload","email_verification_alramz":"Email Verification - AlRamz","check_your_email":"Check your Email","please_verify_your_email":"Please verify your email","check_your_email_verify_code":"Check your email inbox and enter OTP.","lbl_introtitle_1":"Empower Your Investments","lbl_introtitle_2":"Trade Smart, Trade Fast","lbl_introtitle_3":"Secure & Reliable Trading","lbl_introsubtitle_1":"Designed for investors who seek control and active management of their portfolios, our app puts the power of investing right at your fingertips. With a suite of intuitive tools and real-time data, you can make informed decisions to maximize your investment returns.","lbl_introsubtitle_2":"In the fast-paced world of stock trading, every second counts. Our app offers a seamless and speedy trading experience, ensuring that you never miss an opportunity. Execute trades with a few taps, and stay ahead with smart alerts and notifications.","iban_desc_mbl":"If you don't have your IBAN letter at this moment, you can send it to cm@alramz.ae within 5 working days. \nFailing to provide IBAN letter within 5 working days will result in suspending our services.","lbl_introsubtitle_3":"Your security is our top priority. Trade with confidence knowing that our app employs advanced encryption and security protocols to protect your data and assets. With reliable performance and robust security features, you can focus on trading without worries.","lbl_get_started":"Get started","lbl_sign_up":"Sign up","lbl_email_mbl":"E-mail ID","lbl_sign_in_username_mbl":"Sign in with Username","lbl_forgot_username_mbl":"Forgot Username?","lbl_forgot_password_mbl":"Forgot Password?","lbl_new_to_alramz_mbl":"New to AlRamz?","lbl_create_an_account_mbl":"Create an account","lbl_welcome_msg_mbl":"Open Your Account with Us within 5 minutes","lbl_sign_up_options":"Select any of this Sign Up Options for easy access","lbl_sign_up_msg":"Sign Up with Username","lbl_mobile_mbl":"Mobile Number","lbl_allow_notification":"Allow Notifications","lbl_declaration_desc_classification":"I herewith confirm that all above stated information is true, accurate and complete and may be relied upon by Al Ramz. I understand that the client classification is used as a guide for Al Ramz personnel to assess suitability and appropriateness, and that insufficient information may result in appropriate products/services. I agree to advise Al Ramz, without delay, of any change in my circumstances affecting any of the information on this assessment.","lbl_allow_notification_msg":"This app requires notification permissions to function properly.","lbl_wish_to_classified_as_ordinary":"I wish to be classified as an ordinary investor inspite of Al Ramz classification as professional investor or a counterparty. (if applicable)","lbl_allow":"Allow","lbl_press_back_btn_mbl":"Press back button again to exit","lbl_update_mbl":"Update","lbl_reenter_new_password":"Re-enter new Password","lbl_product_selection_desc_mbl":"Based on your classification, we chose the following products for you","lbl_reenter_password":"Re-enter Password","lbl_common_submit":"Submit","forgot_username":"Forgot Username","lbl_enter_email":"Enter your registered email address","lbl_next":"Next","lbl_email_address":"Email Address","lbl_enter_login_details":"Enter your login details","lbl_send_otp":"Send OTP","lbl_please_enter_otp":"Please Enter OTP","lbl_resend_otp":"Resend OTP","lbl_verify_otp":"Verify OTP","lbl_resend_email":"Resend Email","lbl_login_with_faceid":"Log in with FaceID","lbl_login_with_biometric":"Log in with fingerprint","lbl_ready_to_login":"Ready to log In?","lbl_tap_the_above_img_facial":"Tap the above image to authenticate using your facial scan","lbl_tap_the_above_img_fingerprint":"Tap the above image to authenticate using your fingerprint or facial scan","lbl_just_hold_your_phone":"Raise your phone up to your face","lbl_scan_your_fingerprint":"Scan your fingerprint or face to authenticate.","lbl_login_with_different_method":"LOGIN WITH DIFFERENT METHOD","lbl_open_your_alramz_account":"Open your Al Ramz account","not_receive_email":"Didn't receive an email from us?","not_receive_otp":"Didn't receive OTP?","contact_alram_custmer":"Contact Al Ramz Customer service at","lbl_ipo_customerser":"Contact Al Ramz Customer service at","lbl_or_email":"or email","lbl_ipo_emailor":"or email","email_confirmation":"Email confirmation helps us to ensure that your data will always be safe.","back_login":"Back to Login","sent_verification":"We sent a verification link to","verify_email_complete_registration":"You will need to verify email to complete registration","contact_us_at":"Contact us at","info_email_verfiy":"Email Verified Successfully!","verified_account_created":"Email verified, and account created successfully!","verify_your_email_to_proceed":"Please Verify your E-mail ID to proceed further","check_mail_verification":"Check your Mail for verification link","lbl_stay_signed":"Stay Signed In","lbl_or_email_us":"or email us at","for_trading_existing_credential":"for trading with your existing credentials. For any queries, feel free to contact Customer Service","two_steps_verfiy":"Two-Step Verification","lbl_edit_mobile_no":"Edit Mobile Number","enter_otp_and_verify_account":"Please enter the OTP (one time password) to
verify your account. A code has been sent to your
registered mobile number","lbl_verify_mobile":"Verify Mobile","enter_otp_and_verify_account_mbl":"Please enter the OTP (one time password) to verify your account.\nA code has been sent to your registered mobile number and email ID","lbl_valid_mobile_length":"Please enter a valid mobile number with length between 8 to 15","click_here_resend":"Click here to Resend","lbl_logout":"Logout","logout_success":"Logout Successfully..!!","before_proceeding_read_accept":"Before proceeding, please take a moment to read and accept the following terms and conditions","lbl_common_alert":"Alert","welcome_aboard":"Welcome aboard, !","error_password_validation":"The minimum password length is 8 characters and must contain at least 1 lowercase letter, 1 capital letter, 1 number, and 1 special character","password_validations":"The minimum password length is 8 characters and must contain at least 1 lowercase letter, 1 capital letter, 1 number, and 1 special character","welcome_aboard_mbl":"Welcome aboard!","error_password_combination":"Your password must be more than eight characters long and include a combination of numbers, letters and special characters (!$@%#)","exciting_new_trading":"Exciting new trading experiences await you!","accept_the":"I accept the","terms_conditions":"Terms & Conditions","lbl_transfer_terms_conditions":"Terms & Conditions","lbl_common_back":"Back","you_are_all_set":"You're all set!","trading_account_ready":"Your trading account is ready, and you can start trading immediately.","error_wrong_captcha":"Wrong Captcha. Please try again","start_trading_now":"START TRADING NOW","start_tutorial_now":"START TUTORIAL NOW","lbl_step_by_step_tutorial":"Step by Step Tutorial","apologize_new_platform":"We apologize, but your migration to AL Ramz's new platform has failed","assistance_please_call":"For assistance, please call","change_password_for_new_portal":"Kindly change your password for the new AlRamz portal!","current_password":"Current Password","gereral_terms_business":"General Terms of Business","lbl_introduction":"Introduction","business_intro1":"These General Terms of Business (Terms), together with the relevant Account Opening Form and any additional Terms of Business (Additional Terms), annexes, schedules and accompanying documents, are a client agreement (Agreement) between you (the client) and Al Ramz Capital L.L.C. (Al Ramz, us or we) for the purposes of the regulations administered by the Securities and Commodities Authority (SCA).","business_intro2":"This Agreement, as amended from time to time, along with any other terms which you have entered into with Al Ramz in connection with the Services, governs your business relationship with Al Ramz and sets out the terms upon which we will provide the Services to you.","business_intro3":"By opening an account with us and placing Orders, you are deemed to have reviewed, understood and accepted the risks associated with the Services we provide to you under this Agreement.","business_intro4":"Capitalized terms and expressions, unless defined in the body of this Agreement, have the meaning given to them in Schedule 1 to this Agreement. Guidance on how to interpret this Agreement can also be found in Schedule 1","lbl_market_effective_date":"Effective Date","effective_date_desc":"This Agreement will come into force when we approve the Account Opening Form (the Effective Date), and shall deemed to be executed in the United Arab Emirates (UAE).","about_alramz":"About Al Ramz","about_desc1":"Al Ramz is a wholly owned subsidiary of Al Ramz Corporation Investment and Development P.J.S.C. that is incorporated as a Limited Liability Company under the laws of the UAE in the emirate of Abu Dhabi with its offices located at Sky Tower, 22nd Floor, Al Reem Island P. O. Box No. 32000 in the emirate of Abu Dhabi, the United Arab Emirates or from any other business location we specify to you from time to time","about_desc2":"Al Ramz is licensed and regulated by the SCA under Category 1 and Category 5 licenses to carry on the following financial services:","about_desc2_1":"Trading in Foreign Markets;","about_desc2_2":"Trading in Financial Free Zone Markets;","about_desc2_3":"Promotion;","about_desc2_4":"Trading and Clearing; and","about_desc2_5":"Financial Consultation and Financial Analysis;","about_desc2_6":"each as defined under the regulations administered by the SCA (SCA Rules)","lbl_skip":"Skip","lbl_close_app":"Are you sure you want to close the app?","error_service_try_again":"Service Error, please try again later..!!","lbl_services":"Services","lbl_services_desc":"We may provide you with any of the following services under our SCA licenses (collectively the Services)","error_email_already_exist":"E-mail ID already exists","third_party_manual_link":"Third Party ManualLinking","error_contact_us_800":"Contact us at +971 26262626 or","link_account_with":"Link your account with","username_or_email":"Username/Email","lbl_exch":"exchanges","trading_derivative":"trading in derivatives;","error_link_expired_invalid":"The link you've accessed is either expired or invalid. Please check the details you've entered and try again!","securities_foreign_market":"trading in securities on foreign markets;","error_expired_link_click_verify":"Link Expired, Please click on below link to verify email id..!!","isltrading_uae_securities":"trading in Isltrading of UAE securities on the UAE amic securities;","unable_proceed_unexpected_issue":"We're unable to proceed due to an unexpected issue. Please try again later!","error_not_migrated":"Sorry for the inconvenience! You're not migrated to this platform as of now. Please use","lbl_common_error":"Error","error_incorrect_otp":"Incorrect OTP. Please enter correct OTP","trading_margin":"trading on margin;","sort_selling":"short selling;","trading_online_tool":"trading using online tools; and","licenses_and_authorisations":"any other services which we may provide to you from time to time, as permitted under the relevant laws and regulations and our licenses and authorisations.","lbl_services_desc1":"The Services we provide to you under this Agreement relate to shares, priority rights, debt securities, bonds, investment funds’ units, depository certificates, covered warrants, derivatives contracts and any other Financial Products:","wait_checking_request":"Please wait, Checking your request..","request_type":"Request Type","lbl_services_desc1_1":"in relation to which Al Ramz is authorised to provide the Services under its SCA license and the SCA Rules; and","lbl_services_desc1_2":"that the SCA considers as a security.","lbl_services_desc2":"These Terms along with the relevant additional Terms of Business (Additional Terms), as amended from time to time, shall apply to the Services we provide to you under this Agreement.","uquado_test":"Uqudo Test","passport_and_uae":"passport and uae","face_only":"Face only","lbl_passport":"passport","lbl_uae_id":"UAE ID","enroll_passport_uae":"enrollment passport and uae","enroll_passport":"enrollment passport","enroll_uae_id":"enrollment UAE ID","google_recaptch_test":"Google ReCaptcha test","understand_agree_that":"You understand and agree that","understand_agree_that_desc1":"once we have provided Services to you, we shall be under no obligation to monitor any investments that were the subject of the Services. We are not authorised under our SCA license to provide any financial services other than the Services. You are solely responsible for taking tax, legal, regulatory, accounting or other advice in connection with any Service we provide you;","understand_agree_that_desc2":"we are not required to provide the best execution under SCA Rules since we may only carry on an execution-only transaction in a Financial Product for you; and","lbl_exit_tutorial":"Exit Tutorial","understand_agree_that_desc3":"for all transactions with Al Ramz, the public holidays and time zone of the UAE shall apply.","laws_and_regulations":"We are bound by Applicable Laws and Regulations in respect of Financial Crime. Therefore, you acknowledge and agree that","laws_and_regulations_desc1":"we shall not provide you any Services until we have cleared all mandatory compliance checks;","laws_and_regulations_desc2":"you shall provide any information or documents which we may request from time to time to meet our legal and regulatory obligations, including those which relate to Financial Crime, and those which may be required to clear our compliance checks in (a); and","laws_and_regulations_desc3":"we may refrain from providing you the Services and terminate this Agreement if we determine in our sole discretion that doing so may cause us to breach any of our legal and regulatory obligations in relation to Financial Crime.","agreement_create_obligation":"For the avoidance of doubt, nothing in this Agreement creates an obligation for us to accept you as a client and provide the Services to you, regardless of whether you have successfully cleared all our on-boarding and mandatory compliance checks.","error_password_not_match":"Passwords did not match","no_advice":"No Advice","no_advice_desc1":"We will deal on an execution-only basis and we not advise on the merits of particular Orders or transactions in respect of which we provide Services, or their taxation, accoufeenting or legal consequences. We do not provide investment advice in relation to our Services or the Financial Products available for you to trade through our Services.","no_advice_desc2":"We may, at our sole discretion, provide you with general analysis, research or other information prepared by us or third parties, including any Affiliate (among others), which may include (but not limited to) information on investment opportunities and financial market conditions. You understand and acknowledge that such materials shall not constitute investment advice and you should not rely on these when you make an investment decision. We do not make or give any express or implied representations or warranties as to the accuracy and completeness of any such analysis, research and/or other information, and we do not endorse or guarantee its accuracy and completeness.","no_advice_userstand_agree":"For the avoidance of doubt, you understand and agree that","no_advice_userstand_agree_desc1":"we are under no obligation to bring any investment opportunities to your attention, or to update any information after we have provided it to you under this Agreement;","no_advice_userstand_agree_desc2":"we shall not provide you with any legal, tax, accounting, estate planning, trust advice or other similar services. You should consult your own tax, legal and compliance, and accounting advisors before engaging in any transaction you instruct us to execute for you; and","no_advice_userstand_agree_desc3":"you are solely responsible for entering into a transaction through our Services, and you shall retain sole responsibility and liability in respect of such transactions.","please_complete_kyc":"Please complete KYC to view or submit application.","already_account_holder":"You have an existing account with Al-Ramz. Please login","view_uae_id_front":"View Emirates ID FRONT","view_uae_id_back":"View Emirates ID BACK","eid_issuer":"Emirates ID Issuer","eid_nationality":"Emirates ID Nationality","eid_occupation":"Emirates ID Occupation","eid_employer":"Emirates ID Employer","view_passport":"VIEW PASSPORT","passport_issuing_place":"Passport Issuing Place","fatca_declaration_details":"Fatca Declaration Details","usa_declaration":"USA Declaration","usa_address_declaration":"USA Address Declaration","usa_fund_transfer_declations":"USA Funds Transfer Declaration","usa_poa_declaration":"USA POA Declaration","view_document":"VIEW DOCUMENT","lbl_edit":"EDIT","lbl_crs_details":"Common Reporting Standards Details","lbl_country_name":"Country Name","lbl_tin_number":"Taxpayer Identification Number (TIN)","no_tin_reason":"No TIN Reason","no_tin_reason_desc":"No TIN Reason Desc","insider_check_details":"Insider Check Details","are_uae_shareholding":"Are you a board member in one of the following UAE shareholding/listed companies?","company_name":"Company Name","uae_shareholding_share":"Do you hold 5% or more of the following UAE shareholding/listed company’s shares?","insider_uae_shareholding":"Are you currently an Executive/Insider in one of the following UAE shareholding/listed companies?","trading_experiance":"Previous Trading Experience Details","equity_experiance":"Equities Related Security Experience","error_code":"ErrorCode","fixed_income_experiance":"Fixed Income Experience","struct_product_experiance":"Structured Product Experience","financial_instrument":"Financial Instruments","financial_status_details":"Financial Status Details","source_income":"Source of Income","lbl_occupation":"Occupation","arrange_credit_investment":"Arrange Credit Facilities Investment","licenses_securities_authority_equivalent":"Licensed Securities Authority Equivalent","emp_name_address":"Employer Name and Address","annual_income":"Annual Income","net_income":"Net Income","lbl_snapshot_netncome":"Net Income","regular_financial_obligations":"Regular Financial Obligations","previous_occupation_name":"Previous Occupation Name","lbl_na":"Not Applicable","previous_occupation_name_address":"Previous Employer and Address","future_goal_details":"Future Goals Details","net_worth_perc":"Net Worth Percentage","investment_spectrum_equity":"Investment Spectrum Equity","investment_spectrum_fixed_income":"Investment Spectrum Fixed Income","investment_spectrum_struct_product":"Investment Spectrum Structured Product","investment_objective":"Investment Objective","risk_tolerance":"Risk Tolerance","client_classification":"Client Classification","lbl_selected":"Selected","risk_appetite":"Risk Appetite","lbl_robo_risk_appetite":"Risk Appetite","product_selection":"Product Selections","recommended_product":"Recommended Products","selected_products":"Selected Products","account_statement":"Account Statement","error_something_wrong_kyc_status":"Something went wrong while fetching your KYC completion status.","view_sign":"View Signature","is_uae_resident":"Is UAE Resident","nin_details":"NIN Details","adx_nin_present":"ADX NIN Details","adx_nin_number":"ADX NIN Number","dfm_nin_percent":"DFM NIN Details","dfm_nin_number":"DFM NIN Number","no_advice_desc3":"In the event of a margin call, you agree that Al Ramz may charge your account for any associated expenses, including, but not limited to, legal, administrative, and operational costs incurred during the process of recovering the funds from you","dealing_with_Affiliates":"Dealings with Affiliates","dealing_with_Affiliates_desc":"You understand and acknowledge that:","dealing_with_Affiliates_desc1":"any Services you receive under this Agreement will be provided by Al Ramz and not by any Affiliate, agent, employee or board member of Al Ramz; and","dealing_with_Affiliates_desc2":"in relation to any other agreement or legal relationship you may have with any Affiliate:","dealing_with_Affiliates_desc3":"the termination and/or the amendment of this Agreement does not terminate or automatically amend any other agreement or arrangement you may have with any Affiliate","dealing_with_Affiliates_desc4":"such Affiliate may not be subject to the supervisory oversight of the SCA and may be subject to the supervisory oversight of the supervisory authority of the relevant Affiliate; and","dealing_with_Affiliates_desc5":"your dealings with the Affiliate may not be afforded the protections provided for under the Applicable Laws and Regulations which apply to Al Ramz.","client_classification_desc1":"The SCA Rules require us to classify each client as an “Ordinary Investor”, “Professional Investor” or “Counterparty”, as defined in SCA Rules, and to notify clients of their investor category. If we classify you as a Professional Investor or a Counterparty, you have the option under SCA Rules to elect to be classified as an Ordinary Investor.","client_classification_desc2":"Accordingly, we will assign to you your client category in line with the information and documents you provide to us, and we will document this in the Supplemental Form – Client Classification Form.","sca_rules_acknowledgement":"In line with SCA Rules, you hereby acknowledge and agree to:","sca_rules1":"confirm to us on a yearly basis that you continue to meet the criteria for your assigned investor category; and","sca_rules2":"notify us if, at any time, you cease to meet any of the criteria which form the basis of your investor classification or if there are any material changes to these or if you elect to be classified as an Ordinary Investor.","acknowledge_and_understand":"You acknowledge and understand that we will:","acknowledge_and_understand_desc1":"notify you from time to time if your assigned investor category changes and the action you would need to take to reclaim your previous investor category; and","acknowledge_and_understand_desc2":"update your assigned investor category at least every 3 years from the date of the last classification, or at such intervals as we deem necessary to comply with our regulatory obligations.","client_classification_desc3":"For the purposes of your client classification, we may require further information, documents or confirmations from you in order to determine and apply or vary the relevant classification. By entering into this Agreement, you agree to promptly provide us with such further information, documents or confirmations as we may request from time to time.","suitability_appropriateness_assessment":"Suitability and Appropriateness Assessment","ordinary_investor":"This clause 8 only applies when we have classified you as an Ordinary Investor.","ordinary_investor_consider":"If we have classified you as an Ordinary Investor, we will consider:","ordinary_investor_consider_desc1":"the suitability of any transaction we execute for you in relation to a “Complex Financial Product” as defined under SCA Rules; and","ordinary_investor_consider_desc2":"the appropriateness of any transaction we execute for you in relation to any “Financial Product” other than Complex Financial Product, as these terms are defined under SCA Rules.","assessments_clause":"In making the assessments in clause 8.2, we will:","assessments_clause_desc":"rely on any information you provide to us, including on the Supplemental Forms – Suitability Assessment Form and Appropriateness Assessment Form, or any form or questionnaire we may use from time to time to collect such information, or any other information we may request from you; and","undertake_appropriate_assessment":"undertake an appropriate assessment of your:","undertake_appropriate_assessment_desc1":"experience, financial situation, and investment objectives;","undertake_appropriate_assessment_desc2":"knowledge, experience gained through previous transactions, educational level and employment information; and","undertake_appropriate_assessment_desc3":"any other relevant criteria as required under the SCA Rules.","risk_statement":"Risk Statement","risk_statement_sub1":"This clause is not intended to disclose or discuss in detail all of the risks associated with trading or holding Financial Products or the use of the Services provided by us. You should ensure that your decisions are made on a well-informed basis, and in cases where we are not required to consider suitability and appropriateness under SCA Rules, you should undertake your own assessment in that respect before trading in securities.","risk_statement_sub2":"Investing in Financial Products involves an element of risk including, but not limited to, the following risks:","risk_statement_sub2_1":"(a) the value of any investment you make through our Services may fall or rise;","risk_statement_sub2_1_1":"you may get back less than your initial investment;","risk_statement_sub2_1_2":"past performance of an investment in a Financial Product is not an indication of future performance;","risk_statement_sub2_1_3":"if you trade in a market denominated in a currency other than your base currency, currency exchange fluctuations may impact your profits and losses. You further acknowledge that where you deposit cash or a cheque for our account in a foreign currency, that this may be subject to fluctuations in the foreign currency market. We are not responsible for any result or consequence that may occur in respect of foreign currency fluctuations, particularly where these result in you needing to deposit more money with us; and","risk_statement_sub2_1_4":"it may be difficult or impossible to sell your Financial Products under certain market conditions. This may occur, for example, at times of rapid price movement if the price rises or falls in one trading session to such an extent that under the rules of the relevant exchange trading is suspended or restricted.","risk_statement_sub3":"You are solely responsible for understanding the risks in using our Services. By entering in this Agreement, you acknowledge and understand the risks which may arise from the Services we provide to you.","fees_penalties":"Fees and Penalties","fees_penalties_sub1":"The fees and commissions payable by you in respect of the Services we provide to you are set out on the website of Al Ramz. The fees and commissions are subject to change at the discretion of Al Ramz as will be reflected on the website of Al Ramz. If you continue to use the Services at any time, you are deemed to have accepted and consented to the applicable fees and commission.","fees_penalties_sub2":"All payments to us under this Agreement will be made, unless otherwise agreed, in same day funds in any currency which we may specify from time to time to the bank account we designated for such purposes.","fees_penalties_sub3":"Payment of any fees you owe to us shall be made promptly and on the due date. All payments shall be made in full in immediately available and freely transferable funds without set-off or counterclaim or any restriction or condition, free and clear of and without deduction of any taxes, charges or fees of any nature.","fees_penalties_sub5":"You understand and agree that we may sell any Financial Products we hold on your behalf to recover any sums you may owe to us if you fail to make any payment in respect of the securities. When exercising this right to recover our fees we shall provide you with a 2-Business Days’ written notice to settle any sums you owe to us, following which we may carry out the sale in the Market. If the sale proceeds are not sufficient to cover the sums you owe to us, we may:","fees_penalties_sub5_1":"take any action necessary to recover such sums from, including bringing any legal claim; and/or","fees_penalties_sub5_2":"impose a late payment fee that shall accrue on an annual basis from the date payment is owed to us.","fees_penalties_sub6":"Al Ramz may receive direct or indirect remuneration from third parties, including Affiliates, in relation to the Services we provide to you. We will disclose to you any such remuneration in due course, when and as required under SCA Rules.","fees_penalties_sub7":"We shall not be obliged to make any payment or perform any other obligation under this Agreement for as long as an Event of Default or any event which may become (with the passage of time, the giving of notice, the making of any determination under this Agreement, or any combination thereof) an Event of Default has occurred and is continuing.","lbl_based_on_client_class":"Based on our classification you are a professional,\nWould you like to change it?","lbl_with_holding":"Withholding","lbl_based_on_provided_info":"Based on your provided information, you are an Ordinary Investor.","set_off":"Set-off","lbl_based_on_provided_info_mbl_1":"Based on your provided information, you like to invest in","fees_penalties_sub9":"In addition to any rights and remedies available to Al Ramz as provided for under Applicable Laws and Regulations, you understand and agree that these Terms and any Additional Terms constitute a “Master Netting Agreement” for the purposes of Federal Law No. 10 of 2018 (the Netting Law) as amended or replaced from time to time, and that you authorise us to close-out any transaction we arrange or carry on for you and set-off and apply any funds we hold on your behalf to or for the credit of Al Ramz against any or all your dues owing to Al Ramz (whether actual or contingent, present or future), at any time and from time to time and without prior notice to you. For these purposes, we may ascribe a commercially reasonable value to any amount which is contingent or which is unascertained for any other reason and we may convert any amounts denominated in different currencies into a currency of our choice.","lbl_based_on_provided_info_mbl_2":"risk products, Would you like to change this selection?\nChanging this selection will not affect your application.","fees_penalties_sub8":"We may make any deduction, including a deduction in relation to tax treaties which may apply in the UAE, that it is required to make by any Applicable Laws and Regulations and any payment required in connection with that deduction, including any payment in connection with FATCA. We will not be required to increase any payment or otherwise compensate you for any payment in respect of which we makes a deduction, including a deduction in relation to compliance with the FATCA.","lbl_professional":"PROFESSIONAL","currency_conversion":"Currency conversion","lbl_ordinary":"ORDINARY","fees_penalties_sub10":"If you provide cash to us in a currency other than that in which your obligation is denominated, we may (at your cost) convert the currency provided so as to satisfy the obligation to the extent possible.","lbl_penalties":"Penalties","fees_penalties_sub11":"You understand and agree that if you do not pay the Fees or any other sums that is owed to Al Ramz within the time specified, Al Ramz may:","fees_penalties_sub11_1":"impose a late payment penalty equal to ten percent (10%) of any outstanding amounts calculated on an annual basis until you make such payment; and","fees_penalties_sub11_2":"require that you pay any costs associated with your default including any costs Al Ramz incurs in making a demand for payment, or for taking the appropriate action against you including but not limited to attorney fees.","title_comm_order_state_confirm":"Communications, Orders, Statements and Confirmations","lbl_communications":"Communications","communications_sub1":"All communications which are to be provided under this Agreement shall be in English or Arabic, in writing or by telephone (which includes Electronic Communications), and shall be made in accordance with the preferred communication method(s) specified in the Account Opening Form, or using any such other address, including any email address, as one party notifies the other from time to time.","lbl_view_signature":"View Signature","communications_sub2":"Any communication we send you in relation to the Services shall be deemed to have been duly received by you:","communications_sub2_1":"if personally delivered, on the day of delivery to the last address you notified to us;","communications_sub2_2":"if sent by courier to the last UAE address you notified to us, two (2) Business Days after the date of sending;","lbl_adx_dfm_nin_details":"ADX NIN Details","communications_sub2_3":"if sent by courier to the last non-UAE address you notified to us, six (6) Business Days after the date of sending;","adx_nin_present_mbl":"Do you have ADX NIN?","communications_sub2_4":"if sent by email to your last email address we have on record, on the day of us sending you the email, provided that we do not receive a message notifying us that the email is undeliverable; or","lbl_adx_nin":"ADX NIN","communications_sub2_5":"at the earliest of any of the above if sent by more than one of any of such means set out in this clause 11.2.","dfm_nin_present_mbl":"Do you have DFM NIN?","communications_sub3":"You understand and agree that we cannot guarantee Electronic Communications to be secure, virus-free or error-free, and that Electronic Communications can be intercepted, corrupted, lost, destroyed, received by us late, incomplete, or otherwise be adversely affected or unsafe to use. Each party shall use commercially reasonable means to ensure that its Electronic Communications are free from viruses before sending them to the other party.","lbl_dfm_nin":"DFM NIN Details","communications_sub4":"You acknowledge and agree that we may receive Orders from you using any means of communications as set out in clause 11.1 unless:","communications_sub4_1":"we agree otherwise in writing; or","communications_sub4_2":"we notify you that Orders can only be given in a particular way for a certain Service.","communications_sub5":"When executing trading Orders for you, you understand and agree that:","communications_sub5_1":"we may in good faith take an Order from any person who has the actual or apparent authority to instruct us on your behalf, without the requirement for us to make any further inquiries to verify authority and you shall be bound by such Order;","error_something_wrong_try_again":"Something went wrong , please try again later..","communications_sub5_2":"the communication you used to make the Order, including any Electronic Communication, shall be conclusive evidence of such Order;","communications_sub5_3":"we may accept or decline an Order. If we decline to execute an Order, we will notify you as soon as reasonably practicable but we are not obliged to give a reason;","communications_sub5_4":"we may refuse to execute an Order if we deem, in our sole discretion, that the Order may cause either party to breach any Applicable Laws and Regulations. Where we refuse to execute an Order, we shall inform you of this unless prevented from doing so under Applicable Laws and Regulations. For the avoidance of doubt, Al Ramz is under no obligation to inform you of the reason for its refusal to execute an Order;","communications_sub5_5":"we may set limits and/or conditions to control your ability to issue Orders. We may amend, remove or add to those limits and/or parameters at any time;","communications_sub5_6":"we may insist that you confirm in writing any verbal instructions you give us or that are given on your behalf, before we execute such instructions as an Order;","communications_sub5_7":"we may carry on additional verifications in relation to such Order, including any checks in relation to your ownership of the Financial Product or the funds to which the Order relates;","communications_sub5_8":"you may cancel or amend an Order provided that we have not executed such Order and that we expressly consent to such cancelation or amendment;","communications_sub5_9":"if there is an ambiguity in an Order you give us or where it conflicts with another Order we will be entitled to act in good faith on what we reasonably believe the Order to be and our action or inaction will be binding on you;","communications_sub5_10":"we have no duty to assess the prudence of any Order. If we determine that any Order or other circumstances might expose Al Ramz (whether directly or indirectly) to loss and expense, we may suspend the operation of any or all of the Services to you and/or require an indemnity from the you before continuing to provide the Services or complying with any of your Orders;","communications_sub5_11":"if we accept an Order, we will use commercially reasonable endeavours to execute the Order promptly, but in accepting your Orders we do not represent or warrant that it will be possible for us (or any intermediary) to execute such an Order or that execution will be possible according to your instructions. When executing Orders on a trading venue, we or our intermediary will execute an Order only when the relevant Market is open for dealings and an Order received outside trading hours will be processed when possible (in accordance with the rules of the relevant Market);","communications_sub5_12":"to the extent permitted under the SCA Rules, we may arrange for an Order to be executed, either in whole or in part, by selling an investment to you from another client, or a client of an Affiliate, or vice versa. We will not give you prior notice if we arrange for an Order to be executed in this manner; and","communications_sub5_13":"if we are not a member of a particular Market, we may choose to transmit Orders for execution on your behalf with or through an intermediate broker, and we may use other parties or agents in the course of providing related Services. Any such intermediate broker, party or agent may or may not be an Affiliate, and may not be in the same jurisdiction. We, our Affiliates and their respective representatives will not be liable to you for any act or omission of an intermediate broker, party or agent.","communications_sub6":"You acknowledge and agree that before issuing an Order to us you will ensure there are sufficient funds in your bank account for us to execute such Order. If there are not sufficient funds in your bank account for us to execute the Order, we may refrain from executing the Order without giving you prior notice, and you agree that we shall not be liable for such for not executing your Order.","communications_sub7":"If, at any time, we have any reason to believe that you may be unable or unwilling to meet any liabilities which you have incurred to us or which we may have incurred on your behalf or to comply with any other obligations under this Agreement, we shall be entitled (and are irrevocably authorised by you) to take all or any of the following actions without prior notice to you:","communications_sub7_1":"sell any Financial Products bought on your behalf, but for which you have not paid, on or before the relevant settlement day;","communications_sub7_2":"close or rescind open positions on your account. We may do so, for example, if you have not delivered any cash or Financial Products on or before the relevant settlement day; and","communications_sub7_3":"take any other steps (whether or not similar to the above) we may consider necessary to meet any obligations which you have to comply with under this Agreement or otherwise to protect our position.","communications_sub7sib":"You shall pay to us any costs or losses we incur in effecting any of the above. Any restrictions on our power to sell or otherwise deal with your assets charged to or held by us, contained in any Applicable Laws and Regulations to the extent permitted by that law, are excluded.","communications_sub8":"If an Infrastructure gives a direction (including to another intermediary) which affects your Orders or the Services, or an Infrastructure or other intermediary relevant to your Orders or the Services becomes insolvent or is suspended from operating, then we may take any action which we, in our reasonable discretion, consider appropriate to correspond with the direction or event or to mitigate any loss or other impact to Al Ramz and/or you incurred or potential loss or other impact which may be incurred as a result of the action or event. Any such action taken by us is binding on you.","statements_confirmations":"Statements and confirmations","communications_sub9":"We will provide you with a statement of account upon request, and in any event, on a monthly basis. You may object to the contents of a statement of account within five (5) Business Days of receipt, after which such statement shall be treated as final.","communications_sub10":"We will send you confirmations on the day of execution of your Order. The confirmation may be sent by way of e-mail to the email address on record for you. It is your responsibility to inform us if you do not receive a confirmation. Confirmations shall, in the absence of manifest error, be conclusive and binding on you, unless we receive an objection in writing from you within two (2) Business Days of sending the confirmation to you.","lbl_we_cannot_proceed":"We cannot proceed further becasue you have rejected the terms and conditions","lbl_we_cannot_proceed_cookies":"We cannot proceed further becasue you have rejected the cookie, privacy and security policy.","lbl_please_read_cookies":"Please read Privacy and Cookie Policy","communications_sub11":"The statement and notification we provide to you under clauses 11.8 and 11.9 shall be prepared in accordance with the SCA Rules.","conflicts_of_interest":"Conflicts of Interest","conflicts_of_interest_sub1":"Our conflicts of interest procedures set out how we identify and manage potential and/or actual conflicts of interest that may arise from time to time while carrying out our business and how we ensure that risks of damage to your interests are managed. Specifically, you acknowledge and irrevocably agree that we and any Affiliate or third party service provider may have an interest, relationship or arrangement in any investment, transaction or service in relation to which we provide a Service to you. We will not necessarily separately disclose such interests to you at, prior to, or after the time of providing you with the Services.","conflicts_of_interest_sub2":"You understand and irrevocably agree that we and/or our Affiliates may from time to time:","conflicts_of_interest_sub2_1":"take proprietary positions or recommend transactions to other clients that may be contrary to your investments, positions, goals or strategies, and that we are under no obligation to disclose these to you; and","conflicts_of_interest_sub2_2":"receive a selling, placing or other commission or any financial benefit (however described) from any third party, including an issuer, dealer, promoter or seller of any investments in respect of which we provide information to you under this Agreement and you irrevocably agree that we/our Affiliates are entitled to retain this for our/their own benefit.","order_conflict_interest":"In order to manage a conflict of interest, we may:","order_conflict_interest_sub1":"establish and maintain effective Chinese Walls (physical and electronic) to restrict the communication of the relevant information; or","order_conflict_interest_sub2":"disclose the conflict of interest to you in writing and seek your consent to provide the Services to you.","communications_sub12":"However, notwithstanding sub-clause 12.3 above, we may decline to provide you with the Service you request, and we may not give further explanation or information.","aml_atf_sanctions_abc":"Anti-money laundering, anti-terrorist financing, sanctions, anti-bribery and corruption","aml_atf_sanctions_abc_sub1":"We are required to verify your details and information in order to comply with our requirements under Applicable Laws and Regulations to detect and prevent any suspected money laundering, terrorist financing and tax crimes as provided for under Applicable Laws and Regulations (Financial Crime), including economic sanctions imposed by the UAE or the United Nations Security Council, or any other sanctions we may elect to enforce from time to time (Sanctions). Therefore, you agree to provide us with any additional information we may request from time to time and to keep any information you previously provided to us constantly updated. In light of the above, you understand and agree that we:","aml_atf_sanctions_abc_sub1_1":"will disclose to the relevant authorities any suspicions that we may have in relation to your possible involvement in Financial Crime, offences of corruption, bribery, or market abuse, or your being subject to Sanctions;","aml_atf_sanctions_abc_sub1_2":"may be required to refrain from or delay in providing the Services to you, if we have reasonable suspicions, at our sole discretion, that you may be involved in Financial Crime, offences of corruption, bribery, or market abuse, or subject to Sanctions;","aml_atf_sanctions_abc_sub1_3":"are prohibited under the Applicable Laws and Regulations from notifying you of any disclosure we make to the relevant authorities in relation to paragraph (a) of this clause, or the details of such disclosure. Therefore, we will not notify you of any disclosure we make to the relevant authorities in relation to our suspicions of you, or any of your affiliates, close connections and/or related parties, being involved in Financial Crime, or being subject to Sanctions; and","aml_atf_sanctions_abc_sub1_4":"may verify any information you provide to us using third parties and/or independent sources.","aml_atf_sanctions_abc_sub2":"You warrant and represent that you, and any of your Affiliates, close connections and/or related parties, have not been, and are not currently, involved in any way in any activities which may amount to:","aml_atf_sanctions_abc_sub2_1":"Financial Crime, or being subject to Sanctions; or","aml_atf_sanctions_abc_sub2_2":"offences of corruption, bribery, or market abuse (including but not limited to insider dealing) as provided for under the Applicable Regulations.","lbl_general":"General","no_agency":"No Agency","lbl_general_sub1":"Nothing in this Agreement may be construed as any of the parties being the agent, partner, joint venture partner or representative of the other party.","lbl_severalbility":"Severability","lbl_general_sub2":"Each clause of this Agreement is severable and if any clause (or any part of any clause) of this Agreement is or becomes invalid under, or contravenes any, Applicable Regulations in any jurisdiction:","lbl_general_sub2_1":"the remaining clauses (and, where applicable, the remainder of the clause in question) shall not be affected and shall remain in full force in that jurisdiction; and","lbl_general_sub2_2":"(b)in any other jurisdiction, no clause of this Agreement shall be affected.","no_waiver":"No waiver","lbl_general_sub3":"The parties' rights and remedies under this Agreement or the Applicable Laws and Regulations shall not be waived, lost or limited:","early_exercise":"by any early exercise of them;","failure_exercise":"by any failure to exercise them;","delay_exercise":"by any delay in exercising them; or","partial_exercise":"by any partial exercise of them.","lbl_general_sub4":"A waiver of any right arising under this Agreement (including this clause) must be in writing and signed by the party granting the waiver.","lbl_general_sub6":"The parties' rights and remedies under this Agreement are cumulative and are not exclusive of any rights or remedies provided under the Applicable Laws and Regulations. No single or partial exercise of a right or remedy will prevent further exercise of that right or remedy or the exercise of another right or remedy.","retention_destruction":"Retention and destruction of documents","lbl_general_sub7":"You acknowledge and agree that we will ensure that any records we keep in accordance with this Clause 14.4 shall be kept as required under SCA Rules and made available to the SCA upon request.","lbl_general_sub8":"14.7We may at our discretion destroy records and documents relating to the Services after the same have been processed by any other form of electronic media. Production of the electronic media shall be binding on and shall be conclusive evidence against you. We may destroy any records after the retention period required by Applicable Laws and Regulations and provided for under SCA Rules.","third_party_rights":"Third party rights","lbl_general_sub9":"Nothing in this Agreement is intended to confer any rights on any person who is not a party to this Agreement, and no consent of any such person shall be required for the termination of, or in any case in connection with, this Agreement, or the amendment of any of its clauses.","single_agreement":"Single agreement","lbl_general_sub10":"This Agreement and all amendments to any of them shall together constitute a single agreement between the parties.","lbl_complaints":"Complaints","complaints_desc1":"Any complaint in relation to any aspect of your relationship with us should be addressed to the Customer Service Department using the following email address: cm@alramz.ae or such other person or address, including any email address as we notify you from time to time.\r ","complaints_desc2":"We shall make every reasonable effort to resolve your complaint within a reasonable period of time, depending on the complexity and seriousness of your complaint and in accordance with our internal regulations.","representations_warranties_undertakings":"Representations, warranties and undertakings","representations_warranties_undertakings_desc1":"You represent, warrant to us as of the Effective Date that:","representations_warranties_undertakings_desc1_1":"where applicable, you are duly organised and validly existing under the law of its jurisdiction of organisation or incorporation and, if relevant under that law, are in good standing;","representations_warranties_undertakings_desc1_2":"you have the full legal capacity and the authority to enter into this Agreement, or the person entering into this Agreement on your behalf is duly authorised by you to do so, and have taken all necessary action to lawfully enter into and perform your obligations under this Agreement and to validly execute and deliver the Agreement;","representations_warranties_undertakings_desc1_3":"this Agreement is binding upon you and enforceable against you in accordance with its terms (subject to any Applicable Laws and Regulations in relation to bankruptcy) and the entry into, execution, delivery and performance by you and the acts contemplated by this Agreement, do not and shall not violate the terms of any Applicable Laws and Regulations, constitutional documents, charge, agreement or other document by which you are bound;","representations_warranties_undertakings_desc1_4":"you are and shall remain compliant with all Applicable Laws and Regulations as these may apply to you, including any rules which relate to market abuse and insider dealing;","representations_warranties_undertakings_desc1_5":"no Event of Default or event which would, upon expiry of any applicable grace period, become an Event of Default has occurred and is continuing and you are not subject to recovery and/or resolution measures;","representations_warranties_undertakings_desc1_6":"you shall provide to us in a timely manner any information, including any document or material, which we may request from time to time, to clear our compliance checks, consider suitability and appropriateness for you or to classify you as a client, or generally which we may request from you in order for us to meet our legal and regulatory requirements;","representations_warranties_undertakings_desc1_7":"all information, including any document or material, which you have provided and shall provide to us, including those we rely upon to clear our compliance checks, consider suitability and appropriateness for you or to classify you as a client, is true, complete and accurate in all respects. If the information is no longer materially true, complete and accurate, you shall promptly notify us of this fact in writing, and you shall provide us with the corrected information without undue delay, or any additional information which we may from time to time be required to obtain by the relevant authorities, or as a result of a change in Applicable Laws and Regulations;","representations_warranties_undertakings_desc1_8":"the information you have provided to us for meeting our legal and regulatory requirements in relation to the detection and prevention of Financial Crime, including in respect of your source of funds and PEP status, is true and accurate and that there are no circumstances whatsoever that your funds shall be deemed to breach the Applicable Laws and Regulations on Financial Crime; and","representations_warranties_undertakings_desc2":"You undertake to us that:","representations_warranties_undertakings_desc2_1":"you will at all times obtain and comply with, and do all that is necessary to maintain in full force and effect, all authority, powers, consents, licences and authorisations referred to in this clause 16;","representations_warranties_undertakings_desc2_2":"you will comply with all Applicable Laws and Regulations in relation to this Agreement and each Order, so far as they are applicable to it, and use all reasonable steps to comply with all Applicable Laws and Regulations in relation to this Agreement and each Order, where these do not apply to you but your cooperation is needed to help us comply with our obligations;","representations_warranties_undertakings_desc2_3":"you will and are able to, upon request, promptly provide us with information in respect of the your financial position, domicile or other matters and/or with the information as we may reasonably require to evidence the matters referred to in this clause 16;","representations_warranties_undertakings_desc2_4":"you shall ensure that your bank account used for trading is sufficiently and adequately funded in respect of each Order that you submit to us. You understand that we are under no obligation to ensure or check that your bank account is in funds;","representations_warranties_undertakings_desc2_5":"you will not send Orders or otherwise take any action that could create a false impression of the demand or value for a Financial Product, or send Orders which you have reason to believe are in breach of Applicable Laws and Regulations. You will observe the standard of behaviour reasonably expected of persons in your position and not take any step which would cause us to fail to observe the standard of behaviour reasonably expected of persons in our position;","representations_warranties_undertakings_desc2_6":"you shall notify us as soon as possible:","representations_warranties_undertakings_desc2_6_1":"if you have issued an Order to us and we have not confirmed the Order within two (2) Business Days of you issuing such Order;","representations_warranties_undertakings_desc2_6_2":"if you become aware of an Order that is being or has been executed on your account where such Order was issued fraudulently or without the necessary authorisation;","representations_warranties_undertakings_desc2_6_3":"where you have revoked the authority of any of your authorised representatives;","representations_warranties_undertakings_desc2_6_4":"of any material conflict of interest which may exist between us and any relevant third party such as your employees, associates, friends or family, or other brokers or exchanges;","representations_warranties_undertakings_desc2_6_5":"of your status as an insider before issuing an Order in relation to the company in relation to which you may be deemed an insider, or any change to you insider status as disclosed to us at the time of opening your account with Al Ramz;","representations_warranties_undertakings_desc2_6_6":"of the occurrence of any Event of Default or of any event that may become an Event of Default with respect to you; and","representations_warranties_undertakings_desc2_6_7":"upon becoming aware of any facts and circumstances that may cause you to no longer satisfy the applicable criteria we relied upon to assign a client category to you.","representations_warranties_undertakings_desc3":"You shall notify us within three (3) Business Days from you becoming aware that any of the above representations, warranties and undertakings have materially changed or ceased to be true and correct.","representations_warranties_undertakings_desc4":"Provide us with such information as we may require on an annual basis in Order to ensure that the information we have in respect of you continues to be accurate. Notwithstanding this, you shall provide us with information whenever any of your details or information change. We shall be entitled to cease the Services we provide to you without prior notice should you fail to provide us with adequate information.","agree_promptly_defend":"You agree to promptly defend, fully indemnify and hold us and any of our Affiliates harmless from and against any and all liabilities incurred or suffered by us or any of our Affiliates, including but not limited to, losses, damages, liabilities, expenses, costs, penalties, fines and reasonable legal, accounting and other fees in any way resulting from:","performing_services":"performing the Services or with respect to any of your accounts;","agree_promptly_defend_desc1":"any Order or any transaction which is not executed for any reason or is executed but is subsequently unwound for any reason;","agree_promptly_defend_desc2":"any false, inaccurate or misleading information you provide to us, or any of our Affiliates, in the course of providing you the Services under this Agreement;","agree_promptly_defend_desc3":"any breach by you, or caused by you, of any Applicable Laws and Regulations, and any representations, warranties and undertakings;","agree_promptly_defend_desc4":"us enforcing our rights under this Agreement, acting (or omitting to act) in reliance on your communications or actions, or taking other action contemplated by this Agreement;","agree_promptly_defend_desc5":"any investigation, action, litigation or proceeding by or involving any judicial, arbitral, or administrative authority, government agency, Infrastructure, regulatory or self-regulatory authority, counterparty, dealer, Infrastructure or other third party with respect to transactions (including any dispute relating to delivery);","agree_promptly_defend_desc6":"any acts or omissions conducted by you which lead any regulator to impose a penalty or fine on us;","agree_promptly_defend_desc7":"any failure in, or inadequacy of the Client's cybersecurity measures, safeguards and/or virus protection to the extent they relate to this Agreement.","agree_promptly_defend_desc8":"We shall not be bound by the prices or other details of Orders or transactions which are included in any transaction or other report and, upon us becoming aware of the relevant error, we may make any necessary corrections to affected reports.","limitation_liability":"Limitation of Liability","limitation_liability_desc1":"Our relationship with you in connection with the Services is governed only by this Agreement. The relationship between us and you will not give rise to any fiduciary or equitable duties on our part which would require us to accept responsibilities more extensive than those set out in this Agreement. You understand and agree that we are not liable for the acts of, or any service provided to you by, the relevant Affiliate.","limitation_liability_desc2":"We will only be liable for any act or omission if the relevant court determines, in a final, non-appealable judgment, that it arises as a result of our fraud, gross negligence or willful default, in each case in connection with the performance of our duties in rendering the Services.","limitation_liability_desc3":"We shall not be liable for any loss of profit, or special, punitive, indirect or consequential losses, liabilities, damages or expenses, loss of profits, loss of goodwill or loss of business opportunity directly and/or indirectly suffered or incurred by you arising under, or in connection with, this Agreement, including those caused by your reliance on any information we provide to you. Specifically, we shall not be liable for any loss caused by:","limitation_liability_desc3_1":"us accepting or declining to execute an Order or to provide the Services;","limitation_liability_desc3_2":"depreciation in value, any market or trading losses, or any adverse tax consequences that you may incur in connection with the Services we provide you under this Agreement. We have no responsibility or liability, whether arising in contract, warranty, tort including negligence, strict liability, indemnity or otherwise, in connection with the performance of any investment which you may decide to make; or","limitation_liability_desc3_3":"you receiving from us an Electronic Communication which is not secure, virus-free or error-free, or is intercepted, corrupted, lost, destroyed, received late, incomplete, or is otherwise adversely affected or unsafe to use;","limitation_liability_desc3_4":"our inability to execute an Order, including if such inability is due to a failure in the relevant information technology infrastructure involved in receiving and executing an Order, or if due to insufficient funds being credited to your bank account used for trading;","limitation_liability_desc3_5":"a delay or change in market conditions before an Order is executed;","limitation_liability_desc3_6":"the refusal of an Infrastructure to carry out an Order for any reason whatsoever including a suspension or selling restrictions, or whenever a trading limit set by the Market is exceeded;","limitation_liability_desc3_7":"the failure in, or inadequacy of your cybersecurity measures, safeguards or virus protection; or","limitation_liability_desc3_8":"any adverse tax, accounting or other implications of our or our Affiliates' performance of the Services.","limitation_liability_desc4":"Any limitations contained in this clause 18 shall not limit our liability which cannot be excluded or limited under the Applicable Laws and Regulations.","limitation_liability_desc5":"Neither of us shall be liable for any delay or failure to perform any of our obligations under this Agreement caused by anything beyond our reasonable control, including but not limited to any act of God, fire, riot, war, terrorism, civil commotion, act of state or government, breakdown, delay, malfunction or failure of transmission or communication or computer facilities, industrial action, acts and regulations of any governmental, quasi-government or supranational bodies or authorities or failure by a relevant intermediary (such as the bank or custodian where you hold your assets) or national or global pandemic.","data_protection_confidentiallity":"Data Protection, Confidentiality and Telephone Recordings","data_protection":"Data Protection","data_protection_desc1":"We are required to comply with the provisions of the UAE Federal Decree Law No. 45 of 2021 on the Protection of Personal Data (the \"DPL\") as amended, replaced or supplemented from time to time, when \"processing\" your \"Personal Data\" and “Sensitive Personal Data”, including financial data, as the preceding three quoted terms are defined under the DPL. You acknowledge that we shall collect, either from you or from other sources, process, use, store, transfer and disclose \"Protected Data\" which may include Personal Data or Sensitive Personal Data about you, your beneficial owners, your directors and employees, and any other relevant data subjects who would be within the remit of this clause.","data_protection_desc2":"We shall process, use, disclose and transfer the Protected Data which is necessary for us to perform the contract with you and to implement the arrangements set out in this Agreement in relation to the Services, or to administer our business relationship with you. The Protected Data may also be processed and used by, or transferred to, an Affiliate. That Affiliate may determine the purposes and means of the resulting data processing. Before providing any Protected Data to us, you acknowledge that you have read and understood our Al Ramz notice on Data Privacy (as may be updated from time to time) (\"Data Privacy Policy\") published at: https://www.alramz.ae/audit-terms-policy?tab=policy and in the case of Protected Data relating to an individual other than yourself, have (or shall at the time of disclosure have) provided the individual on our behalf with a copy of, or directed the individual towards the webpage containing our Data Privacy Policy.","data_protection_desc3":"In connection with any of the purposes described above, and any other legitimate processing of Protected Data, we may process Protected Data for the purposes of our relationship with you, any outsourcing agreement we may have, adherence to both our internal policy and external legal and regulatory obligations, compliance with our anti-money laundering requirements, compliance with applicable regulatory requirements including present or future contractual or other commitments with local or foreign regulatory or law enforcement authorities, whether that information concerns you or any of the relevant data subjects referred to in sub-clause 19.1 collectively, and whether obtained from you or from third parties.","data_protection_desc4":"You shall comply with all applicable data protection and data privacy laws, including, but not limited to the DPL, and all applicable laws concerning the processing of data relating to living persons (\"Data Protection Laws\") in relation to any Protected Data that you share with us.","data_protection_desc5":"You as an independent “Data Controller” as this term is defined under the DPL, will implement and maintain technical and organisational measures against unauthorised or unlawful processing of Protected Data involved in the provision of this Agreement and against accidental loss, destruction or damage to these Protected Data to ensure a level of security, including inter alia as appropriate confidentiality, integrity and availability, of the Protected Data and appropriate to the risk involved in the execution of this Agreement.","data_protection_desc6":"You represent and warrant that, where necessary, you have the necessary authority for us to process and transfer the Protected Data that you disclose to us in accordance with this Agreement and that you have provided all necessary information as required under the DPL and any other data protection law applicable to you to all data subjects referred to in sub-clause 19.1 whose Protected Data you process for the purposes of this Agreement, and you further agree that we are not responsible or accountable for the consequences of any occasion where you have not lawfully obtained such Protected Data. You acknowledge and agree that we, nor any of our Affiliates, including any shareholders, directors, officers, employees or representatives, shall be liable for any damages suffered or costs incurred by you from any claims made by data subjects regarding the unlawful disclosure of their Protected Data under this Agreement. You hereby agree to defend, indemnify and hold us harmless in the event any data subject referred to in sub-clause 19.1 should commence action against us","data_protection_desc7":"You acknowledge the following in relation to the Protected Data of the relevant data subjects referred to in sub-clause 19.1:","data_protection_desc7_1":"that Protected Data may be shared with our Affiliates, and any company which is related to the Affiliates, and our or their professional advisors inside and outside the UAE;","data_protection_desc7_2":"that we may also transfer Protected Data to third parties located anywhere in the world, for example and without limitation, for outsourcing, record-keeping and compliance purposes, including for our compliance with requirements to combat Financial Crime under the Applicable Laws and Regulations, and to manage our business relationship with you, or otherwise for the reasons in and in accordance with our Data Privacy Policy;","data_protection_desc7_3":"that data protection laws in certain jurisdictions may be weaker outside the UAE than inside it, but we shall endeavour to put in place appropriate measures to safeguard Protected Data when transferred to such jurisdictions;","data_protection_desc7_4":"that we may transmit Protected Data as described in this Agreement through mail, facsimile, phone, Electronic Communications or otherwise; and","data_protection_desc7_5":"that data subject are afforded certain rights under Data Protection Laws, such as the right to access, restrict, correct or delete their Personal Data.","data_protection_desc8":"We may from time to time use the contact details you and any of your representatives have provided to us to send invitations, marketing materials or other publications (\"Marketing Communications\") to you that we feel may be of interest to you, using any means of communications available to us. If you do not wish to receive Marketing Communications, please notify your relationship manager at Al Ramz.","lbl_confidentiality":"Confidentiality","data_protection_desc9":"Both parties shall hold in strict confidence any information, documents or material that they provide to the other party (whether obtained or provided in the course of us providing Services under this Agreement or otherwise) (the Confidential Information), unless it is or later becomes publicly available through no fault of the other party, or it was later rightfully developed or obtained from independent sources, free from any duty of confidentiality under Applicable Laws and Regulations.","data_protection_desc10":"Both parties shall take steps reasonably necessary to preserve the confidentiality of the other party's Confidential Information. Neither party shall disclose the other party's Confidential Information to any other person for any other purpose, except:","data_protection_desc10_1":"for the purposes of compliance with this Agreement;","data_protection_desc10_2":"with the other party’s prior written consent;","data_protection_desc10_3":"when we make disclosure to an Affiliate, and each of its respective officers, directors, employees, agents or any professional advisers with whom we may consult at any time in connection with the Services provided under this Agreement, and other third parties (so appointed by you or retained by us) to the extent relevant and necessary for the provision of the Services. In this case, the person to whom the disclosure is made to may retain the Confidential Information to the extent relevant for the purpose for which it was disclosed;","data_protection_desc10_4":"when we are permitted or required to do so under Applicable Laws and Regulations, or otherwise required to do so by a regulatory, governmental or judicial authority in the UAE or elsewhere, or when such disclosure is made to mitigate our, or our Affiliate's legal, tax, regulatory or other risk; or","data_protection_desc10_5":"when it is necessary for us to do so either to comply with a relevant insurance policy or to present the rights thereunder.","data_protection_desc11":"You are entitled to receive a copy of any Confidential Information we hold provided that you bear the cost an expense to produce copies of the Confidential Information.","telephone_recording":"Telephone Recordings","data_protection_desc12":"You acknowledge that we may record and retain a recording of any telephone conversation, a transcript of such conversations, as well as copies, printouts or electronic versions of faxes, emails, file notes, mobile phone text messages and any other similar record stored or communicated electronically (collectively the Recordings), that may take place between you and us, for the purposes of our legal obligations and legitimate business interests. Such recordings are only carried out to the extent permitted or as required by law and as necessary and justifiable for business purposes and compliance with the law. You represent and warrant that you have notified all of your employees and agents (or any other person participating on your behalf in any telephone conversation with us) of this. More specifically, you acknowledge and understand that:","data_protection_desc12_1":"such Recordings include the records of audio-visual communications, such as recorded video-conferences and any other means of tele-communication, whether in real-time or pre-recorded, and where the sound and/or image of the other party are documented;","data_protection_desc12_2":"such Recordings are our sole property;","data_protection_desc12_3":"such Recordings are conclusive evidence of the relevant conversation including any representation made during the conversation;","data_protection_desc12_4":"we are able to disclose any Recording as permitted or required under sub-clause 19.9; and","no_amendment_to_agreement":"No amendments to this Agreement, which includes replacing, supplementing or deleting (each, an Amendment) any provision under the Agreement, shall be effective, unless we both agree to them in writing.","notify_proposed_amendment":"We shall notify you of any proposed Amendment and of the period for you to consent to such Amendment in writing. If you do not consent to such proposed Amendment within the time specified in our notice to you, or if you reject such Amendment, we shall have the right to terminate the Agreement with you.","representations_warranties_undertakings_desc1_9":"you are willing and financially able to sustain a total loss of funds resulting from Orders which we executed for you, and that placing those orders and entering into and trading in transactions is a suitable investment strategy for you;.","understand_agree_app_low":"You understand and agree that there may be changes to the Applicable Laws and Regulations, or that we may receive instructions from the SCA, which may require us to amend this Agreement. We shall notify you of such Amendment within at least thirty (30) days of us making such Amendment without the need for your consent.","amendment_cost_areement":"The costs and expenses in relation to the amendment of this Agreement at your request, as well as any cost associated with us enforcing the provisions of this Agreement over you, shall be borne by you.","default_termination":"Default and Termination","events_of_default":"Events of Default","constitute_event_of_default":"Each of the following shall constitute an Event of Default:","constitute_event_of_default_desc1":"You fail to make any payment when due under this Agreement, or to observe or perform any of your obligations under this Agreement;","constitute_event_of_default_desc2":"the occurrence of an Insolvency Event in relation to you;","constitute_event_of_default_desc3":"any representation or warranty you make or give or are deemed to have made or given under this Agreement proves to have been false or misleading in any material respect as at the time it was made or given or deemed made or given;","constitute_event_of_default_desc4":"you transfer all or substantially all your assets to another entity, or otherwise are consolidated, amalgamated or merged with or into another entity or undergo a similar process, with the effect that the resultant, surviving or transferee entity does not assume all of your obligations under this Agreement;","constitute_event_of_default_desc5":"you are dissolved, or, if your capacity or existence is dependent upon a record in a formal register, the registration is removed or ends, or any procedure is commenced seeking or proposing your dissolution, removal from such a register or the ending of such a registration;","constitute_event_of_default_desc6":"where you are a partnership, an event equivalent to an Insolvency Event occurs or any of the events referred to in paragraph (e) above occurs in respect of one or more of your partners;","constitute_event_of_default_desc7":"we consider it necessary or desirable to prevent what we consider is or might be a violation of any Applicable Law and Regulations or a good standard of market practice;","constitute_event_of_default_desc8":"we consider it necessary or desirable for our own protection or for your protection (including to prevent a violation or continued violation of Applicable Laws and Regulations) or any action is taken or event occurs which we consider might have a material adverse effect upon you ability to perform any of your obligations under this Agreement including loss of a necessary licence; or","constitute_event_of_default_desc9":"any event of default (however described) occurs in relation to you under any other agreement between us and/or our Affiliates with you (as applicable).","lbl_termination":"Termination","events_of_default_desc1":"Subject to clause 21.4, either of us may terminate this Agreement by giving written notice of termination of at least five (5) Business Days to the other party.","events_of_default_desc2":"The notice of termination of this Agreement shall not affect the rights obtained and duties imposed prior to the effective date of such termination. If applicable, any outstanding fees due to us at the time of termination shall become immediately due and payable upon termination.","events_of_default_desc3":"Without affecting any other right or remedy available to us, we may also terminate this Agreement with immediate effect by giving notice to you if:","events_of_default_desc3_1":"you commit a material breach (as determined by us in our reasonable discretion) of any term of this Agreement, and if such breach is remediable you fail to remedy that breach within five (5) Business Days from the date of us notifying you to do so;","events_of_default_desc3_2":"you are subject to material legal, criminal or regulatory proceedings (including but not limited to, bankruptcy, administrative, insolvency proceedings) which in our reasonable opinion create actual or potential legal, regulatory, criminal or reputational risk to us;","events_of_default_desc3_3":"we reasonably suspect that you are or have been carrying on, assisting in the commission of, or directly or indirectly connected to, illegal activities including Financial Crime, or breaches of Applicable Laws and Regulations, including carrying on activities without the proper governmental authorisations or licences;","events_of_default_desc3_4":"you object to an Amendment within the time specified to make such objection as provided for under clause 20.2; or","events_of_default_desc3_5":"you are or may become subject to an Event of Default and we determine in our sole discretion that you will not be able or willing to perform your obligations under this Agreement.","events_of_default_desc4":"Any outstanding fees, costs and expenses incurred by us at the time of termination or resulting from such termination shall become due and payable by you upon termination. Following the occurrence of an Event of Default or upon termination, we shall be entitled, without prior notice to you, to take any or all of the following actions and in all cases, you will immediately indemnify us on demand for any losses, costs or expenses which we suffer or incur as a result:","events_of_default_desc4_1":"to treat any or all outstanding transactions between us as having been cancelled or terminated;","events_of_default_desc4_2":"to sell any or all of the Financial Products or other property which we or our Affiliates are holding or are entitled to receive on your behalf and to apply the proceeds in or towards satisfaction of any obligation or liability you may have to us or to our Affiliates (including any contingent or prospective liability);","events_of_default_desc4_3":"to set off any obligation we owe to you against any obligation or liability you may have to us and to close out, replace or reverse any transaction, enter into any other transaction or take, or refrain from taking, such other action at such time or times and in such manner as, at our sole discretion, we consider necessary or appropriate to cover, reduce or eliminate our loss or liability under or in respect of any contracts, positions or commitments.","events_of_default_desc4_4":"This clause 21.5 will be without prejudice and in addition to any right of set-off, offset, combination of accounts, lien, right of retention or withholding or similar right or requirements to which a party is at any time otherwise entitled or subject (whether by operation of law, contract or otherwise).","events_of_default_desc5":"Where the Agreement is terminated pursuant to clauses 21.4(a), 21.4(b) or 21.4(c), we reserve the right to charge a fee calculated at twenty percent (20%) of any amounts you owe us at the date of the termination, and which accrues on an annual basis from the date of the termination until you fully pay all such amounts.","events_of_default_desc6":"The termination of this Agreement does not impact:","events_of_default_desc6_1":"your obligation to settle transactions effected prior to the date of termination and shall not prejudice any right or obligation that may already have arisen. We shall also continue to have the right to disclose information where required to any applicable regulator. The termination of this Agreement shall not affect any provisions of this Agreement that are expressly or by necessary implication intended to survive such termination; and","events_of_default_desc6_2":"any other agreement or legal relationship you may have with any other Affiliate. Therefore, you understand and agree that the termination and/or the amendment of this Agreement does not terminate or automatically amend any other agreement or arrangement you may have with any other Affiliate.","law_dispute_resolution":"Choice of Law and Dispute Resolution","law_dispute_resolution_desc1":"This Agreement, including any non-contractual matters arising out of or in connection with this Agreement shall be governed and construed in accordance with the laws, regulations and rules applicable in the UAE.","law_dispute_resolution_desc2":"In the event that a dispute, controversy, difference or claim arises between us out of or in connection with this Agreement, including any question regarding the existence, validity, interpretation, performance or termination relating to any non-contractual or other obligation arising out of or in connection with this Agreement or the consequences of its nullity (collectively a Dispute), both parties agree to enter into good faith negotiations in order to settle the Dispute by either party serving a notice briefly outlining the nature of the Dispute (a Dispute Notice to the other party).","law_dispute_resolution_desc3":"In the event that such good faith negotiations fail to resolve or settle the Dispute within seven (7) Business Days of the Dispute Notice, either party may commence proceedings in the Courts of the Emirate of Abu Dhabi which shall be the exclusive place of jurisdiction for any Disputes arising out of and/or in connection with this Agreement, subject to sub-clause 22.4.","law_dispute_resolution_desc4":"Nothing in this clause 22 shall prevent us from bringing proceedings relating to a Dispute with you in any jurisdiction outside the UAE. We reserve the right to take legal action against you before the courts of the country in which you may be, or have been, registered, incorporated, resident, domiciled or where you hold assets. This clause is for our sole and exclusive benefit.","law_dispute_resolution_desc5_2":"any immunity on the grounds of sovereignty or other similar grounds, and the right to claim any such immunity in respect of any proceedings.","schedule_definations_interpretation":"Schedule 1 – Definitions & Interpretation","in_this_agreement":"In this Agreement:","in_this_agreement_desc":"references to any provision of any Applicable Laws and Regulations includes a reference to that provision as amended, extended, consolidated, substituted or re-enacted from time to time;","references_to":"references to:","agreement_reference_desc2":"a “person”, whether capitalised or not, means an individual or a legal entity (which include but are not limited to a sole proprietorship, joint venture, partnership, corporation, company, firm, bank, association, cooperative, trust, estate, government, governmental agency, regulatory authority or other entity of any nature), as the context requires;","agreement_reference_desc3":"terms defined in Applicable Laws and Regulations have the same meaning as in those Applicable Laws and Regulations, unless otherwise defined in this Agreement or the context requires otherwise;","agreement_reference_desc4":"terms importing the singular shall be deemed to include the plural and vice versa; and","agreement_reference_desc5":"clauses, sub-clauses and headings are for guidance only and shall not affect the interpretation of this Agreement;","terms_and_expressions":"the following terms and expressions have the following meanings:","lbl_term":"Term","lbl_meaning":"Meaning","lbl_affiliate":"Affiliate","entity_part_of_alramz":"any other entity that is part of the Al Ramz group of companies.","lbl_agreement":"Agreement","terms_business_together_shedulers":"means these terms of business, together with any schedules, annexes, appendices and accompanying documents, including Account Opening Forms and Additional Terms, as amended from time to time.","change_replacement_supplement":"means a change, replacement, supplement or deletion of any provision of this Agreement.","app_laws_regulations":"Applicable Laws and Regulations","folllowing_context_requires":"means any or all of the following, as the context requires:","sca_rules":"-The SCA Rules;","relevant_regulatory_authority":"-The rules of any relevant regulatory authority; and","laws_regulations_force_uae":"-Any applicable laws and regulations, in force in the UAE or elsewhere, which apply to the provision of Services to you under this Agreement.","business_days":"Business Days","holidays_business_closure":"means any day between Monday and Friday inclusive, excluding any public holidays or days of business closure by order of the Government of the UAE .","notice_notification_correspondence":"means any notice, notification, letter or correspondence.","confidential_information":"Confidential Information","confidential_information_desc":"means any information, documents or material that either party provides to the other party (whether obtained in the course of us providing Services under this Agreement or otherwise).","lbl_dispute":"Dispute","lbl_dispute_desc":"means a dispute, controversy, difference or claim which arises between us out of, or in connection with, this Agreement, including any question regarding the existence, validity, interpretation, performance or termination relating to any non-contractual or other obligation arising out of, or in connection with, this Agreement or the consequences of its nullity.","dispute_notice":"Dispute Notice","dispute_notice_desc":"means a notice a party sends to the other party and which briefly outlines the nature of the Dispute.","signature_setout":"means the date of Al Ramz signature set out in the Account Opening Form.","electronic_communication":"Electronic Communication","electronic_communication_desc":"means any Communication transmitted by electronic means, including e-mail and other means of electronic transmission of information, and any of our own or third party communication networks.","fatca":"FATCA","lbl_means":"means","section_us_internal_revenue":"- sections 1471 to 1474 of the US Internal Revenue Code or any associated regulations;","intergovernmental_agreement":"- any treaty, law or regulation of any other jurisdiction, or relating to an intergovernmental agreement between the US and any other jurisdiction, which (in either case) facilitates the implementation of any law or regulation referred to in paragraph (a) above; or","treaty_law_regulation":"- any agreement pursuant to the implementation of any treaty, law or regulation referred to in the above with the US Internal Revenue Service, the US government or any governmental or taxation authority in any other jurisdiction.","financial_crime":"Financial Crime","financial_crime_desc":"means money laundering, terrorist financing, or tax crimes, as provided for under Applicable Laws and Regulations.","financial_product":"Financial Product","amended_from_time_to_time":"has meaning assigned to it under the SCA Rules, as amended from time to time.","lbl_infrastructure":"Infrastructure","central_counterparty_clearing":"means any central counterparty clearing house, settlement system, Market or trade repository.","insolvency_event":"Insolvency Event","relation_to_any_person":"means, in relation to any person:","relation_to_any_person_desc1":"- the person commences a voluntary case or other procedure seeking or proposing liquidation, administration, reorganisation, moratorium, or other similar relief or the equivalent in another jurisdiction with respect to the person or the person's debts under any insolvency, regulatory, corporate or similar law, or seeking the appointment of a receiver, liquidator, administrator or other similar official, or the equivalent in another jurisdiction (each an \"Insolvency Official\") of the person or any substantial part of the person's assets, or the person proposes a compromise or composition with its creditors, or the person takes any corporate action to authorise any of the foregoing;","relation_to_any_person_desc2":"- an involuntary case or other procedure is commenced against the person, seeking or proposing liquidation, administration, reorganisation or moratorium, or other similar relief or the equivalent in another jurisdiction with respect to the person or the person's debts under any insolvency, regulatory, corporate or similar law or seeking the appointment of an Insolvency Official of the person or any substantial part of the person's assets; and/or","relation_to_any_person_desc3":"- the person is unable to pay its debts as they fall due or is bankrupt or insolvent, as defined under any bankruptcy or insolvency law applicable to the person; or any indebtedness of the person is not paid on the due date, or becomes capable at any time of being declared due and payable under agreements or instruments evidencing such indebtedness before it would otherwise have been due and payable, or any suit, action or other proceedings relating to this Agreement are commenced for any execution, any attachment or garnishment, or distress against, or an encumbrancer takes possession of, the whole or any part of the person's property, undertaking or assets (tangible and intangible)","exch_market_sale_purchase":"means a stock exchange market through which the sale and purchase of Orders are executed whether licensed by the UAE or elsewhere, as context requires.","lbl_pep":"PEP","exposed_person":"means a Politically Exposed Person as defined under the Applicable Laws & Regulations.","recording_telephone_conversation":"means the recording of any telephone conversation, including a transcript of such conversations, as well as copies, printouts or electronic versions of fax, email, file notes, mobile phone text messages and any other similar record stored or communicated electronically.","lbl_sca":"SCA","security_comm_authority":"means the Emirates Securities and Commodities Authority.","lbl_sca_rules":"SCA Rules","legislation_Admin_by_sca":"means the legislation administered by the SCA, including the Chairman of the SCA’s Board of Directors’ Decision No. (13/Chairman) of 2021 on the “Regulations Manual of the Financial Activities and Status Regularization Mechanisms Rule Book”.","financial_service_authorise":"means the financial services which Al Ramz Capital LLC is authorised by the SCA to provide to you under this Agreement as set out in Clause 2.","lbl_uae":"UAE","united_arab_emirates":"means the United Arab Emirates.","online_agreement":"Online Trading Agreement","online_agreement_desc1":"These additional terms of business as amended from time to time (the Online Trading Terms) shall apply to you when you trade in financial products and instruments (Securities) electronically (Online Trading) which are made available for you to trade through the electronic trading platform operated by us using any means or form of interface we make available to you from time to time (the Platform).","online_agreement_desc2":"By ticking the appropriate box and signing the Account Opening Form you have agreed to be bound by these Online Trading Terms.","online_agreement_desc3":"These Online Trading Terms must be read in conjunction with, and are intended to supplement, the General Terms which together shall form a binding Agreement between you and us and are incorporated by reference and shall be deemed to have the same force and effect as if set out in full therein. In the event of any inconsistency between these Online Trading Terms and the General Terms, these Online Trading Terms shall take precedence.","online_agreement_desc4":"Capitalised terms and expressions, unless defined in the body of these Online Trading Terms, have the meaning given to them in Schedule 1 of the Al Ramz Capital LLC General Terms of Business (General Terms).","effective_date_term":"Effective Date and Term","online_trading_come_into_force":"These Online Trading Terms will come into force when:","sign_account_opening":"You sign the Account Opening Form (the Effective Date) where you have indicated your wish to receive Online Trading services; or","nofity_writing_acceptance":"We notify you in writing of our acceptance of your request to receive Online Trading services.","subject_suspension_pursuant":"Subject to any suspension pursuant to the terms contains herein, these Online Trading Terms shall continue in full force and effect until terminated.","access_online_trading_account":"Access to your Online Trading Account","law_dispute_resolution_desc5_1":"any objection which you may have at any time to the bringing of any proceeding in any court and agree not to claim that such proceeding has been brought in an inconvenient forum or that such court does not have jurisdiction over you; and","access_online_trading_account_desc1":"You acknowledge and agree that the account we open and provide you access to in order for you to carry on Online Trading activities (Online Trading Account) is for your sole benefit only may not be used for the benefit of any third party.","law_dispute_resolution_desc5":"You irrevocably agree to waive, to the fullest extent permitted under the Applicable Laws and Regulations:","access_online_trading_account_desc2":"We may grant access to the Online Trading Account to your duly appointed representative(s) whose details shall be duly provided in writing to us (the Authorised Representatives). You accept all risks arising from your Authorised Representatives’ access to your Online Trading Account and/or carrying on Online Trading on your behalf, including any and all losses or damages incurred or suffered ii.by you or any third party as a result of this. Al Ramz shall not under any circumstances accept any liability in respect of such losses and or damages.","access_online_trading_account_desc3":"We will provide you with the necessary user ID and password and any other means such as keys, certificates, access codes, or other credentials and any other login information we may notify to you from time to time (the Access Credentials) to allow you or your Authorised Representatives to access and use your Online Trading Account.","access_online_trading_account_desc5":"You acknowledge and agree that you shall not share access to your Online Trading Account with any person or make the Online Trading Account available to third parties other than the authorised representatives.","access_online_trading_account_desc6":"We reserve the right to suspend or terminate these Online Trading Terms and/or close your Online Trading Account that are operated or accessed by any person other than yourself or your authorised representatives, and/or cancel or reverse any trades which were made on your Online Trading Account by any third parties other than your authorised representatives.","prohibited_activities":"Prohibited Activities","platform_carrying_online_trading":"When accessing the Platform and carrying on Online Trading activity, you agree not to:","agreement_reference_desc1":"a “party” means either us or you, and “parties” means both of us;","carry_activity":"carry out any activity:","carry_activity_desc1":"which would contravene Applicable Laws and Regulations, including the SCA Rules and any provisions which relate to fraud or market abuse as this is provided for under SCA Rules and the relevant laws and regulations which apply in the jurisdictions or on the Market where the relevant Securities are listed or traded;","carry_activity_desc2":"in preparation, furtherance or commission of a Financial Crime which includes money laundering and terrorist financing;","carry_activity_desc3":"to assist a person who is subject to the relevant applicable financial sanctions from using your Online Trading Account or accessing the Platform, including any person located in a jurisdiction that is subject to sanctions by the United Nations Security Council or the United Arab Emirates, including through the use of electronic means to disguise the location from which the Platform is accessed;","carry_activity_desc4":"which may affect the proper functioning of the Platform or the orderly trading on the relevant Market, or which may damage, interfere with or disrupt access to the Platform or Services or do anything which may interrupt or impair its functionality; or","carry_activity_desc5":"which may impact the reputation of Al Ramz or the Platform;","platform_carrying_online_trading_desc1":"impersonate any person or use a false name or a name which you are not authorised to use or create a false identity or e-mail address or to mislead others as to the identity or origin of any communications, or providing false or misleading information, including to Al Ramz at the time of opening the Online Trading Account;","platform_carrying_online_trading_desc2":"carry out any of the activities in the preceding sub-clause in an attempt to open more than one Account;","platform_carrying_online_trading_desc3":"make any commercial or business use of the Platform or resell or commercially benefit from any part or aspect of the Platform;","platform_carrying_online_trading_desc4":"make available, upload or distribute by any means any material or files that contain any viruses or any other harmful software or data;","platform_carrying_online_trading_desc5":"falsify the true ownership of software or other material or information contained in files made available via the Platform;","platform_carrying_online_trading_desc6":"assist a third party to gain access to your Online Trading Account or any person other than your Authorised Representatives in accessing the Platform in any way; or","platform_carrying_online_trading_desc7":"obtain or attempt to obtain unauthorised access, through whatever means, to the Platform, other services or computer systems or areas of a website or computer network operated by Al Ramz or any of its agents or services providers, including through the use of electronic means to disguise the true location from which the Platform is accessed.","prohibited_activities_desc1":"We shall only allow the carrying of Online Trading in relation to those Securities that are made available through the Platform, as determined by Al Ramz in its sole discretion from time to time.","security_obligations":"Security Obligations","agree_onlline_trading_platform":"When accessing the Platform and carrying on Online Trading activity, you agree to:","agree_onlline_trading_platform_desc1":"maintain the security of your Online Trading Account by keeping your account information confidential and protecting the Access Credentials, and restricting access to your Online Trading Account to yourself and/or your Authorised Representatives;","agree_onlline_trading_platform_desc2":"make reasonable use of anti-virus, anti-malware and other software and techniques to protect your Online Trading Account from being the victim of a hack or of other malicious actions, so as to protect the integrity of your Online Trading Account and to keep these, and the access to the Platform, out of the reach of third-parties;","agree_onlline_trading_platform_desc3":"promptly notify Al Ramz if you discover or otherwise suspect a security breach related to your Online Trading Account and access to the Platform, including if you suspect that the Access Credentials have been compromised in any way or misplaced or lost by emailing Al Ramz or using any other contact details notified to you from time to time;","agree_onlline_trading_platform_desc4":"take responsibility for all activities that occur under your Online Trading Account. You accept all risks of any authorised or unauthorised access to your Online Trading Account, including any and all losses or damages incurred or suffered by you or any third party as a result of your Access Credentials being mismanaged, wrongfully or improperly used, leaked, used by a third party or stolen. Al Ramz shall not under any circumstances accept any liability in respect of such losses and or damages;","refrain_from":"refrain from:","refrain_from_desc1":"installing, running, executing or otherwise making use of software or hardware (such as, but not limited to, third party software or applications) which may interface with the Platform or impact Online Trading; and","refrain_from_desc2":"being in any way involved in such use of software or hardware which could interfere with, disrupt, negatively affect, or inhibit other users from accessing the Platform or from carrying on Online Trading, or that could damage, disable, overburden, or impair the functioning of the Platform or Online Trading in any way; and","agree_onlline_trading_platform_desc5":"comply at all times with the Applicable Laws and Regulations, the terms your Agreement with Al Ramz and any other terms or conditions that may apply, as notified to you from time to time.","online_trading_platform":"Online Trading on the Platform","online_trading_platform_desc1":"You may buy or sell financial instruments and products on the Platform by placing an instruction on the Platform (Order).","online_trading_platform_desc2":"Al Ramz will not assess, and shall not be responsible for assessing, the suitability of any transaction you carry on through the Platform before granting you access to the Platform or before the you place an Order. You should therefore seek professional advice as to whether your Online Trading activity is suitable for your needs and purposes.","achnowledge_agree":"You acknowledge and agree that:","achnowledge_agree_desc1":"it is your sole responsibility to ensure the validity and accuracy of an Order and that Al Ramz shall not be liable for the consequences of you not providing valid and accurate information when placing an Order;","achnowledge_agree_desc2":"the Platform is accessible twenty-four (24) hours a day, seven (7) days a week and three hundred and sixty-five (365) days a year, except for any period during which trading is suspended for maintenance purposes or as required by law or by the relevant authorities;","achnowledge_agree_desc3":"we may, at our sole discretion and without prior notice take any measure we deem necessary to ensure the safety and soundness of the Platform or if we deem that you may have contravened the Agreement or any relevant Applicable Laws and Regulations. Such measure may include among other things closing or suspending your Online Trading Account or your access or use of the Platform or your ability to carrying on Online Trading, refusing an Order, or imposing limits on trading amounts on the Platform;","achnowledge_agree_desc4":"you may cancel or amend an Order only if such Order has not been executed on the Platform. Notwithstanding the preceding, Al Ramz may, at its sole discretion, reverse an Order under certain extraordinary conditions (including but not limited to breaches of the Applicable Laws and Regulations or Financial Crime);","order_partially_completely":"We will confirm to you in writing every time an Order is partially or completely executed.","order_executed_notification":"you will receive immediate notification of your executed Order through any agreed means communication;","restrict_orders_allowed":"in order to maintain a fair and orderly Platform, we may restrict the number of Orders allowed and your use of the Platform in order to protect the Platform against denial of service attacks and improve the overall trading experience on the Platform;","limit_orders_placed":"Al Ramz may limit the number of Orders placed through your Online Trading Account;","legitimate_trading_purposes":"use of the Platform will be for legitimate trading purposes and any repeated violation of Order rate limits will result in us suspending or closing your Online Trading Account;","statement_confirm_notification_for_orders":"any statement, confirmation, notification in relation to your Orders is the true and accurate record of your transactions on the Platform. It is your responsibility to remain up to date on its transaction history and any notices with respect to your Online Trading Account;","delay_executing":"there may be a delay in executing an Order as the result of Al Ramz’s or the relevant Market’s processes and protocols relating to secure trading, and that Al Ramz shall not be liable for any such delay in the execution the User’s Trade on the Platform; and","general_terms_online_trading":"as provided for under the General Terms, we may provide complete access to any record or information we hold in relation to your Online Trading to any Market or to the relevant competent authorities, as requested from time to time or as required under the Applicable Laws and Regulations.","commissions_fees":"Commissions and Fees","commissions_fees_con1":"In addition to any Fees you may need to pay to us under the General Terms, you hereby agree to pay:","commissions_fees_con1_1":"any and all fees due to any Market for any Order that you place through the Platform; and","commissions_fees_con1_2":"an annual fee of AED 300 for the Online Trading services that we provide.","commissions_fees_con2":"All commissions and fees are exclusive of Value Added Tax, which shall be charged to you separately. These fees may be changed and such change will be notified to you.","general_limitation_liability":"In addition to the provisions of the General Terms in respect of Limitation of Liability, neither Al Ramz and/or its Affiliates shall be liable for any loss arising, directly or indirectly, from:","general_limitation_liability_desc1":"any dispute between you and any other user of the Platform or a Market or a competent authority;","instruction_buy_sell":"means an instruction to buy or sell securities on a Market.","general_limitation_liability_desc2":"any losses arising from your breach of the Agreement which includes these Online Trading Terms;","general_limitation_liability_desc3":"any losses arising from your breach of any relevant Applicable Laws and Regulations; or","general_limitation_liability_desc4":"any act or omission by you or by an Authorised Representative with access to your Online Trading Account, including not having sufficient assets before making an Order for a transaction which may not settle; and you hereby release and waive any right to claim any such loss from Al Ramz and/or its Affiliates.","limitations_liability_applicable_law":"Any limitations of liability contained in this clause shall not limit Al Ramz’s liability which cannot be excluded or limited under the relevant Applicable Laws and Regulations.","lbl_recording":"Recording","premitted_applicable_laws_aggregates":"To the fullest extent permitted by the Applicable Laws and Regulations, the total aggregate liability of Al Ramz for losses that you may suffer arising out of, or in connection with the information or material provided by or on behalf of Al Ramz and its Affiliates shall be limited to a maximum aggregate value of AED 5000.","laws_total_aggrelate_liability":"To the fullest extent permitted by the Applicable Law, the total aggregate liability of Al Ramz for losses, arising out of an individual claim or series of claims, incurred by you arising out of, or in connection with the Online Trading services including (the Cap):","laws_total_aggrelate_liability_desc1":"any performance or non-performance of the Online Trading services;","laws_total_aggrelate_liability_desc2":"any information or material provided by, or on behalf of, Al Ramz and/or its Affiliates; or","laws_total_aggrelate_liability_desc3":"any other breach of the Agreement;

shall be limited in aggregate to the lower of:","laws_total_aggrelate_liability_desc4":"AED 5000 or;","laws_total_aggrelate_liability_desc5":"the total fees you paid to Al Ramz in respect of the Online Trading services during the preceding twelve (12) month period.","lbl_liability_desc1":"Where a claim arises in relation to a specific Order, your total liability or that of Al Ramz and its Affiliates, shall be limited to the purchase / sale amount of the Order in dispute by reference to the price for such transaction at the time it took place or ought reasonably to have taken place and in any case subject to the Cap.","lbl_liability_desc2":"In no event, shall Al Ramz and/or its Affiliates be liable to you or to any other third party for any any loss related in any way to special, indirect, incidental, exemplary, punitive, multiple or consequential loss including loss of business or opportunity, customers or contracts, loss of overheads, management or staff time, loss of anticipated profits or revenue or other financial benefit, loss of use of hardware or software, loss of data or information or corruption of data (including loss arising out of or relating to any inaccuracy, defect or omission of price data; any error or delay in the transmission of such data; and / or any interruption in any such data), or loss from business disruption, loss of reputation or goodwill, regardless of whether:","lbl_liability_desc2_1":"either of us has been advised of the possibility or likelihood of recovery of such loss; or","lbl_liability_desc2_2":"arising under contract, tort, strict liability or any other theory of law.","lbl_liability_desc3":"Nothing in these Online Trading Terms shall limit Al Ramz and/or its Affiliates’ liability to you resulting from:","fraud_misrepresentation":"fraud or fraudulent misrepresentation;","deliberate_misconduct_or":"deliberate misconduct; or","death_personal_injury":"for death or personal injury resulting from their actions.","lbl_indemnity":"Indemnity","lbl_indemnity_desc":"In addition to the indemnity clause contained in the General Terms, you agree to promptly defend, fully indemnify and hold us and any of our Affiliates harmless from and against any and all liabilities incurred or suffered by us or any of our Affiliates, including but not limited to, losses, damages, liabilities, expenses, costs, penalties, fines and reasonable legal, accounting and other fees in any way resulting from your or any of your Authorised Representatives’ use of the Online Trading Account or conduct of Online Trading.","online_trading_amended":"These Online Trading Terms may be amended in the same manner provided for under the General Terms.","risk_disclosure":"Risk Disclosure","risk_disclosure_desc1":"By agreeing to be bound by these Online Trading Terms or undertaking Online Trading activity you declare that you have:","risk_disclosure_desc1_1":"reviewed, understood and accepted the risks associated with the Online Trading services including, but not limited to, in connection with the failure of hardware, software, and internet connections; and","risk_disclosure_desc1_2":"accepted the risk of Online Trading in Securities through the Platform; and represent that you have been, are, and will be solely responsible for making your own independent appraisal and investigation into the risks of each Order and the relevant Security.","risk_disclosure_desc2":"You acknowledge and understand that the list of risks associated with Online Trading in Securities (the Risk Disclosure), as these are disclosed to you by Al Ramz, noting that this is not an exhaustive disclosure of all of the risks associated with the Online Trading services as provided to you by Al Ramz.","access_online_trading_account_desc4":"You agree to be bound, and to ensure that your Authorised Representatives acknowledge and are bound, by the instructions we provide to you in relation to authentication requirements and procedures for accessing and operating your Online Trading Account. You further acknowledge and agree that non-compliance with such instructions would constitute a breach of our Agreement.","risk_disclosure_desc3":"We may update the Risk Disclosure, as notified to you from time to time.","risk_disclosure_desc4":"You acknowledge and agree that it is your responsibility to ensure that your decisions are made on a well-informed basis and that you should undertake your own assessment as to the suitability of trading in Securities in light of your experience, objectives, financial resources and your specific needs, and that you stay up to date with the Risk Disclosure as updated by Al Ramz from time to time.","risk_disclosure_desc5":"You acknowledge and understand that the use of instructions in relation to Orders may not necessarily limit losses to the expressed amount, and that market conditions may make it impossible to execute an Order.","risk_disclosure_desc6":"You understand that you should be able to bear the risk of potential losses up to the full amount of your invested capital and if you are a natural person you should only invest capital that you can afford to lose without impacting your standard of living and proportionate to your income.","risk_disclosure_desc7":"Before opening an Online Trading Account, you are deemed to have evaluated and confirmed that you understand the risks involved.","intellectual_property":"Intellectual property","intellectual_property_desc1":"Unless otherwise indicated by Al Ramz, all copyright, trademarks and other intellectual property rights in all content and other materials contained on the Platform or provided in connection with the Online Trading services (together, the Materials) are the exclusive property of Al Ramz and/or Al Ramz’s licensors or suppliers and are protected by any applicable intellectual property rights laws.","intellectual_property_desc2":"For the avoidance of doubt, the Materials shall include, without limitation:","intellectual_property_desc2_1":"any website or information technology software or network systems which relate to the Online Trading service;","intellectual_property_desc2_2":"Al Ramz’s logo and all designs, text, graphics, pictures;","intellectual_property_desc2_3":"Al Ramz’s information, data, software, sound files, other files, transaction price data, databases, applications, programs, email correspondence, and code; and","intellectual_property_desc2_4":"the selection and arrangement of and any other technology or content created or derived from any of the foregoing.","expressly_authorised":"Except as expressly authorised by Al Ramz, you will not:","expressly_authorised_desc1":"perform any act which would infringe any intellectual property rights of Al Ramz or its licensors, including copyrights, patents, utility model rights, trademark rights, and all rights to the Materials;","expressly_authorised_desc2":"license, sublicense, rent, sell, resell, transfer, assign, distribute, or otherwise commercially exploit or make available to any person all or any part of the Platform in any way;","expressly_authorised_desc3":"copy, modify, republish, distribute, or make derivative works based upon all or any part of the Platform;","expressly_authorised_desc4":"“frame” or “mirror” all or any part of the Platform on any other server or wireless or Internet-based device;","expressly_authorised_desc5":"reverse engineer, disassemble, decompile, or access all or any part of the Platform in order to:","expressly_authorised_desc5_1":"build a competitive product or service;","expressly_authorised_desc5_2":"build a product or service using ideas, features, functions, or graphics similar to all or any part of the Platform; or","expressly_authorised_desc5_3":"copy any ideas, features, functions, or graphics of all or any part of the Platform; or","expressly_authorised_desc6":"“frame”, “link” or “deep-link” any website owned or operated by Al Ramz, without the prior written consent of Al Ramz.","suspension_termination":"Suspension and Termination","suspension":"Suspension","suspend_online_trading_account":"We may suspend your Online Trading Account and the ability to conduct Online Trading, in the following events:","suspend_online_trading_account_cont_1":"if required by any Applicable Laws and Regulations, including the regulations administered by the relevant Market;","suspend_online_trading_account_cont_2":"if you fail to respond to and/or cooperate with any queries that may be raised by any other appropriate competent authority, or any order or request from such authority;","suspend_online_trading_account_cont_3":"if you are in breach of these Online Trading Terms, the Agreement or any other agreement with Al Ramz of its Affiliates that is binding on you;","suspend_period_investigation_event":"for the period of any investigation in the event:","suspend_period_investigation_event_1":"we have concerns about the security of your Online Trading Account or your Access Credentials;","suspend_period_investigation_event_2":"we believe that the Online Trading services are being used in a suspicious, fraudulent or unauthorised manner or for the commission of illegal activities including Financial Crime;","suspend_period_investigation_event_3":"you are subject to any pending litigation, investigation or proceedings by any competent authority or any other person;","suspend_period_investigation_event_4":"we reasonably believe that such suspension is necessary to protect Al Ramz’s reputation.","suspension_cont_1":"We may also suspend or reject Orders if the Order or the assets that are subject to the Oder fail Al Ramz’s assessment with respect to its obligations under the Applicable Laws and Regulations, including those in relation to Financial Crime.","suspension_cont_2":"We shall not be liable to you for any suspension of your Online Trading Account pursuant to this clause, including in respect of your inability to undertake a transaction through the Platform during the period of the suspension.","suspension_cont_3":"These Online Trading Terms may be terminated in the same manner provided for under the General Terms, and such termination shall have the same effects provided for under the General Terms.","suspension_cont_4":"In addition to the preceding clause, these Online Trading Terms shall automatically terminate upon the termination of your Agreement with us, in addition to any of the grounds for termination that are provided for under the General Terms.","suspension_cont_5":"The termination of these Online Trading Terms does not impact any other agreement or legal relationship you may have with us or any other Affiliate. Therefore, you understand and agree that the termination and/or the amendment of this Agreement does not terminate or automatically amend any other agreement or arrangement you may have with us or any other Affiliate.","making_online_platform_instructing":"by making an Order on the Platform, you are instructing Al Ramz to execute the Order at the buy price or sell price quoted on the Platform on the basis of which you placed the Order, and you agree to pay any associated fees;","margin_agreement":"Margin Agreement","margin_agreement_cont_1":"These additional terms of business as amended from time to time (the Margin Trading Terms) shall apply to you when you when Al Ramz provides funds for you to subscribe to specified financial products and instruments (Securities), with Al Ramz holding a security interest in any collateral provided by you to cover the funds Al Ramz advances to you to acquire Securities on margin (Margin Trading).","margin_agreement_cont_2":"By ticking the appropriate box and signing the Account Opening Form you have agreed to be bound by these Margin Trading Terms.","margin_agreement_cont_3":"These Margin Trading Terms must be read in conjunction with, and are intended to supplement, the General Terms which together shall form a binding Agreement between you and us and are incorporated by reference and shall be deemed to have the same force and effect as if set out in full therein. In the event of any inconsistency between these Margin Trading Terms and the General Terms, these Margin Trading Terms shall take precedence.","margin_agreement_cont_4":"Capitalised terms and expressions, unless defined in the body of these Margin Trading Terms, have the meaning given to them in Schedule 1 of the Al Ramz Capital LLC General Terms of Business (General Terms).","effective_date_term_content":"Provided that we have determined that Margin Trading is suitable and appropriate for you, these Margin Trading Terms will come into force when you sign the Account Opening Form (the Effective Date) where you have indicated your wish to receive Margin Trading services.","margin_trading_account":"Margin Trading Account","margin_trading_account_cont_1":"The account we open and provide you access to, in order for you to carry on Margin Trading activity (Margin Trading Account) shall be separate from any other trading account that you may have with us, and is for your sole benefit only may not be used for the benefit of any third party.","margin_trading_account_cont_2":"By agreeing to provide the Margin Trading service to you, Al Ramz may not be deemed to be advising you to conduct margin trading, recommending margin trading to you, or that we believe that margin trading is suitable for you.","margin_trading_account_cont_3":"Your duly appointed representative(s) whose details shall be duly provided in writing to us (the Authorised Representatives) may carry on Margin Trading through your Margin Trading Account. You accept all risks arising from your Authorised Representatives’ Margin Trading using your Margin Trading Account, including any and all losses or damages incurred or suffered by you or any third party as a result of this. Al Ramz shall not under any circumstances accept any liability in respect of such losses and or damages.","margin_trading_acknowledge_cont_1":"you will only be able to carry out Margin Trading in respect of the specified Securities and the margin list shall be updated at the sole discretion of Al Ramz and will become automatically applicable. We may amend the list of permitted Securities from time to time. and","margin_trading_acknowledge_cont_2":"any bonus shares or split shares awarded on Securities held in your Margin Trading Account will be deposited into your Margin Trading Account.","margin_requirements":"Margin Requirements","margin_requirements_acknowledge":"You acknowledge and agree that you meet the following Margin Requirements at all times:","margin_requirements_acknowledge_cont_1":"before we may allow you to start engaging in Margin Trading, you shall make the necessary arrangements to hold collateral of a value that is at least equal to 50% of the purchase price of the Securities that can be subscribed to on margin (Initial Margin); and","margin_requirements_acknowledge_cont_2":"after posting the Initial Margin, you will ensure that you hold collateral in the Margin Trading Account of a value that is at least equal to 25% of the value of the purchase price of the Securities that can be subscribed to on margin.","margin_requirements_cont_1":"We may, at any time and in our sole discretion, amend value of the Initial Margin or the Maintenance Margin. We will notify you of any such amendment or adjustment through your chosen method of communication.","margin_requirements_cont_2":"We acknowledge and agree that you will monitor at all times your Margin Trading Account to ensure that you continue to meet your Margin Requirements.","margin_requirements_right_time":"You have the right at any time to:","margin_requirements_right_time_cont_1":"pay back to Al Ramz any amount of margin financing extended to you for Margin Trading;s","margin_requirements_right_time_cont_2":"sell any Securities financed on margin, provided that in doing so you comply with all requirements under Applicable Laws and Regulations and these Margin Trading Terms.","margin_call":"Margin Call","margin_call_cont_1":"If we notify you of a shortfall in relation to your Margin Requirements, or if you become aware of such shortfall, you shall make the necessary arrangement to replenish the collateral you provided to us for Margin Trading in order for you to meet your Margin Requirements within two (2) Business Days of us notifying you or you becoming aware of such shortfall. We may treat a suspension in the trading in the Securities posted as collateral in your Margin Trading Account for more than seven (7) Business Days as a shortfall in your Margin Requirements.","margin_call_cont_2":"If you fail to replenish your collateral as required under clause 5.1 of these Margin Trading Terms, you hereby expressly agree for us to sell any or all of the Securities financed on margin to the extent required to cover any such shortfall so that you meet your Margin Requirements.","margin_call_cont_3":"If the proceeds of the sale of Securities as provided for under clause 5.2 of these Margin Trading Terms are not sufficient to remedy a shortfall in your Margin Requirements, Al Ramz may require you to cover any amount of the outstanding shortfall. If you fail to do so within the time period we specify to you, we reserve the right to take any action necessary, including legal action before the appropriate courts, to require you to cover any outstanding shortfall.","securities_pledge":"Securities Pledge","expressly_consent":"You expressly consent that:","expressly_consent_sub_1":"any Securities you hold in your Margin Trading Account are pledged by you as collateral for any margin financing we provide to you in respect of your use of Margin Trading service;","expressly_consent_sub_2":"you shall not encumber or create a security interest to any third party in any Securities you pledge to us in according with paragraph (a) above, unless we agree in writing.","expressly_consent_sub_3":"Your debt to us in your Margin Trading Account is considered a single indivisible debt. Accordingly, all securities in your Margin Trading Account will be deemed as collateral to guarantee for the payment of any and all amounts you owe to us.","margin_commissions_fees_desc":"In addition to any Fees you may be required to pay to us under the General Terms, you hereby agree to pay:","commisson_fees_calc":"a Margin Commission in respect of the financing of margin which shall be calculated at 8% + three (3) months EIBOR (minimum 10%) per annum;","commisson_fees_incresed_cont":"a Margin Commission rate increased by 2.5%, if the Margin Trading Account is inactive for a period of three (3) months from the date of the last activity on the account; and","commisson_fees_collateral_not_accept":"any fees or expenses incurred by Al Ramz selling your posted collateral to cover a shortfall in your Margin Requirements or if your posted collateral is not acceptable to us under Applicable Laws and Regulations or the regulations of the Market.","margin_commissions_apply_each_quater":"We will notify you of the Margin Commission rates which apply to you at the beginning of each quarter.","margin_commissions_calc_daily_basis":"We shall calculate the Margin Commission on a daily basis and based on the outstanding margin balance at the end of each trading session. On non-Business Days, the commission shall be calculated based on the outstanding margin balance at the last trading session.","amendment":"Amendment","interest_compounded_quarterly":"Any interest due shall be compounded quarterly. Any accrued unpaid interest from any preceding quarter shall be deemed to form part of the principal margin for the subsequent quarter’s interest calculation.","all_commissions_fees_promptly":"All commissions and fees you owe to us shall be made promptly and on the due date, as provided for under the General Terms.","representation_warranties_uder_general_terms":"In addition to the representations, warranties and undertakings you make to us under the General Terms, you hereby agree represent and warrant to us as of the Effective Date that :","represent_warrant_uder_general_terms_cont_1":"you will cover any shortfall in your Margin Requirements within two (2) Business Days of us notifying you of any such shortfall;","represent_warrant_uder_general_terms_cont_2":"you will continue to be liable for all collateral you provide to us in relation to Margin Trading; and","represent_warrant_uder_general_terms_cont_3":"you are and shall remain compliant with all Applicable Laws and Regulations as these may apply to you, including any Market rules which relate to Margin Trading.","lbl_statements":"Statements","lbl_statements_cont_1":"We will provide you with a statement of your Margin Trading Account on a monthly basis. The monthly statement shall set out the changes in market value of any Securities financed on margin and the percentage of your ownership of these Securities. You may also request a statement of account at any time.","margin_trading_amended":"These Margin Trading Terms may be amended in the same manner provided for under the General Terms.","margin_trading_acknow_securities":"You acknowledge and understand that the list of risks associated with Margin Trading in Securities (the Risk Disclosure), as these are disclosed to you by Al Ramz and made available to you online on the website of Al Ramz is not is not an exhaustive disclosure of all of the risks associated with the Margin Trading services as provided to you by Al Ramz.","margin_trading_activities":"By agreeing to be bound by these Margin Trading Terms or undertaking Margin Trading activity you:","margin_trading_activities_1":"declare that you have reviewed, understood and accepted the risks associated with the Margin Trading services, and accepted these risks; and","margin_trading_activities_2":"represent that you have been, are, and will be solely responsible for making your own independent appraisal and investigation into the risks of each transaction you enter into when carrying on Margin Trading activity.","you_understand_that":"You understand that:","losses_exceed_amount_invsted_capital":"your losses which may exceed the full amount of your invested capital;","you_understand_that_content_1":"a small price movement in your favour may result in a high return, but a small movement against you may result in substantial losses;","you_understand_that_content_2":"you may be required to post additional collateral to avoid the forced sale of the Securities you hold in your Margin Trading Account if the value of the Securities you subscribe to through Margin Trading decreases;","you_understand_that_content_3":"you should be able to bear the risk of potential losses, and if you are a natural person you should only invest capital that you can afford to lose without impacting your standard of living and proportionate to your income;","you_understand_that_content_4":"you have no discretion over the choice of Securities or assets we decide to sell at our sole discretion to cover any shortfall in your Margin Requirements;","you_understand_that_content_5":"you are not entitled under Applicable Laws and Regulations to any extension we grant you to cover a shortfall in your Margin Requirements, and any consent we grant such extension does not give rise to any right to you in that respect;","you_understand_that_content_6":"a change in your Margin Requirements may be made at any time and with short notice. Any increase in your Margin Requirements must be covered upon our demand; and","you_understand_that_content_7":"we may refuse to execute a Margin Trading transaction on your behalf if such transaction may cause us to breach our capital adequacy requirements under the Applicable Law and Regulations.","margin_trading_termination_cont_1":"These Margin Trading Terms may be terminated in the same manner provided for under the General Terms, and such termination shall have the same effects provided for under the General Terms. However, you may close your Margin Trading Account only after you settled any and all dues that you have incurred while making use of the Margin Trading service.","margin_trading_termination_cont_2":"In addition to the preceding clause, these Margin Trading Terms shall automatically terminate upon the termination of your Agreement with us, in addition to any of the grounds for termination that are provided for under the General Terms.","margin_trading_termination_cont_3":"The termination of these Margin Trading Terms does not impact any other agreement or legal relationship you may have with us or any other Affiliate. Therefore, you understand and agree that the termination and/or the amendment of these Margin Trading Terms does not terminate or automatically amend any other agreement or arrangement you may have with us or any other Affiliate.","privacy_cookie_policy":"Privacy & Cookie Policy","use_information":"Use of Information","use_information_purpose_activities":"Personal information collected will be used solely for the purpose of related activities.","cookie_usage":"Cookie Usage","cookie_usage_feekback_website":"Al Ramz Capital may use cookies to enhance the user experience on our website. You can manage your cookie preferences through your browser settings.","data_security":"Data Security","protect_from_unauthorized":"We take reasonable measures to safeguard your personal information and protect it from unauthorized access.","contact_information":"Contact Information","questions_about_privary_contact":"If you have any questions or concerns about our Privacy & Cookie Policy, please contact us at CM@alramz.ae or +971 26262626.","declaration_of_truth_cont_1":"I, ___________, hereby declare that all information provided by me to Al Ramz Capital is true, accurate, and complete to the best of my knowledge and belief. I understand that providing false or misleading information may result in legal consequences.","declaration_of_truth_cont_2":"By signing here, I confirm my agreement on all the terms above:","lbl_invalid_otp":"Invalid OTP","lbl_please_enter_correct_otp":"Please enter correct OTP","lbl_otp_resent_mbl":"OTP Resent","lbl_successfully_mbl":"Successfully","lbl_popular_companies":"Popular","lbl_no_custom_watchlist_available":"No custom watchlist available. Create new watchlist for adding stocks.","lbl_trade":"Trade","lbl_community":"Community","lbl_search":"Search","lbl_add_another_symbol":"ADD ANOTHER SYMBOL","lbl_add":"Add","lbl_symbol_already_added":"The symbol is already added to","lbl_dont_need_add_again":"You don't need to add it again.","lbl_create_new_watchlist":"Create new watchlist","lbl_please_enter_watchlist_name":"Please enter watchlist name","lbl_common_create":"Create","lbl_watchlist_create":"Create","lbl_common_save":"Save","lbl_common_delete":"Delete","lbl_eg_watchlist_1":"E.g Watchlist 1","lbl_52_whl":"52W H/L","lbl_market_whl":"52W H/L","lbl_volume":"Volume","lbl_value":"Value","lbl_open_price":"Open Price","lbl_close_price":"Prev. Close Price","lbl_learn_more":"Learn More","lbl_add_symbol":"Add Symbol","lbl_now_track_fav_symbol":"Now track your favourite symbol by adding them to this watchlist","lbl_my_investment":"My Investment","lbl_common_refnumber":"Ref Number","lbl_units":"Units","lbl_avg_cost":"Avg cost","lbl_cash_x1":"Cash X1","lbl_derivative_x5":"Derivative X5:","confirmation_watchlist_deletion":"You're about to delete this symbol from your watchlist. Are you sure you want to proceed?","success_symbol_added_to_watchlist":"Done! Your symbol has been successfully added to watchlists","success_order_place":"Done! Your order has been submitted successfully !","success_order_modification":"Done! Your order updates have been applied !","success_biometric_enabled":"Biometric Login has been enabled successfully! Enjoy the seamless and secure access to your account.","success_biometric_disabled":"Biometric Login has been disabled successfully. You can now use an alternative method to access your account.","success_auto_biometric_enabled":"Automatic Biometric Login has been enabled successfully! Enjoy the seamless and secure access to your account.","success_auto_biometric_disabled":"Automatic Biometric Login has been disabled successfully. You'll need to manually authenticate next time you access your account.","success_device_unregister":"Device has been unregistered successfully !","success_last_device_unregister":"Device has been unregistered successfully. You will need to re-register your device to use Biometric services again","success_ios_biometric_enabled":"FaceID Login has been enabled successfully! Enjoy the seamless and secure access to your account.","success_ios_biometric_disabled":"FaceID Login has been disabled successfully. You can now use an alternative method to access your account.","success_ios_auto_biometric_enabled":"Automatic FaceID Login has been enabled successfully! Enjoy the seamless and secure access to your account.","success_ios_auto_biometric_disabled":"Automatic FaceID Login has been disabled successfully. You will need to use your user name and password next time you access your account.","success_order_cancel":"Done! Your order has been cancelled successfully !","lbl_trasnfer_out":"Transfer Out","lbl_transerfer_meg":"You can search for symbols in the UAE markets exclusively for share transfers","lbl_transerfer_details":"Transfer Details","lbl_transfer_shares":"Transfer Shares","lbl_transfer_Inst":"Instruments","lbl_transfer_all":"All","lbl_transfer_stocks":"Stocks","lbl_transfer_Crypto":"Crypto","lbl_transfer_indices":"Indices","lbl_transfer_commodities":"Commodities","lbl_transfer_aed":"AED","lbl_transfer_usd":"USD","lbl_transfer_sar":"SAR","lbl_transfer_DFM":"DFM","lbl_transfer_ADX":"ADX","lbl_transfer_nasdaq":"NASDAQ","lbl_transfer_model":"Modes","lbl_transfer_dateandtime":"Date and Time","lbl_transfer_application_id":"Application ID","lbl_transfer_fees":"Fees","lbl_common_status":"Status","information_collection":"Information Collection","lbl_transfer_completerequest":"To request for a Share Transfer, please complete your profile","information_collection_condition":"Al Ramz Capital may collect and process personal information, including but not limited to names, contact details and transaction history.","lbl_transfer_completeprofile":"COMPLETE PROFILE","lbl_transfer_legel_disclaimer":"Al Ramz Shares Transfer Legal Disclaimer","lbl_transfer_in_carefully_proceeda":"Please read the following disclaimer carefully before proceeding with the Shares Transfer In application. By using this platform and submitting the Shares Transfer In request, you acknowledge and agree to the terms outlined below:","lbl_my_portfolio":"My Portfolio","lbl_portfolio":"Portfolio","lbl_no_holding_here":"There are no holdings here","lbl_standing_instruction":"Standing Orders","lbl_no_holding_selected_date":"No holdings for selected date","declaration_of_truth":"Declaration of Truth","lbl_get_started_investment_portfolio":"Get started with building an investment portfolio","lbl_selected_date":"Selected Date","lbl_avg_price":"Avg Price","lbl_avg_dot_price":"Avg. Price","lbl_currency":"Currency","lbl_mkt_value":"Mkt.Value","lbl_unrealised_profit_loss":"Unrealised P/L","lbl_realised_pl":"Realised P/L","lbl_pl":"P/L","lbl_no_transaction_found":"No transactions found","lbl_you_didnt_execute_transaction":"You didn't execute any transactions during the specified period","lbl_sold_value":"Sold Value","lbl_invested_amount":"Invested Amount","lbl_action":"Action","lbl_order_id":"Order ID","lbl_transaction_id":"Transaction ID","lbl_from_date":"From Date","lbl_to_date":"To Date","lbl_order_type":"Order-Type","lbl_order_type_1":"Order Type","lbl_qty_remaining":"Qty/Remaining","lbl_qty":"Qty","lbl_are_you_sure_cancel":"Are you sure you want to cancel","lbl_are_you_sure_cancel_order":"Are you sure you want to Cancel Order?","lbl_common_confirm":"Confirm","lbl_order_status":"Order Status","lbl_reason":"Reason","lbl_modify":"Modify","lbl_cancel_order":"Cancel Order","lbl_common_executed":"Executed","lbl_ipo_executed":"Executed","lbl_common_type":"Type","lbl_common_date":"Date","lbl_common_time":"Time","lbl_order_type_price":"Order Type / Price","lbl_modify_sell":"Modify Sell","lbl_modify_buy":"Modify Buy","error_username_characters":"Hold on! Please make sure your username has characters in it","lbl_market_price":"Market Price","error_client_prevented":"We regret to inform you that your trading capabilities have been temporarily restricted. Please get in touch with Customer Service at +971 26262626 for clarification","error_trading_restriction":"We regret to inform you that your trading capabilities have been temporarily restricted. Please get in touch with Customer Service at +971 26262626 for clarification","lbl_inclusive_of_commission":"inclusive of commission","lbl_processing":"Processing","error_customer_care":"Sorry for the inconvenience, but we're unable to process your account currently, please attempt to for more details,'Submit Application' again. Should you face more issues, please call +971 26262626","lbl_modified_value_cant_exceed":"Your modified order value can't exceed your available buying power","lbl_for_this_order":"for this order.","error_account_registration":"Sorry for the inconvenience. There seems to be a problem fetching the next step. Please retry","lbl_max_quantity_is":"The max quantity is","error_nationality":"Please choose your nationality from the provided options","lbl_order_cost_more":"Order cost is more than your order value","error_external_service":"There's been an external service error. We're doing our best to fix it, but please try again later","error_missing_beenexternal":"There's been an external service error. We're doing our best to fix it, but please try again later","lbl_amo_message":"Market orders are not accepted at this time","error_missing_signature":"Please ensure you've added your signature before proceeding","lbl_avl_units_to_sell":"The available units to sell for this order is","error_duplicate_account":"An account with Al-Ramz already exists under this detail.\nPlease log in or call +971 26262626","lbl_avl_buying_power":"Available Buying Power","error_invalid_mobile_number":"The mobile number you entered is invalid. Please ensure it's correctly formatted","lbl_price_range":"Price Range","error_document_scan":"Your document didn't scan properly. Please give it another try","lbl_wrong_tick_size":"Wrong tick size","error_missing_address":"Your address is needed for this section","lbl_click_on_plus_minus":"click on +/- to correct","error_missing_country":"Your country details are needed for this section","lbl_more":"More","error_missing_city":"Your city details are needed for this section","lbl_less":"Less","error_missing_pobox":"Missing information! Your PO BOX is needed for this section","lbl_available_units":"Available Units","error_invalid_pobox":"The PO BOX you entered is invalid. Please ensure it's correctly formatted","lbl_day":"Day","error_missing_birth_place":"Your place of birth is needed for this section","lbl_gtc":"GTC","error_registration_processing":"Sorry for the inconvenience, but we're unable to process your account registration currently, for more details, please call +971 26262626","lbl_gtd":"GTD","error_registration_processing_mbl":"Sorry for the inconvenience, but we're unable to process your account registration currently, \nfor more details","lbl_edited":"Edited","error_duplicate_country_selection":"You've already selected that country. Please choose a different one","lbl_read_more":"Read more","error_missing_country_selection":"Missing information! Your country is needed for this section","lbl_read_less":"Read less","error_missing_tin":"Missing information! TIN is needed for this section","lbl_like":"Like","error_no_tin_reason":"Please indicate why you don't have a TIN","lbl_unlike":"Unlike","error_missing_investment_frequency":"Please choose how frequently you'll be making investments","lbl_community_feed":"Community Feed","error_missing_investmentPreference":"Please let us know your approach or preference regarding financial instruments","lbl_saved_posts":"Saved Posts","error_missing_incomeSource":"Your source of income/funds is required. Please select from the options provided","lbl_save_post":"Save Post","error_missing_industry":"Your industry is required. Please select from the options provided","lbl_whats_on_your_mind":"What's on your mind?","error_missing_occupation":"Your current occupation is required. Please select from the options provided","lbl_edit_history":"Edit History","error_missing_employer":"Please specify the name of your current employer and their address","lbl_pin_post":"Pin Post","error_missing_grossIncome":"Please choose the range that best describes your gross annual income","lbl_transfer_responsibility _accuracy":"Responsibility for Accuracy: The Shares Transfer\nmodule allows you, the customer, to apply for Shares\nTransfer In from the platform. It is important to\nnote that the system does not validate the\ninformation entered by you. Therefore, you are\nsolely responsible for ensuring the accuracy and\ncompleteness of the information provided.","error_missing_netAssetValue":"Please choose the range that best describes your net asset value","lbl_transfer_varification_information":"Verification of Information: We strongly recommend \r\nthat you verify all the details entered in the \r\nShares Transfer In application, including but not \r\nlimited to the number of shares, the transferor's \r\nname, and any other relevant information. Any errors \r\nor discrepancies in the information provided may \r\nresult in delays or potential issues with the \r\ntransfer process.","error_missing_financialObligations":"Your regular financial obligations are required. Please select from the options provided","lbl_transfer_liability_errors":"Liability for Errors: The platform and its \nadministrators, operators, and affiliates shall not \nbe held responsible for any errors, inaccuracies, or \nomissions in the Shares Transfer In application. You \nunderstand and agree that any losses, damages, or \nliabilities arising from such errors or omissions \nwill be solely your responsibility.","error_missing_previousOccupation":"Your previous occupation is required. Please select from the options provided","lbl_transfer_legel_comp":"Legal Compliance: By using the Shares Transfer \r\nmodule, you confirm that you have the necessary \r\nauthority to initiate the transfer and comply with \r\nall applicable laws and regulations. You agree to \r\nindemnify and hold harmless the platform and its \r\nadministrators, operators, and affiliates from any \r\nlegal consequences arising from non-compliance.","error_missing_previousEmployer":"Please specify the name of your previous employer and their address","lbl_transfer_in_application_disclaimer":"By proceeding with the Shares Transfer In application, you acknowledge that you have read, understood, and agreed to this disclaimer.","error_missing_netWorthAllocation":"Please indicate the percentage of your net worth you're allocating for future goals","mes_transfer_delete_record":"Are you sure you want to delete the record?","error_missing_investmentObjectives":"Please specify the investment objectives aligned with your future aspirations","lbl_transfer_conform_in":"Confirm your Transfer In","error_missing_riskTolerance":"Please specify your risk tolerance from the options provided","lbl_transfer_conformtransfer":"Confirm Transfer","error_trading_limit":"It seems you've picked this company more than once. Each selection should be unique","lbl_transfer_available_cash":"Cash Available","error_no_company_selected":"It seems you haven't chosen a company yet. Please do so","error_investment_risk":"Please indicate your comfort level with investment risks","lbl_transfer_no_holding":"No Holdings","error_margin_product":"THIS SHOULDN'T BE THE CASE, MARGIN AS PRODUCT IS NOT MANDATORY, THE MAIN MANDATORY ACCOUNT MUST BE CASH UAE WHERE WE WILL OPEN A MARGIN ACCOUNT WITH ZERO LIMITS, THIS ERROR MESSAGE IS WRONG, TO AVOID THIS WRONG MESSAGE, MAKE CASH UAE AS AUTO SELECTED AND CUSTOMER CONT DESELECT","mes_transfer_place_orders":"Place your Order","error_invalid_iban":"Please provide your IBAN (International Bank Account Number)","lbl_transfer_shares_from":"Shares transfer from","error_iban_format":"The IBAN you entered is invalid. Please ensure it's correctly formatted","lbl_transfer_vat":"VAT","error_missing_answer":"It seems you haven't answered yet. Let's complete that","lbl_common_total":"Total","error_file_size":"For optimal processing, please select a file that's less than 2MB","error_adx_nin":"It seems you haven't entered your ADX NIN yet. Let's complete that","lbl_transfer_margin1":"Margin","error_dfm_nin":"It seems you haven't entered your DFM NIN yet. Let's complete that","lbl_transfer_shortmargin":"Short term margin","error_otp":"Your security is our priority. Please key in the 4-digit OTP sent to your phone","lbl_transfer_out_application":"By proceeding with the Shares Transfer Out application, you acknowledge that you have read, understood, and agreed to this disclaimer.","error_verification_code_mismatch":"Your input doesn't match our records. Please check the verification code and enter it again","lbl_transfer_out_responsibility":"Responsibility for Accuracy: The Shares Transfer \nmodule allows you, the customer, to apply for Shares \nTransfer Out from the platform. It is essential to \nensure the accuracy and completeness of the \ninformation provided while initiating the transfer \nrequest, as the platform does not independently validate \nthe information entered. You are solely responsible for \nthe accuracy of the provided details.","error_mobile_number":"To ensure we can contact you, please input your mobile number","lbl_transfer_out_varification":"Verification of Information: We strongly advise you \r\nto review and verify all the details entered in the \r\nShares Transfer Out application, including the number \r\nof shares, the transferee's name, and any other relevant \r\ninformation. Any errors or discrepancies in the information \r\nprovided may lead to delays or issues in the transfer process.","error_invalid_mobile_number_format":"The number provided doesn't match your country formats. Please input a valid mobile number","lbl_transfer_out_liability":"Liability for Errors: The platform and its administrators, \noperators, and affiliates shall not be held accountable for \nany errors, inaccuracies, or omissions in the Shares Transfer \nOut application. You understand and agree that any losses, damages, \nor liabilities arising from such errors or omissions will be \nsolely your responsibility.","error_terms_conditions":"We value transparency. Kindly accept our terms and conditions to move on","lbl_transfer_out_legal":"Legal Compliance: By using the Shares Transfer module, \nyou confirm that you have the necessary authority to initiate \nthe transfer and comply with all applicable laws and regulations. \nYou agree to indemnify and hold harmless the platform and its \nadministrators, operators, and affiliates from any legal \nconsequences arising from non-compliance.","error_account_processing":"Sorry for the inconvenience, but we're unable to process your account currently, please attempt to 'Submit Application' again. Should you face more issues, please call +971 26262626","lbl_transfer_out_eligibility":"Transfer Eligibility: The Shares Transfer Out application \r\nmay be subject to eligibility criteria, including sufficient \r\nbalance and meeting specific regulatory requirements. \r\nThe platform reserves the right to reject any transfer \r\nrequest that does not meet the specified criteria.","mes_transfer_out_conform":"Confirm your Transfer Out","error_symbol_not_available":"Attention: The selected symbol is currently not available for trading","lbl_transfer_out_avaibalecash":"Cash Available","error_non_islamic_symbol":"We noticed you're trying to trade a non-Islamic symbol with an Islamic account. This action isn't permitted. For assistance or account modifications, please call +971 26262626","lbl_transfer_out_fee":"Total Transfer Out Fee","error_investor_number_retrieval":"There's a temporary issue retrieving your investor number. 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To enable this feature on this device, please disable it on one of your previously registered devices.","lbl_market_longterm":"Long term","error_ios_device_not_supported":"Unfortunately, your device does not support FaceID authentication. You can still use other login methods to access the app","lbl_market_longtermlevel":"Long Term level","lbl_market_annul":"Annual","lbl_market_first":"First Quarter","lbl_market_second":"Second Quarter","lbl_market_third":"Third Quarter","lbl_market_fourth":"Fourth Quarter","error_order_cancel_failure":"Oops! Your order cancellation has failed. Please try again or contact our customer management team for assistance at +971 26262626.","lbl_market_reserchreport":"Research Report","error_accept_all_error":"Please accept the IPO Legal Disclaimer and Prospectus to proceed.","lbl_market_report":"Report","error_robo_portfolio_deletion":"You're about to delete your portfolio. 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You agree to indemnify and hold harmless the platform and its administrators, operators, and affiliates from any legal consequences arising from non-compliance.","lbl_ask":"Ask","lbl_transfer_out_responsibility_accuracy_mbl":"Responsibility for Accuracy: The Shares Transfer module allows you, the customer, to apply for Shares Transfer Out from the platform. It is essential to ensure the accuracy and completeness of the information provided while initiating the transfer request, as the platform does not independently validate the information entered. You are solely responsible for the accuracy of the provided details.","lbl_select_invest_alert":"SELECT INVESTMENT ALERT","lbl_transfer_out_varification_information_mbl":"Verification of Information: We strongly advise you to review and verify all the details entered in the Shares Transfer Out application, including the number of shares, the transferee's name, and any other relevant information. Any errors or discrepancies in the information provided may lead to delays or issues in the transfer process.","lbl_select_invest_security":"SELECT INVESTMENT SECURITY","lbl_transfer_out_liability_errors_mbl":"Liability for Errors: The platform and its administrators, operators, and affiliates shall not be held accountable for any errors, inaccuracies, or omissions in the Shares Transfer Out application. You understand and agree that any losses, damages, or liabilities arising from such errors or omissions will be solely your responsibility.","lbl_create_new_portfolio":"Create a new portfolio","lbl_name_your_portfolio":"Name your portfolio..","lbl_transfer_out_eligibility_mbl":"Transfer Eligibility: The Shares Transfer Out application may be subject to eligibility criteria, including sufficient balance and meeting specific regulatory requirements. The platform reserves the right to reject any transfer request that does not meet the specified criteria.","lbl_robo_intro_title1":"Al Ramz AI-Powered Advisor at Your Fingertips","lbl_robo_intro_subtitle1":"Answer a few questions and AI-Powered Advisor \"THOR\" will create a customized portfolio based on numerous parameters","lbl_robo_intro_desc1":"Investment Planning\n\nYour AI-Powered Advisor \"THOR\" crafts a personalized investment strategy tailored to your risk tolerance, time horizon, and investment style. Whether you're saving for retirement or other investment purposes","lbl_robo_intro_title2":"Concentration Risk\n\nA tangible concern that can be managed; your AI-Powered Advisor \"THOR\" ensures a balanced spread of investments across various instruments and sectors, ensuring that your funds are strategically diversified and efficiently managed.","lbl_robo_intro_subtitle2":"What you make is all yours!","lbl_robo_intro_desc2":"Cost – Effective Method tailored to minimize fees compared to those typically associated with traditional Asset Management, offering accessibility and empowerment to clients","lbl_robo_intro_title3":"Invest at your own pace. Eliminate the anxiety associated with investing.","lbl_robo_intro_subtitle3":"Wiser Investments, Uniquely Tailored to You","lbl_robo_intro_desc3":"Get your customized portfolio in under 5 minutes. Automation grants you access to market insights, empowering you, regardless of your market expertise, with equal access to data and resources that experts typically enjoy","lbl_robo_feature_text1":"Investment Planning: Our Robo Advisor creates a personalized investment strategy aligning with your risk tolerance, time horizon, and investment style, whether you're saving for retirement or aiming for a down payment","lbl_robo_feature_text3":"Auto Rebalancing: Your portfolio will undergo quarterly rebalancing, ensuring that your investments consistently align with your preferences","lbl_robo_feature_text4":"SCA Regulated: Breathe a sigh of relief knowing that we are under the supervision of the UAE Securities and Commodities Authority","lbl_investment_horizon":"Time Horizon","lbl_robo_horizon_title_ques1":"How long do you intend to hold this portfolio?","lbl_robo_horizon_title_ques2":"hold this portfolio?","lbl_medium_term":"Medium Term","lbl_transfer_request_id":"Request ID","lbl_upto_12_months":"Up to 12 Months","lbl_12_to_24_months":"12 to 24 Months","lbl_over_24_months":"Over 24 Months","lbl_investment_strategy":"Investment Strategy","lbl_robo_strategy_title_ques":"How do you prioritize the weight of these investment return drivers?","lbl_robo_valuation":"Quality","lbl_robo_capital_gain":"Value","lbl_robo_blended":"Blended","lbl_robo_bluechip":"Bluechip","lbl_common_resume":"Resume","lbl_my_robo_portfolio":"My THOR-folio","lbl_are_you_sure_del_robo_portfolio":"Are you sure you want to Delete the portfolio?","lbl_maintenance_margin_mbl":"Maintenance Margin","lbl_1y_return":"1Y Return","lbl_robo_risk":"Risk Appetite","lbl_robo_allocate":"Allocate","lbl_robo_riskappetite_title_ques1":"What level of uncertainty in investment returns","lbl_robo_riskappetite_title_ques2":"returns are you willing to tolerate?","lbl_specific_requirement":"Investment Preferences","lbl_any_specific_requirement":"Any specific requirements?","error_transfer_inout_proceeding":"Oops! Please select at least one symbol before proceeding.","lbl_robo_restricted_shariah":"Restricted to Shariah","error_transfer_inout_quentityempty":"Oops! Quantity field is empty. Please enter a valid quantity to proceed with the transfer-in process.","lbl_robo_compliant_securities":"Restricted to Shariah compliant securities","error_transfer_inout_quentityempty_mbl":"Oops! Quantity field must be filled. Please fill and try again.","lbl_restricted_esg":"ESG Considerations","error_transfer_inout_enter_qty":"Please enter a quantity greater than zero for the selected symbol","lbl_conforming_securities":"Restricted to ESG conforming securities","error_transfer_inout_selectsymbol":"Oops! You haven’t selected a symbol. Please select one to continue","lbl_expand_to_sel_mkt":"Market Selection","error_transfer_inout_fetdata":"We are fetching the data","lbl_sector_preferences":"Sector Preferences","error_transfer_inout_scriptselect":"No Script selected","lbl_expand_to_sel_sectors":"Expand to select sectors","error_transfer_inout_holdingsymbol":"Oops! It appears you have no holdings in this symbol","lbl_rebalancing":"Rebalancing","error_transfer_inout_addsymbol":"Please add symbol details","lbl_sel_rebalancing_freq":"Select portfolio rebalancing frequency","error_transfer_inout_choose":"Oops! Sub-account selection is required. Please choose one","lbl_none":"None","error_transfer_inout_enterquantity":"Please enter quantity for selected symbol","lbl_alert_only":"Alert Only","error_transfer_inout_insquantity":"Insufficient quantity","lbl_3_months":"3 Months","error_transfer_minone":"Please add minimum one symbol","lbl_6_months":"6 Months","error_transfer_inout_morezero":"You've selected a symbol! Now, please enter a quantity that's more than zero","lbl_sel_leverage_preference":"Select portfolio leverage preference","error_transfer_inout_scriptproceed":"No script to proceed","lbl_robo_consensus":"Consensus","error_transfer_inout_duplicate":"Duplicate symbol selected. Each symbol in your list must be unique. Please choose a different symbol and proceed!","lbl_robo_technical":"Technical","error_transfer_inout_addlist":"Already added in Transfer Out list","lbl_robo_fundamental":"Fundamental","error_transfer_inout_loading":"Loading..!!","lbl_robo_expected":"Expected","error_transfer_inout_tryagain":"Something's not right on our end. Please give it a moment and try again or call +971 26262626","lbl_robo_return_perc":"Return (%)","error_transfer_inout_notregister":"Sorry, but there is no account listed for this customer, or the customer might not be registered","lbl_common_hold":"Hold","error_transfer_check":"Oops! 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Please try again later","lbl_community_alresearch":"Al Ramz Research","lbl_community_followers":"Followers","lbl_community_point":"The main index of Dubai Financial Market (DFM) went up by 12.85 points (0.35%) on Thursday and closed the trading session at 3,590.62 points.","lbl_community_stock":"Deyaar Development recorded the highest turnover of AED 55.36 million, while Union Properties was the most active\r\nstock\r\nwith 139.35 million traded shares.","lbl_community_abudhabi":"The benchmark index of the Abu Dhabi Securities Exchange (ADX) also ended the session higher by 0.301% at 9,673.99 \r\npoints.","lbl_community_capvalue":"A total of 365.41 million shares were exchanged at an amount of AED 1.26 billion, whereas the market cap value hit \r\nAED \r\n2.77 trillion.","lbl_community_dfmgi":"#DFMGI #DFM #AMANAT #EMAAR","lbl_community_dewa":"#DEWA #DEYAAR #DIB #SALIK #ADNOCDRILL #ALPHADHABI #BOROUGE #ADNOCGAS","lbl_community_comments":"8 Comments","lbl_community_recentpost":"Recent Post","lbl_community_divesh":"Divesh Dani","lbl_community_uk":"UK","lbl_community_dai":"Baiwan Dai","lbl_community_eur":"EUR","lbl_community_jasmin":"Jasmin Sheikh","lbl_community_justin":"Justin Jeon","lbl_community_aus":"AUS","lbl_community_naved":"Naved Hamdan","lbl_robo_feature_text2":"Diversification: Risk is a tangible concern that can be managed; our Robo Advisor guarantees a spread of investments across different equities and sectors, ensuring your funds are strategically allocated in line with your risk tolerance for optimal risk management","lbl_community_usa":"USA","lbl_community_clickbrowser":"Click the save icon on a page and read it later in app or in your browser","lbl_chart_unavailable":"Chart Unavailable","lbl_schedule":"Schedule","lbl_market_exchanges":"Exchanges/Markets","lbl_account_type":"Account Type","lbl_order_order":"Order Side","lbl_order_ordervalidity":"Order Validity","lbl_order_investedvalue":"Invested Value","lbl_order_unrealized":"Unrealized Profit/Loss","lbl_order_execution":"Execution TGT","lbl_order_qutprice":"Quantity Price","lbl_order_myorder":"My Order","lbl_order_asofdate":"As of Date","lbl_order_analytices":"Analytics","lbl_order_ordered":"Ordered","lbl_advanced":"Advanced","lbl_unchanged":"Unchanged","lbl_declined":"Declined","lbl_enable_faceid":"Enable FaceID","lbl_enable_face_space_id":"Enable Face ID","lbl_enable_biometric":"Enable Biometric","lbl_faceid_login":"FaceID Login","lbl_biometric_login":"Biometrics Login","lbl_enable_for_faster_face_login":"Enable for faster login by your face ID information","lbl_enable_for_faster_bio_login":"Enable for faster login by your biometrics information","lbl_auto_faceid":"Auto FaceID Login","lbl_auto_biometric":"Auto Biometrics Login","lbl_enable_for_quick_login":"Enable for a quicker and direct login","lbl_unregister_enabled_devices":"Unregister Enabled Devices","lbl_alramz_email":"cm@alramz.ae","lbl_you_will_be_log_out":"You will be logged out after 30 seconds","lbl_demo":"DEMO","lbl_your_kyc_is_incomplete":"Your KYC is incomplete.","lbl_comp_kyc_start_trading_mbl":"Complete your KYC and Start Trading","lbl_do_you_wish_logout":"Do you wish to Logout?","lbl_select_account":"Select Account","lbl_regular":"REGULAR","lbl_islamic":"ISLAMIC","lbl_unregister":"Unregister","lbl_common_okay":"Proceed","lbl_standinginst_omr":"OMR","lbl_standinginst_bhd":"BHD","lbl_standinginst_difx":"DIFX","lbl_standinginst_msx":"MSX","lbl_standinginst_bhb":"BHB","lbl_mobile_privacypolicyalramz":"Privacy Policy","lbl_privacy_privacypolicy":"Privacy Policy","lbl_mobile_application":"Privacy Policy for Al Ramz Group Online/Mobile Applications","lbl_mobile_contactus":"6. Contact Us: If you have any questions, concerns, or requests related to your personal information, this Privacy \nPolicy, or our data practices, please contact us at","lbl_mobile_wewill":"We will do our best to address your inquiries promptly.","lbl_mobile_platform":"By using the Platform, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.","lbl_portfolio_mktvalues":"Mkt Value (AED)","lbl_portfolio_holdingbreak":"Holding Breakdown","lbl_portfolio_leverage":"\r\nLeverage X2","lbl_portfolio_recenttxn":"Recent Transaction","lbl_portfolio_recenttrans":"Recent Transactions","lbl_portfolio_availableefund":"Available Funds","lbl_portfolio_aedq":"(AED)","lbl_portfolio_transactiondetail":"Transaction Details","lbl_portfolio_balance":"Balance","lbl_sharetransfer_Transferin":"Transfer In","lbl_sharetransfer_Transferout":"Transfer Out","lbl_sharetransfer_dashboard_txt_mbl":"You can search for symbols in the UAE markets exclusively for share transfers","lbl_tradingview_demo":"TradingView Charting Library demo","lbl_tutorial_selectmode":"Select Mode","lbl_tutorial_selectlang":"Select Language","lbl_tutorial_eng":"English","lbl_tutorial_arabic":"arabic","lbl_missing_inforation":"Missing Information!","lbl_kindly_check_box":"Kindly check the box to proceed","lbl_watchlist_stocktrack":"Now track your favourite stock by adding them to this watchlist","lbl_watchlist_createsuccessfully":"Watchlist is created successfully!","lbl_dont_have_time_to_finish":"Don't have time to finish?","lbl_do_it_later":"Do It Later","lbl_watchlist_treades":"Trades","lbl_search_for_an_item":"Search for a symbol..","lbl_buysell_pricerange":"Price Range:","lbl_buysell_ordervalue":"Order Value :","lbl_buysell_exposure":"Exposure:","lbl_buysell_0aed":"0 AED","lbl_buysell_validity":"Validity:","lbl_buysell_futuresxs":"Futures XS","lbl_buysell_ratexunits":"(Rate X Units)","lbl_buysell_commission":"Commission","lbl_buysell_totalvalue":"Total Value (Including Commission)","lbl_about":"About","lbl_buysell_includingcom":"Total Value(Including Commission)","lbl_common_select":"Select","lbl_isin":"ISIN","lbl_buysell_your":"Your","lbl_common_amountsub":"Amount to Subscribe","lbl_buysell_buyoder":"Buy Ordere received","lbl_market_cap":"Market Cap","lbl_buysell_atrate6":"at Rate 6.00","lbl_registered_office":"Registered Office","lbl_kycdoc_upload":"Document Upload","lbl_kycdoc_real":"REAL","lbl_board_members":"Board Members","lbl_kycdoc_depwithdraw":"Deposit / Withdraw","lbl_kycdoc_reports":"Reports","lbl_kycdoc_managealert":"Manage Alerts","lbl_kycdoc_myaccount":"My Account","lbl_kycdoc_acno":"Account Number","lbl_kycdoc_modetype":"Mode Type","lbl_kycdoc_comletekyc":"Complete KYC","lbl_common_lang":"Language","lbl_common_enjoydemo":"Enjoying the demo? Unlock all features-","lbl_common_golive":"Go Live","lbl_ipo_uae":"uae","lbl_common_now":"now!","lbl_common_recently":"Recently Searched","lbl_etisalat":"Etisalat","lbl_adsb":"adsb","lbl_uh":"eshraq:UH","lbl_watchlist_add":"Select Watchlist to Add","lbl_watchlist_new":"Please create a new watchlist","error_ipo_requestsub":"Your subscription request for the","lbl_watchlist_complete":"Completed","error_ipo_successfullyrec":"IPO has been successfully received. Your reference number is #","lbl_watchlist_completeac":"Please complete the KYC","error_ipo_processsub":"We're unable to process your subscription request for the","lbl_watchlist_onboarding":"Onboarding","error_ipo_issuepersists":"IPO at this time. Please check your details and try again. If the issue persists, contact us at +971 26262626.","lbl_tutorial":"Tutorial","error_ipo_ipolist":"IPO LIST","lbl_watchlist_yourdemo":"Your Demo account is about to expire in {DAYS}. Kindly complete your KYC to continue with the account.","lbl_watchlist_yourkyc":"Your Demo account is expired. Please complete your KYC to access your account.","lbl_watchlist_applyipo":"To apply to the IPO, Complete your profile","lbl_ipo_regular":"To apply to the IPO, please switch to Regular mode","lbl_sharetransfer_mode":"To request for Share Transfer, please switch to the regular mode","lbl_sharetransfer_feeds":"Feeds","lbl_dashboard":"Dashboard","lbl_footer_execeptionoccure":"Exception Occure at Portfolio Footer","lbl_view_all":"View All","lbl_sub_popular":"Popular","lbl_wtchlist_name":"Watchlist Name","lbl_wtchlist_delletewatch":"Are you sure you want to delete this watchlist?","lbl_ipo_aldar":"aldar","lbl_wtchlist_nonshariah":"Non Shariah","lbl_shariah":"Shariah","lbl_common_someerror":"Oops! Some Error Occured","lbl_common_fixedsoon":"It Will be fixed soon","lbl_login_alramz":"Login - AlRamz","lbl_logout_alramz":"Logout - AlRamz","lbl_balance_sheet":"Balance Sheet","lbl_cashflow":"Cash Flow","lbl_income_statement":"Income Statement","lbl_select_date_range":"Select date range","lbl_ipo_raccuracy":"Al Ramz shall not be held responsible for any wrong data input or processing, or any inability to cancel or modify IPO \r\nrequests due to circumstances beyond the control of Al Ramz. While Al Ramz will use reasonable efforts to ensure that \r\nall information provided by investors is accurate and up-to-date, investors are solely responsible for verifying the \r\naccuracy of their own information and for any errors or omissions that may occur.","lbl_ipo_mayoccur":"Al Ramz shall not be held responsible for any wrong data input or processing, or any inability to cancel or modify IPO \r\nrequests due to circumstances beyond the control of Al Ramz. While Al Ramz will use reasonable efforts to ensure that \r\nall information provided by investors is accurate and up-to-date, investors are solely responsible for verifying the \r\naccuracy of their own information and for any errors or omissions that may occur.","lbl_transfer_in_shares":"TRANSFER IN SHARES","lbl_ipo_technicalissue":"Al Ramz shall not be liable for any damages or losses arising from errors or omissions in IPO requests or from any \r\ninability to cancel or modify such requests, regardless of whether such damages or losses are direct, indirect, special, \r\nincidental, consequential, or punitive. Al Ramz shall also not be liable for any damages or losses resulting from any \r\ndelay or failure to execute IPO requests, including but not limited to delays or failures caused by market conditions, \r\ntechnical issues, or other unforeseen circumstances.","lbl_uploadpassport":"Upload Passport Using Camera","lbl_ipo_investors":"Investors understand and acknowledge that participation in an IPO involves risks, and that Al Ramz is not responsible \r\nfor any losses incurred as a result of such risks. Investors should carefully consider all information provided in the \r\nIPO prospectus and consult with their own legal, financial, and tax advisors before making any investment decisions.","lbl_thirdparty":"Third Party SignUp - AlRamz","lbl_ipo_bysubmitting":"By submitting an IPO request, investors acknowledge and agree to the terms of this disclaimer and waive any claims or \r\nrights they may have against Al Ramz in connection with the relevant transaction to the extent permissible by the \r\napplicable laws and regulations.”","lbl_dragimage":"Drag the Image to adjust","lbl_ipo_sl":"SL","lbl_ipo_tp":"TP","lbl_ipo_fab":"FAB","lbl_ipo_tpq":"tp","lbl_ipo_slq":"sl","lbl_ipo_circumstances":"Al Ramz shall not be liable for any damages or losses arising from errors or omissions in IPO requests or from any\r\ninability to cancel or modify such requests, regardless of whether such damages or losses are direct, indirect, special,\r\nincidental, consequential, or punitive. Al Ramz shall also not be liable for any damages or losses resulting from any\r\ndelay or failure to execute IPO requests, including but not limited to delays or failures caused by market conditions,\r\ntechnical issues, or other unforeseen circumstances.","lbl_ipo_decisions":"Investors understand and acknowledge that participation in an IPO involves risks, and that Al Ramz is not responsible\r\nfor any losses incurred as a result of such risks. Investors should carefully consider all information provided in the\r\nIPO prospectus and consult with their own legal, financial, and tax advisors before making any investment decisions.","lbl_ipo_regulations":"By submitting an IPO request, investors acknowledge and agree to the terms of this disclaimer and waive any claims or\r\nrights they may have against Al Ramz in connection with the relevant transaction to the extent permissible by the\r\napplicable laws and regulations.”","error_ipo_validnationnum":"Please provide a valid National Identification Number for","error_ipo_proceedto":"to proceed","error_invalid_email":"The email entered is not valid. Please enter the email you have registered with Al Ramz","error_invalid_email_try_again":"Oops! It seems like the entered E-mail ID isn't valid. Please check and try again","error_loginhelp_notvalid":"Oops! You've exceeded the maximum number of attempts to send the OTP. Please try again later","error_loginhelp_timefresh":"Time for a fresh start! Please set a new password","error_loginhelp_ensureaccuracy":"To ensure accuracy, kindly re-enter your password","error_loginhelp_enterpassword":"We need you to enter the password you're currently using, please","error_loginhelp_newpassword":"Oops! Your new password can't be the same as your current one. Please choose a different password","error_loginhelp_browser":"Sorry - you're browser doesn't support the FileReader API","lbl_community_fallers":"DFM's turnover reached AED 410.83 million through the exchange of 385.05 million shares. \r\nAl Ramz Corporation Investment and Development topped the risers with 14.51%, while Dubai Islamic Insurance and \r\nReinsurance Company (Aman) led the fallers with 3.16%","error_community_feedempty":"Your saved post feed is empty.","error_errorpage_apologies":"There's some problem with our server. Kindly, try refreshing the page or come back later Apologies for the inconvinience!","error_errorpage_pagenotfound":"Oops! Page not found","error_errorpage_homepage":"Oops! The page you're looking for cannot be found. Please check the URL or return to the homepage.","lbl_order_aldarq":"ALDAR","lbl_click_here_mbl":"Click Here","lbl_kycdoc_clickhere":"Click Here","lbl_market_filterorder":"Filter Orders","lbl_mobile_thankyou":"Thank you for using the online/mobile applications provided by Al Ramz Group (\"we,\" \"us,\" or \"Al Ramz Group\"). This \r\nPrivacy Policy is designed to help you understand how we collect, use, and protect your personal information when you \r\nuse our website www.alramz.ae and related online/mobile applications (collectively referred to as the \"Platform\"). We \r\nare committed to safeguarding your privacy and ensuring compliance with data protection laws. Please take a moment to \r\nread this Privacy Policy to better understand our practices.","lbl_mobile_intellectualpropery":"1. Intellectual Property: The content, design, and features of the Platform, including but not limited to text, \r\ngraphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the intellectual \r\nproperty of Al Ramz Group or its licensors. You are granted a limited, non-exclusive, non-transferable license to access \r\nand use the Platform solely for your personal and non-commercial use. Any unauthorized use of our intellectual property \r\nis strictly prohibited.","lbl_mobile_confidentiality":"2. Confidentiality: Al Ramz Group respects the confidentiality of the information you provide through the Platform. We \r\nmaintain appropriate measures to protect the confidentiality of sensitive information. However, please note that any \r\ninformation you transmit to us electronically may not be secure. We advise you to exercise caution when sharing \r\nconfidential or sensitive information through the Platform.","lbl_mobile_informationsecurity":"3. Information Security: We take the security of your personal information seriously. We implement industry-standard \r\nsecurity measures to protect your data from unauthorized access, alteration, disclosure, or destruction. Despite these \r\nmeasures, no data transmission or storage can be guaranteed to be 100% secure. You are responsible for maintaining the \r\nconfidentiality of any passwords or account credentials associated with the Platform.","lbl_mobile_collection":"4. Collection of Personal Information: We may collect personal information from you when you use the Platform. This \r\ninformation may include, but is not limited to, your name, contact information, email address, and other relevant \r\ndetails. We collect this information for legal purposes including to provide you with access to the Platform, respond to \r\nyour inquiries, and improve our services. By using the Platform, you consent to the collection, use, and disclosure of \r\nyour personal information as outlined in this Privacy Policy.","lbl_mobile_changes":"7. Changes to this Privacy Policy: Al Ramz Group reserves the right to update or modify this Privacy Policy at any time. \r\nAny changes will be posted on this page. 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I agree to advise Al Ramz, without delay, of any change in my circumstances affecting any of the information on this assessment.","lbl_future_aggrement":"Product - Future Agreement","lbl_review_and_submit":"Review and Submit","lbl_kindly_review_all_information":"Kindly review all the information entered before you submit the application.","lbl_uploaded_documents":"Uploaded document","lbl_trading_experience":"Trading Experience","lbl_attitude_financial_instrument2":"Attitude to Financial Instruments","lbl_current_employee_address":"Current Employer Address","lbl_value_of_net_assets":"Value of Net Assets","error_tin_description":"Please provide description","lbl_bank_acc_details":"Bank Account Details","lbl_bank_acc_number":"Bank Account Number","lbl_3_month_bank_statement":"3 months bank statement","lbl_upload_iban_letter_account_statement":"Upload IBAN letter / statement of account","lbl_stage3":"Stage 3","lbl_define_future_goals":"Define Your Future Goals","lbl_assest_risk_tolerance":"Assess Your Risk Tolerance","lbl_assest_risk_appetite":"Assess Your Risk Appetite","lbl_declaration_desc_understand":"I herewith confirm that all above stated information is true, accurate and complete and may be relied upon by Al Ramz. I understand that the Risk Appetite assessment is used as guide for Al Ramz personnel to assess suitability and appropriateness, and that insufficient information may result in inappropriate products/services. I agree to advise Al Ramz, without delay, of any change in my circumstances affecting any of the information on this assessment.\nI understand that changing the recommended selection does not affect my application","lbl_financial_status":"Financial Status","email_verification":"Email Verification","lbl_privacy_cookie_policy":"Privacy and Cookie Policy","lbl_document_upload":"Document Upload","error_some_erroe":"Some Error","lbl_manual _linking":"Manual Linking","lbl_dont_have_account":"Don't have an account?","lbl_register_now":"Register now","lbl_create_account_successfully":"Account Created successfully","lbl_2_more_step":"You are half way there, 2 more step to go.","lbl_previous _exployer":"Previous Employer","lbl_previous_exployer":"Previous Employer","lbl_employer_address":"Employer Address","lbl_future_goals":"Future Goals","lbl_net_worth_about_goals":"Net worth % about your goals","lbl_investment_spectrum":"Investment Spectrum","lbl_conservation":"Conservation","lbl_based_on_provided_information":"Based on your provided information, you are a","lbl_your_product_selected":"Product Selected","lbl_contact_customare_management":"Please contact customer management at ","lbl_for_any_enquires":"for any enquiries","lbl_are_you_sure":"Are you sure?","lbl_come_back_resume_journey":"Your progress will be saved, you can come back and resume the journey","welcome_to_alramz_start_trading_now":"Welcome To Alramz.. You can start trading now","lbl_declaration_subtext":"Fill the CRS (Common Reporting Standard) declaration to ensure compliance with international tax regulations.","lbl_reason_b_placeholder":"As you select reason B for not having TIN, please enter your explanation for selecting this reason","lbl_if_tin_unavailable_msg":"If a TIN is unavailabe please provide the appropriate reason A,B or C where indicated below","lbl_evaluate_financial_status":"Evaluate Your Financial Status","lbl_complete_fatca_declaration":"Complete the FATCA declaration by answering the questions above regarding your US citizenship status and financial connections to the US.","lbl_welcome_to_alramz":"Welcome to Al-Ramz","lbl_step2_prepare_documents_scanning":"Step 2: Prepare documents for scanning for further steps","lbl_step3_help_understand_your_risk_profile":"Step 3: Please complete this step to help us understand your risk profile","lbl_step4__recommend_suitable_product":"Step 4: Please complete this step to help us recommend suitable products for you.","lbl_step4_recommend_suitable_product":"Step 4: Please complete this step to help us recommend suitable products for you.","please_select_a_country":"Please select a Country","please_select_a_city":"Please select a City","please_provide_a_address":"Please provide your Address","please_provide_pobox_number":"PO BOX must be minimum 3 digits","please_provide_bank_name":"Please provide your Bank Name","please_provide_bank_acc_number":"Please provide your Bank Account Number","error_document_sharing_success_uae":"EID and passport documents sharing from UAE PASS was successful","error_document_sharing_success_non_uae":"EID document sharing from UAE PASS was successful","error_navigate_to_existing_document_sharing":"Please navigate to existing document sharing notification on UAE PASS app","error_uqudo_face":"Provided document didnt match with records, please try again.","error_some_error":"Some Error","lbl_manual_linking":"Manual Linking","error_valid_amount":"Please enter valid amount","lbl_withdraw_fund":"Withdraw Fund","error_missing_bank_details":"Missing bank details","lbl_update_profile":"UPDATE PROFILE","lbl_kindly_update_withdrawing_funds":"Kindly update your bank information to continue withdrawing funds","lbl_my_subscription":"My Subscriptions","lbl_contacted_customare_service_representatives":"is registered. You will be contacted by one of our customer service representatives soon.","lbl_my_requests":"My Requests","lbl_already_selected_product":"You already have selected following products","lbl_add_new_product":"ADD NEW PRODUCT","lbl_please_select_new_product":"Please select new product","lbl_active_button":"Active","lbl_expired_button":"Expired","lbl_bank_country":"Bank Country","lbl_bank_detail":"Bank Details","lbl_iban_letter":"IBAN Letter","lbl_authenticate_using_face_id":"Authenticate using FaceID!","lbl_authenticate_using_biometrics":"Authenticate using Biometrics!","lbl_authenticate_using_otp":"Authenticate using OTP","lbl_post_zip_no":"PO Box No./Zip Code","lbl_upload_vali_proof":"Upload valid address proof","lbl_upload_valid_proof":"Upload valid address proof","lbl_new_mobile_number":"New Mobile Number","lbl_valid_suggestion":"Please enter valid suggestion.","lbl_describe_suggestion":"Describe your suggestion here","lbl_home":"Home","lbl_identity_proof":"Identity Proof","lbl_mobile_verification":"Mobile Verification","crs":"CRS","lbl_risk_profile_subtitle":"Trading Experience, Financial Status, Future Goals, Risk Tolerance, Risk Appetite,Insider","lbl_product _suitability":"Product Suitability","lbl_product_suitability_subtitle":"Client Classification, Product Selection, Product Agreement, Review","lbl_profile_subTitle":"Sign up, Terms and Condition, Privacy and Cookie Policy, Email Verification","lbl_identity_proof_subTitle":"FATCA, Document Upload, Address, CRS, Bank details, Mobile verification","lbl_stage2_identity_proof":"Stage 2: Identity Proof","lbl_save_&_exit":"Save & Exit","lbl_document":"Document","lbl_bank":"Bank","lbl_required_documents":"Required Documents","lbl_declare_nationality_scan_documnets":"Declare your nationality/residency status before proceeding to upload or scan your documents.","lbl_declare_nationality_scan_documents":"Declare your nationality/residency status before proceeding to upload or scan your documents.","lbl_scan_password":"Upload / Scan your Passport.","lbl_scan_passport":"Upload / Scan your Passport","lbl_nationality_scan_documens_instruction":"Keep your Passport and Emirates ID ready to follow the instructions carefully when uploading or scanning.","lbl_file_type":"Supported file type: PDF. Max 3MB","lbl_continue_uae_pass":"Continue with UAE PASS","lbl_requesting_documents_uae_pass":"We will be requesting your documents from UAE PASS","lbl_scan_upload_emirates_id":"You will be requested to Scan / Upload your Emirates ID \nand Passport","lbl_scan_upload_passport":"You will be requested to Scan / Upload your Passport","lbl_document_details":"Document Details","lbl_paasport_details_recorded":"Your passport details have been recorded, please review the data before proceeding.","lbl_passport_details_recorded":"Your passport details have been recorded, please fill in other details in the black space below.","lbl_edit_details":"Edit Details","lbl_name":"Name","lbl_name_arabic":"Name (Arabic)","lbl_enter_address":"Enter Address","lbl_fill_information_based_on_passport":"Please fill your residence address.","lbl_active_mobile_number_otp_verification":"Enter your active mobile number for\n OTP Verification","lbl_check_your_phone":"Check your phone","lbl_register_mobile_send_otp":"An OTP is sent to your Registered Mobile Number. Please enter the OTP to verify account.","lbl_crs_description":"Fill the CRS (Common Reporting Standard) declaration to ensure compliance with international tax regulations","lbl_reasonA_description":"A: The country / jurisdiction where the Account Holder is resident does not issue TIN to its residents","lbl_no_plans_expired":"No plans expired","lbl_standalone":"Standalone","lbl_bundled":"Bundled","lbl_select_financial_market":"Financial market you want to subscribe to","lbl_no_plans_available":"No plans available","lbl_vat_inclusive":"VAT inclusive","lbl_caps_subscribe":"SUBSCRIBE","lbl_already_have_subscription":"You already have this subscription","lbl_subscription_ends_on":"Subscription ends on","lbl_subscription_expired_on":"Subscription expired on","lbl_caps_renew":"RENEW","lbl_month":"Month","lbl_months":"Months","lbl_view_my_subscription":"VIEW MY SUBSCRIPTIONS","lbl_financial_market_subscribe":"Select financial market that you want to subscribe to","lbl_standalone_subscription":"Select standalone subscription for","lbl_select_bundled":"Select bundled subscription for","lbl_commen_cost":"Cost","lbl_additional_terms_business":"Additional Terms of Business â€“ Foreign Market Data Subscription Service","lbl_add_new_subscribtion":"Add new subscription","lbl_scanqrcode":"Scan QR Code","lbl_sendlink":"Send Link","lbl_openlinkonmobile":"Please open the link on your mobile","lbl_open_link_on_mobile":"Please open the link on your mobile","lbl_Terms_and_Business":"Additional Terms of Business – Foreign Market Data Subscription Service","lbl_ready_to_take_new_treading_experienc":"You're ready to take your trading experience to the next level","lbl_not_subscribe_default_plan":"Client can not subscribe to the default plan","lbl_Successfully_subscribe":"You have successfully subscribed to","error_error_in_payment":"Error in payment process","lbl_package_not_found":"Package not found","agr_subscription_1":"These additional terms of business as amended from time to time (Foreign Market Data Service Terms) shall apply to you when you subscribe for, and receive live market data and other information ( Foreign Market Data) in relation to one or more financial products and instruments (Foreign Securities) that are traded on a securities market established outside of the United Arab Emirates (Foreign Market) through the electronic platform operated by us using any means or form of interface (Platform) Al Ramz makes available to you from time to time (Subscription Service). ","agr_subscription_2":"By ticking the appropriate box and signing the Subscription Request, you have agreed to be bound by these Foreign Market Data Service Terms.","agr_subscription_3":"These Foreign Market Data Service Terms must be read in conjunction with, and are intended to supplement, the General Terms which together shall form a binding Agreement between you and us and are incorporated by reference and shall be deemed to have the same force and effect as if set out in full therein. In the event of any inconsistency between these Foreign Market Data Service Terms and the General Terms, these Foreign Market Data Service Terms shall take precedence.","agr_subscription_4":" Capitalised terms and expressions, unless defined in the body of these Foreign Market Data Service Terms, have the meaning given to them in Schedule 1 of the Al Ramz Capital LLC General Terms of Business (General Terms).","lbl_subscription_data_service_terms":" These Foreign Market Data Service Terms will come into force when we:","agr_subscription_5":"receive your electronically signed Subscription request (the Effective Date) where you have indicated your wish to activate your Subscription Service; and","agr_subscription_6":"notify you in writing of our acceptance of your request to receive Subscription Services and shall continue in full force and effect until terminated.","lbl_foreign_market_data":"Receiving Foreign Market Data","agr_subscription_7":"you will only be able to receive Foreign Market Data, which are limited to:","agr_subscription_8":"Foreign Securities which Al Ramz in its sole discretion deals or trades on behalf of you or its other clients; and","agr_specfied_foreign_markets":"specified Foreign , a list of which can be found at","url_amended":"and as amended from time to time.","agr_subscription_9":"you shall tick the relevant box(es) on the Platform to indicate your agreement to the Subscription Service on which Foreign Market you wish to receive Foreign Market Data.

In doing so, you agree to comply with the requirements which relate to receiving Foreign Market Data, including but not limited to providing any requested documents and information to allow such Foreign Market or Al Ramz (as the case may be) to meet their regulatory and statutory requirements, including but not limited to information regarding any device or equipment that you use to access the Platform.","agr_subscription_10":" all live market data and information in relation to trading, volumes and pricing for a Foreign Market provided through the Platform or any electronic system operated by Al Ramz may be proprietary information of the relevant Foreign Market or another person and any display, dissemination or other use of that information may be subject to restrictions imposed by the Foreign Market or other person. You are responsible for complying with any such restrictions.","agr_subscription_11":" You further understand and agree that Al Ramz shall, without any notice, cease to provide all or part of the Foreign Market Data to you in relation to a particular Foreign Market due to any action or decision of any exchange, market, clearing house or regulators of the relevant Foreign Market (Foreign Market Authority). ","agr_subscription_12":"You further understand and agree that Al Ramz, when required to do so by the relevant Foreign Market Authority, may unilaterally: (i) limit or terminate the right of any or all persons to receive or use the relevant Foreign Market Data; or (ii) control the manner in which the Foreign Market Data is formatted and displayed by Al Ramz to ensure the completeness, fairness and integrity of the Information received by you as subscriber. Al Ramz shall promptly comply with any such notice. Furthermore, Al Ramz shall make the necessary changes to its Foreign Market Data subscription service to comply with any such notice within such period of time as may be determined by the Foreign Market Authority.","agr_subscription_13":"AL RAMZ IS NOT LIABLE FOR ANY ACTION OR DECISION OF FOREIGN MARKET AUTHORITY, OR THE DIRECT OR INDIRECT CONSEQUENCES THEREOF.","lbl_non_transferrable":"Non-transferrable licence","agr_subscription_14":" You acknowledge and agree that Al Ramz grants a non-exclusive, non-transferable licence to you to use the Platform solely as provided herein. Title to the Platform and updates shall remain the sole property of the owner of the Platform, including all patents, copyrights and trademarks.","agr_subscription_15":"You must not sell, exchange, or transfer your right to use the Subscription Service to others. You must not copy, modify, translate, decompile, reverse engineer, dissemble or reduce to a human readable form, or adapt, the Platform or use it to create a derivative work, unless authorised in writing by Al Ramz. ","lbl_Restrictions":"Restrictions on Use","agr_subscription_16":"Unauthorized use, copying, reproduction, modification, publication, republication, uploading, framing, downloading, posting, transmitting, distributing, duplicating or any other misuse of the Subscription Service is strictly prohibited.","agr_subscription_17":" You will only use the Platform for your own internal business and investment purposes. You are responsible for reading, understanding and keeping up to date with the details of the operational aspects of the Platform as set out on Al Ramz’s website.","agr_subscription_18":"You shall not transmit or provide any Foreign Market Data to any person for retransmission or redistribution by such person. You shall not transmit or provide the Foreign Market Data to any other person without Al Ramz’s consent. Al Ramz may or may not grant such consent after considering the relevant regulatory, statutory and contractual obligations which Al Ramz is subject to in relation to the provision of the Foreign Market Data.","agr_subscription_19":"You are prohibited from publicly displaying, redistributing or retransmitting the Foreign Market Data in any way. ","agr_subscription_20":"Any use of the Subscription Service other than as permitted by these terms will violate the Foreign Market Data Service Terms and may infringe upon our rights or the rights of the third party that owns the affected Subscription Service. You agree to report any violation of these terms by others that you become aware of.","lbl_compliance_laws":"Compliance with laws","lbl_single_sector_exposure":"Single Sector Exposure","lbl_single_securities_exposure":"Single Securities Exposure","lbl_yesterday_gain":"Yesterday's gain","lbl_welcome_back":"Welcome to Al-Ramz. In order to start trading, you need to complete your KYC.","lbl_sector_name":"Sector Name","lbl_average_1y_return":"Average 1Y Return","lbl_consumer_discretionary":"Consumer Discretionary","agr_subscription_21":"A person shall be deemed to have received or made use of the Foreign Market Data if he receives, transmits or makes use of all or any part of the Foreign Market Data, to include divulging or publishing the existence, contents, substance, purport, effect or meaning thereof.","agr_subscription_22":"You agree that you are not engaged in, and agrees not to engage in, any unlawful transaction or business, and agrees not to use or knowingly permit anyone to use the Foreign Market Data for:","agr_subscription_23":" any purpose or in any manner not authorized by these Foreign Market Data Service Terms; or","agr_subscription_24":"for any unlawful purpose or in any manner not in compliance with all the applicable laws, rules and regulations in the UAE and the relevant Foreign Markets.","agr_subscription_25":"The Foreign Market Data furnished to you by Al Ramz shall be solely for use in accordance with these Foreign Market Data Service Terms, and you will neither furnish nor permit others to furnish Foreign Market Data other than (i) in accordance with these Foreign Market Data Service Terms and (ii) to a person authorized to receive the Foreign Market Data under the procedures set forth in Sections 2.2, Section 2.3 and Section 4.2 above.","lbl_Limitation_subscription":"Limitation of liabilities","agr_subscription_26":" Despite any other provision of these Terms, Al Ramz will not be liable for any damage, loss, cost, expense or liability incurred by the person concerned, however it arises and whether it is present or future, fixed or unascertained, actual or contingent (Loss) caused by us in connection with our provision of Foreign Market Data. ","agr_subscription_27":" Al Ramz will not be liable for any Loss incurred by you arising from any delay in the dissemination of Foreign Market Data or the processing any order or instruction to amend or cancel an order for trading any Foreign Securities. In order to mitigate the risk of Loss to you that may be caused by such an event, or due to any other disruption in your ability to use Foreign Market Data, you are responsible for ensuring you have in place alternative arrangements for obtaining and verifying the Foreign Market Data.","lbl_fees_and_payments":"Fees and Payments","agr_subscription_28":" Al Ramz reserves the right at any time to charge fees for access to portions of the Subscription Service or the Subscription Service as a whole.","agr_subscription_29":"You shall pay all fees and charges incurred through your account at the rates in effect for the billing period in which such fees and charges are incurred, including but not limited to charges for any products or services offered for sale through the Subscription Service by Al Ramz.","agr_subscription_30":" All fees and charges shall be billed to you, and you shall be solely responsible for their payment. You shall pay all applicable taxes relating to the use of the Subscription Service through your account, and the purchase of any other products or services","agr_subscription_31":" Certain portions of the Subscription Service or the Subscription Service as a whole may require a prepaid fee (Prepaid Fee). By ticking the relevant box(es) on the Platform to agree to the Subscription Service, you also agree to the amount of Prepaid Fee, subscription duration, the specific Foreign Market which you choose for the portion(s) of Subscription Service as displayed on the Platform at the same time. Al Ramz may adjust the Prepaid Fee, duration of subscription and other terms of subscription at its discretion. You must pay the Prepaid Fee and any related taxes or charges in advance. If a Prepaid Fee is required, you will not receive any portion of the Subscription Service unless Al Ramz receives all fees and charges from you, including the Prepaid Fee.","lbl_non_UAE_Residents":"For non-UAE Residents ","agr_subscription_32":"Al Ramz operates the Platform and provide the Subscription Service in the United Arab Emirates (UAE). Al Ramz makes no representation that the Subscription Service is appropriate or available for use in locations other than UAE. If you access this site from locations outside of the UAE you do so on your own initiative and at your own risk, and you are solely responsible for compliance with all applicable local laws.","agr_subscription_33":"All content on the Platform, including Foreign Market Data, trademarks, service marks, copyrights, logos, and other intellectual property (collectively referred to as Intellectual Property Rights), is either owned by or licensed to Al Ramz, relevant Financial Market operators, or third-party service providers. These Intellectual Property Rights are protected against unauthorized use, copying, and dissemination by applicable intellectual property protection laws and international treaties.","agr_subscription_34":"You agree to comply with all applicable copyright laws and any additional copyright notices or restrictions in the Subscription Service. The Subscription Service, developed by Al Ramz and others, is valuable intellectual property. You must protect Al Ramz’ proprietary rights and notify us promptly of any unauthorized access or infringement claims. All Intellectual Property Rights related to the Subscription Service remain Al Ramz’s exclusive property.","lbl_login_again_enjoy":"Please log in again to enjoy your live feed.","lbl_not_usa_citizien":"I am not a USA citizen/I was not born in the USA/I am not a green card holder","lbl_have_address_email_pobox":"Do you have residence address or correspondence address/mail address, PO Box address/or a telephone number in the U.S?","lbl_have_address_standing_instructions":"Do you have standing instructions to transfer funds periodically to a U.S. account or receive from a U.S. address?","lbl_have_standing_instructions":"Do you have standing instructions to transfer funds periodically to a U.S. account or receive from a U.S. address?","lbl_poa_holder":"Is your POA holder based out of US or holds a US residency/citizenship?","lbl_do_have":"I do not have an","lbl_scan_upload_document":"You will be requested to Scan / Upload your Emirates ID and Passport","lbl_follow_instructions_to_upload":"Keep your Passport or Emirates ID ready and follow the instructions carefully when","lbl_uploading_scanning":"uploading or scanning.","lbl_ulpoad_document":"Upload Document","lbl_scan_document":"scan document","lbl_drag_drop_file":"Choose a file or drag & drop it here.","lbl_exposures_by_economics_sector":"Exposures by economic sector","lbl_portfolio_risk_conservative_desc":"You have a very low tolerance for risk and are unable to tolerate any investment losses or you have a very short investment time horizon. You prefer knowing that your capital is safe and are willing to accept lower returns to protect your capital.","lbl_portfolio_risk_moderate_desc":"A moderate-risk investor exhibits a lower tolerance for risk compared to aggressive investors. They take on some risk and usually set a percentage of losses they can handle.","lbl_portfolio_risk_aggressive_desc":"Your tolerance for risk, portfolio volatility and investment losses are very high. You are willing to tolerate potentially significant and sustained price fluctuations and large losses of capital. You have extensive investment knowledge. You have no income requirements from your investments and have a long investment time horizon.","lbl_most_followed":"Most Followed","lbl_already_money_market":"We noticed that you have already a Money Market Fund account. Please notice that if you proceed within the International Equities account, the MMF account will be disabled.","error_already_Internal_Equitie_account":"We noticed that you have already a Internal Equities account. Please notice that if you proceed within the MMF account, the International Equities account will be disabled.","error_Money_Market_Fund_account":"We noticed that you already have a Money Market Fund account. Please note that if you proceed with the International Equities account, the MMF account will be disabled.","error_unable_process":"We're unable to process your request for the Add Products at this time. Please check your details and try again. If the issue persists, contact us at +971 26262626.","lbl_send_link_via_email":"Send the scan link by email","lbl_send_email_to_reg_email":"to my registered email address","lbl_Taxpayer_Identification_Number":"Please specify your Country/Jurisdiction(s) of Residence for Tax Purposes and related Taxpayer Identification Number or Equivalent Number(TIN)","lbl_verify_mob_no":"Verify your Mobile Number ","lbl_save_exit":"Save & Exit","lbl_review_submit":"Review & Submit","lbl_address_update_successfully":"Great news! Your address details have been updated successfully.","lbl_eid_details":"EID Details ","lbl_enter_new_mobile_number":"Enter new mobile number","lbl_sent_otp_new_mobile":"We have sent an OTP to your new mobile number","lbl_great_news_mobile":"Great news! Your Mobile Number","lbl_updated_successfully":"has been updated successfully.","lbl_standard_international_numbering":"An IBAN, or international bank account number, is a standard international numbering system developed to identify an overseas bank account.","lbl_select_png_jpeg_pdg":"Please select .png or .jpeg or .pdf file","lbl_bank_updated_successfully":"Your bank details have been updated successfully.","lbl_received_req1":"We have received your request,","lbl_submit_iban":"Please submit the IBAN letter to","lbl_per_detail":"Personal Details","lbl_investors":"Investor","lbl_investment_specturm":"Your Investment Spectrum","lbl_your_future_goals":"Your Future Goals","lbl_your_future_status":"Your Financial Status","lbl_male":"Male","lbl_female":"Female","error_IBAN_not_same":"your new IBAN cannot be same as your cureent IBAN","error_IBAN_not_empty":"IBAN cannot be empty","error_incorrect_IBAN_try_again":"Incorrect IBAN entered. Please try again","error_address_characters":"Hold on! Please make sure your address has characters in it","lbl_tin_number_shot":"TIN Number","lbl_change_mobile":"We have received your request to change your mobile number","lbl_Special_characters_not_allowed":"Special characters are not allowed.","error_ensure_all_fields":"Please ensure all fields are filled before proceeding.","error_allow_png_jpeg_pdf":"Only .png, .jpeg, or .pdf files are allowed","error_while_processing":"An error occurred while processing the response. Please try again later or call +971 26262626\"","lbl_oneweek_gain":"One week's gain","lbl_onemonth_gain":"One month's gain","lbl_oneyear_gain":"One year's gain","lbl_create_your_signature":"Create your signature","lbl_product_successfully_recieved":"Your products request has been successfully received","lbl_check_request_status":"to check the status of your request","lbl_view_my_product":"VIEW MY PRODUCTS","lbl_product_agreements":"Product Agreements","lbl_product_agreement_my_product":"Product Agreement","accept_agreement":"Accept all agreement to submit","lbl_posted_remove":"We removed this post because it doesn’t follow the ","lbl_posted_reported":"Post Reported successfully","lbl_there_are_no_orders":"There are no orders","lbl_posted_reported_remove":"Removed post report request successfully","lbl_no_orders_subtitle":"Place an order. Its always a right time to start","lbl_standing_instructions":"Standing Instructions","lbl_people":"People","lbl_manual":"Manual","error_regret_not_process_subscription":"We regret to inform you that we cannot process your subscription request at this time. Our records indicate that you are already subscribed, and additional subscriptions are not possible. 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Facebook Data Deletion Request
Instructions\r\n\t\t\t

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\r\n\t\t\t\tIn compliance with Facebook Apps and Websites Platform rules, we are required to provide a User Data Deletion Callback\r\n\t\t\t\tURL or Data Deletion Instructions URL. To request the deletion of your personal data, such as your email address or\r\n\t\t\t\tother information we hold, please adhere to the following procedure. This ensures that your request is managed\r\n\t\t\t\tefficiently and in compliance with relevant data protection regulations.\r\n\r\n\t\t\t\t

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1. How to Submit a Data Deletion Request

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Please follow these steps to submit a data deletion request:

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Email Submission:\r\n\t\t\t\t\t\t\t
- Email Address: cm@alramz.ae
- Subject Line: “Facebook Data Deletion Request”
- Required Information: “Facebook Data Deletion Request”\r\n\t\t\t\t\t\t\t\t\t
  - Full Name: To facilitate verification.
  - Email Address: The specific email address of the account you wish to have deleted.\r\n\t\t\t\t\t\t\t\t\t\t
  - Reason for Request: Please provide a brief explanation for why you wish to delete your data or account. Understanding\r\n\t\t\t\t\t\t\t\t\t\tyour reason helps us improve our services.\r\n\t\t\t\t\t\t\t\t\t\t
  - Additional Verification Information:\r\n\t\t\t\t\t\t\t\t\t\t\tProvide any pertinent details that will assist in verifying your identity (e.g., account number, recent transaction\r\n\t\t\t\t\t\t\t\t\t\t\tdetails).\r\n\r\n\t\t\t\t\t\t\t\t\t\t
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2. Acknowledgment and Verification

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Verification Process:\r\n\t\t\t\t\t\t\t
- To ensure the authenticity of the request, we may need to verify your identity. This process could involve contacting\r\n\t\t\t\t\t\t\t\t\tyou for additional information or requesting supporting documents.\r\n\t\t\t\t\t\t\t\t
- Methods of Verification:This may include answering security questions, submitting identification documents, or confirming account details.\r\n\t\t\t\t\t\t\t\t
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2. Processing Your Request

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Completion Notification:\r\n\t\t\t\t\t\t
- \r\n\t\t\t\t\t\t\t\tOnce the deletion is completed, we will send a confirmation email detailing the actions taken and confirming that your\r\n\t\t\t\t\t\t\t\tdata has been removed.\r\n\t\t\t\t\t\t\t
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4. Timeline for Data Deletion

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Standard Processing Time:\r\n\t\t\t\t\t\t
- The standard processing time for data deletion requests is 7-14 business days. We will keep you informed of the status\r\n\t\t\t\t\t\t\tthroughout this period
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Potential Delays:\r\n\t\t\t\t\t\t
- Should there be any delays or issues, we will promptly inform you and provide an updated timeframe for completion.
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5. Considerations and Implications

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Impact on Services:\r\n\t\t\t\t\t\t
- Please note that deletion of your data may affect your access to certain services or features associated with your\r\n\t\t\t\t\t\t\taccount. Ensure that you address any active services or subscriptions before requesting data removal.\r\n\t\t\t\t\t\t\t
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Account Management:\r\n\t\t\t\t\t\t
- It is advisable to review and manage any related accounts or services prior to submitting your deletion request to avoid\r\n\t\t\t\t\t\t\tpotential disruptions.
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6. Privacy and Security

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Privacy Policy:\r\n\r\n\t\t\t\t\t\t
- For detailed information on how we manage and protect your personal data, please review our Privacy Policy.\r\n\r\n\t\t\t\t\t\t\t
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Data Security:\r\n\r\n\t\t\t\t\t\t
- We are committed to maintaining the highest standards of data security. All requests for data deletion are handled with\r\n\t\t\t\t\t\t\tthe utmost care to ensure the safe and complete removal of your information.\r\n\t\t\t\t\t\t\t
\r\n\t\t\t\t\t

\r\n\t\t\t\t

7. Contact Information

\r\n\t\t\t\t

Should you have any questions or require further assistance regarding your data deletion request, please contact us\r\n\t\t\t\tthrough the following channels:

\r\n\t\t\t\t

Email: cm@alramz.ae
Phone +971 2 6262626
Fax:+971 2 6262444
Location:Sky Tower, 22nd Floor, Abu Dhabi, UAE
Support Hours:Monday to Friday from 8:00 AM – 4:00 PM
Website:www.alramz.ae

\r\n\t\t\t\t

We are dedicated to protecting your privacy and ensuring that your data deletion requests are managed efficiently. Thank\r\n\t\t\t\tyou for your cooperation.

\r\n\r\n\r\n\t\t\t \r\n\t\t\t

\r\n\t\t

\r\n\t

\r\n

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Al Ramz Cookies, Privacy & Security Policy

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Facebook Data Deletion Request Instructions\r\n\t\t\t

1. How to Submit a Data Deletion Request

Please follow these steps to submit a data deletion request:

2. Acknowledgment and Verification

2. Processing Your Request

4. Timeline for Data Deletion

5. Considerations and Implications

6. Privacy and Security

7. Contact Information

Should you have any questions or require further assistance regarding your data deletion request, please contact us\r\n\t\t\t\tthrough the following channels:

We are dedicated to protecting your privacy and ensuring that your data deletion requests are managed efficiently. Thank\r\n\t\t\t\tyou for your cooperation.

Facebook Data Deletion Request
Instructions\r\n\t\t\t